UPDATED: Jul 1, 2020
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- Full coverage costs around $1,940 a year or $162 each month
- A liability-only policy costs around $777 a year or $65 each month
- Highest rates are for teenage drivers at around $7,091 a year or $591 each month
- Good drivers can save as much as $800 a year by earning policy discounts
- Mercedes-Benz CLS 550 insurance costs around $421 more per year than the average vehicle
Mercedes-Benz CLS 550 insurance rates are expensive. Mercedes-Benz CLS 550 insurance costs around $421 more per year than the average vehicle. The good news is that taking the time to understand the calculations behind insurance rates for a Mercedes-Benz will help drivers save. Read on.
You can start comparing quotes for Mercedes-Benz CLS 550 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mercedes-Benz CLS 550 Insurance Cost
The average car insurance costs for a Mercedes-Benz CLS 550 are $1,940 a year or $162 a month.
Are Mercedes-Benz CLS 550s Expensive to Insure?
The chart below details how Mercedes-Benz CLS 550 insurance rates compare to other luxury cars like the Audi A6, Acura TLX, and Audi A7.
|Mercedes-Benz CLS 550||$432||$952||$398||$1,940|
|Lexus GS 350||$370||$714||$338||$1,558|
However, there are a few things you can do to find the cheapest Mercedes-Benz insurance rates online.
What Impacts the Cost of Mercedes-Benz CLS 550 Insurance?
Even though the average annual rate for the Mercedes-Benz CLS 550 is $1,940, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Mercedes-Benz CLS 550.
Age of the Vehicle
Older Mercedes-Benz CLS 550 models generally cost less to insure. For example, car insurance for a 2018 Mercedes-Benz CLS 550 costs $1,940, while 2010 Mercedes-Benz CLS 550 insurance costs are $1,506, a difference of $434.
|2018 Mercedes-Benz CLS 550||$432||$952||$398||$1,940|
|2017 Mercedes-Benz CLS 550||$418||$930||$416||$1,922|
|2016 Mercedes-Benz CLS 550||$402||$890||$430||$1,880|
|2015 Mercedes-Benz CLS 550||$380||$860||$442||$1,840|
|2014 Mercedes-Benz CLS 550||$366||$798||$452||$1,774|
|2013 Mercedes-Benz CLS 550||$352||$752||$456||$1,718|
|2012 Mercedes-Benz CLS 550||$336||$674||$460||$1,628|
|2011 Mercedes-Benz CLS 550||$314||$620||$460||$1,552|
|2010 Mercedes-Benz CLS 550||$304||$580||$464||$1,506|
Driver age can have a significant effect on Mercedes-Benz CLS 550 car insurance rates. For example, 20-year-old drivers pay $2,373 more for their Mercedes-Benz CLS 550 car insurance each year than 30-year-old drivers.
Where you live can have a large impact on Mercedes-Benz CLS 550 insurance rates. For example, drivers in New York may pay $1,183 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Mercedes-Benz CLS 550 car insurance. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz CLS 550 car insurance rates with violations on their driving record.
Mercedes-Benz CLS 550 Safety Ratings
Your Mercedes-Benz CLS 550 auto insurance rates are tied to the Mercedes-Benz CLS 550’s safety ratings. See the breakdown below:
|Small overlap front: driver-side||N/R|
|Small overlap front: passenger-side||N/R|
|Moderate overlap front||N/R|
|Head restraints and seats||N/R|
|Source: Insurance Institute for Highway Safety|
Mercedes-Benz CLS 550 Crash Test Ratings
Mercedes-Benz CLS 550 crash test ratings can impact your Mercedes-Benz CLS 550 car insurance rates. See Mercedes-Benz CLS 550 crash test results below:
|Mercedes-Benz CLS 550||N/R||N/R||N/R||N/R|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Mercedes-Benz CLS 550 Safety Features
The Mercedes-Benz CLS 550 safety features can help lower insurance costs. The Mercedes-Benz CLS 550 has the following safety features:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Mbrace2 Emergency SOS
- Collision Prevention Assist Plus
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag, Driver And Passenger Pelvic Airbag
- Childseat Sensor and Rear Child Safety Locks
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Mercedes-Benz CLS 550 Finance and Insurance Cost
If you are financing a Mercedes-Benz CLS 550, most lenders will require your carry higher Mercedes-Benz CLS 550 coverages including comprehensive coverage, so be sure to compare Mercedes-Benz CLS 550 car insurance rates from the best companies using our FREE tool below.
Ways to Save on Mercedes-Benz CLS 550 Insurance
You can save more money on your Mercedes-Benz CLS 550 auto insurance rates by employing any of the following five strategies.
- Use a Service Like Turo to Rent Out Your Mercedes-Benz CLS 550
- Buy a Mercedes-Benz CLS 550 with an Anti-Theft Device
- Re-Check Mercedes-Benz CLS 550 Quotes Every 6 Months
- Take Public Transit Instead of Driving Your Mercedes-Benz CLS 550
- Tell Your Insurer About Different Drivers or Uses for Your Mercedes-Benz CLS 550
Top Mercedes-Benz CLS 550 Insurance Companies
Several top car insurance companies offer competitive rates for the Mercedes-Benz CLS 550 rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Mercedes-Benz CLS 550 drivers organized by market share.
|Source: Insurance Information Institute|
Compare Free Mercedes-Benz CLS 550 Insurance Quotes Online
You can start comparing quotes for Mercedes-Benz CLS 550 auto insurance rates from some of the best auto insurance companies by using our free online tool now.