Buy Cheap Calera, AL Auto Insurance (2021)

Calera, AL auto insurance rates average $302 a month. Minimum auto insurance requirements in Calera, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Calera, AL, compare Calera auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Calera after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Calera is Liberty Mutual
  • Average auto insurance rates in Calera, AL after a DUI are $4,119/year

Finding affordable Calera, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Calera, AL auto insurance with confidence is right here. Auto insurance rates in Calera are affected by local factors as well as personal ones like your driving record.

See how Calera, AL car insurance rates compare to Decatur auto insurance rates, Huntsville auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Calera.

Don’t buy Calera, AL auto insurance until you’ve compared rates. Get free Calera, Alabama auto insurance quotes when you enter your ZIP code above.

Calera, AL Minimum Auto Insurance Requirements

The required auto insurance in Calera, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Calera, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Calera, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Calera, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Calera, AL. Take a look at Calera, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Calera, Alabama

Insurance Company Poor Fair Good
Allstate $4,170 $3,279 $2,682
Farmers $4,704 $4,053 $3,840
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,127 $4,392 $3,449
Nationwide $3,092 $2,418 $2,189
Progressive $5,030 $4,327 $4,046
State Farm $8,081 $4,085 $2,771
Travelers $3,287 $2,852 $2,906
USAA $2,980 $1,938 $1,729

Buy Cheap Calera, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Calera, Alabama auto insurance rates? Find out how car insurance rates in Calera, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Calera, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,034 $1,938 $1,841 $1,876 $7,101 $7,627 $2,275 $2,325
Farmers $2,389 $2,367 $2,133 $2,267 $9,311 $9,575 $2,721 $2,829
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,878 $3,106 $2,361 $2,640 $10,717 $11,912 $3,057 $3,246
Nationwide $1,678 $1,696 $1,532 $1,583 $4,422 $5,679 $1,861 $2,076
Progressive $2,405 $2,247 $1,976 $2,112 $10,026 $11,182 $2,808 $2,983
State Farm $3,001 $3,001 $2,729 $2,729 $9,354 $11,682 $3,398 $3,941
Travelers $1,234 $1,252 $1,166 $1,160 $6,551 $10,254 $1,174 $1,330
USAA $1,376 $1,398 $1,284 $1,260 $4,111 $4,560 $1,796 $1,940

Buy Cheap Calera, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Calera can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Calera, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Calera, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,101 $7,627
Farmers $9,311 $9,575
GEICO $5,204 $5,101
Liberty Mutual $10,717 $11,912
Nationwide $4,422 $5,679
Progressive $10,026 $11,182
State Farm $9,354 $11,682
Travelers $6,551 $10,254
USAA $4,111 $4,560

Buy Cheap Calera, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Calera, Alabama by comparing Calera senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Calera, AL here.

Annual Auto Insurance Rates for Senior Drivers in Calera, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,841 $1,876
Farmers $2,133 $2,267
GEICO $1,878 $1,947
Liberty Mutual $2,361 $2,640
Nationwide $1,532 $1,583
Progressive $1,976 $2,112
State Farm $2,729 $2,729
Travelers $1,166 $1,160
USAA $1,284 $1,260

Find Cheap Auto Insurance Rates in Calera, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Calera, Alabama auto insurance. Compare Calera, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Calera, Alabama

Insurance Company Low Medium High
Allstate $3,255 $3,372 $3,505
Farmers $3,968 $4,146 $4,483
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,756 $4,966 $5,247
Nationwide $2,541 $2,546 $2,611
Progressive $3,971 $4,444 $4,987
State Farm $4,709 $4,974 $5,255
Travelers $2,862 $3,075 $3,109
USAA $2,138 $2,204 $2,305

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Find Cheap Calera, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Calera. Compare auto insurance rates in Calera, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Calera, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,377 $3,377
Farmers $4,199 $4,199
GEICO $2,707 $2,804
Liberty Mutual $4,989 $4,989
Nationwide $2,566 $2,566
Progressive $4,467 $4,467
State Farm $4,859 $5,099
Travelers $3,015 $3,015
USAA $2,114 $2,317

Find Cheap Calera, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Calera, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Calera, AL, take a look at the average cost for various violations versus rates for a clean driving record in Calera.

Annual Calera, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,869 $3,384 $4,013 $3,243
Farmers $3,528 $4,573 $4,460 $4,235
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $3,913 $5,454 $5,321 $5,269
Nationwide $2,249 $2,249 $3,259 $2,507
Progressive $4,024 $5,077 $4,352 $4,416
State Farm $4,476 $5,594 $4,923 $4,923
Travelers $2,513 $2,636 $3,855 $3,056
USAA $1,703 $2,137 $3,180 $1,842

Find Cheap Calera, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Calera, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Calera for less when you shop around and compare rates from multiple Calera, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Calera, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,013
Farmers $4,460
GEICO $3,711
Liberty Mutual $5,321
Nationwide $3,259
Progressive $4,352
State Farm $4,923
Travelers $3,855
USAA $3,180

Winners by Category: Where to Buy Cheap Auto Insurance in Calera, AL

Compare rates from the cheapest auto insurance companies in Calera, AL for your needs. Take a look at how Calera, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Calera, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Calera, Alabama Auto Insurance Companies

If you’re looking for the cheapest Calera, AL auto insurance companies overall, you can compare them here. Find the best price for Calera, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Calera, Alabama

Insurance Company Average Annual Rates
Allstate $3,377
Farmers $4,199
GEICO $2,755
Liberty Mutual $4,989
Nationwide $2,566
Progressive $4,467
State Farm $4,979
Travelers $3,015
USAA $2,216

What affects Calera, Alabama auto insurance rates?

Local factors affect auto insurance rates in Calera, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Calera auto insurance rates.

Auto Theft in Calera

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Calera, AL auto theft show a total of 23 vehicle thefts annually.

Commute Times in Calera

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Calera, AL is 33.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Calera, AL

You can buy cheap Calera, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Calera, Alabama auto insurance quotes from top companies.

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