UPDATED: Jul 1, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Key takeaways:
- Full coverage costs around $1,940 a year or $162 each month
- A liability-only policy costs around $777 a year or $65 each month
- Highest rates are for teenage drivers at around $7,091 a year or $591 each month
- Good drivers can save as much as $800 a year by earning policy discounts
- Mercedes-Benz CLS 550 insurance costs around $421 more per year than the average vehicle
Mercedes-Benz CLS 550 insurance rates are expensive. Mercedes-Benz CLS 550 insurance costs around $421 more per year than the average vehicle. The good news is that taking the time to understand the calculations behind insurance rates for a Mercedes-Benz will help drivers save. Read on.
You can start comparing quotes for Mercedes-Benz CLS 550 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mercedes-Benz CLS 550 Insurance Cost
The average car insurance costs for a Mercedes-Benz CLS 550 are $1,940 a year or $162 a month.
Are Mercedes-Benz CLS 550s Expensive to Insure?
The chart below details how Mercedes-Benz CLS 550 insurance rates compare to other luxury cars like the Audi A6, Acura TLX, and Audi A7.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Audi A7 | $406 | $834 | $398 | $1,796 |
| Volvo S60 | $332 | $656 | $398 | $1,544 |
| Lexus GS 350 | $370 | $714 | $338 | $1,558 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
However, there are a few things you can do to find the cheapest Mercedes-Benz insurance rates online.
What Impacts the Cost of Mercedes-Benz CLS 550 Insurance?
Even though the average annual rate for the Mercedes-Benz CLS 550 is $1,940, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Mercedes-Benz CLS 550.
Age of the Vehicle
Older Mercedes-Benz CLS 550 models generally cost less to insure. For example, car insurance for a 2018 Mercedes-Benz CLS 550 costs $1,940, while 2010 Mercedes-Benz CLS 550 insurance costs are $1,506, a difference of $434.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
| 2017 Mercedes-Benz CLS 550 | $418 | $930 | $416 | $1,922 |
| 2016 Mercedes-Benz CLS 550 | $402 | $890 | $430 | $1,880 |
| 2015 Mercedes-Benz CLS 550 | $380 | $860 | $442 | $1,840 |
| 2014 Mercedes-Benz CLS 550 | $366 | $798 | $452 | $1,774 |
| 2013 Mercedes-Benz CLS 550 | $352 | $752 | $456 | $1,718 |
| 2012 Mercedes-Benz CLS 550 | $336 | $674 | $460 | $1,628 |
| 2011 Mercedes-Benz CLS 550 | $314 | $620 | $460 | $1,552 |
| 2010 Mercedes-Benz CLS 550 | $304 | $580 | $464 | $1,506 |
Driver Age
Driver age can have a significant effect on Mercedes-Benz CLS 550 car insurance rates. For example, 20-year-old drivers pay $2,373 more for their Mercedes-Benz CLS 550 car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Mercedes-Benz CLS 550 insurance rates. For example, drivers in New York may pay $1,183 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Mercedes-Benz CLS 550 car insurance. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz CLS 550 car insurance rates with violations on their driving record.
Mercedes-Benz CLS 550 Safety Ratings
Your Mercedes-Benz CLS 550 auto insurance rates are tied to the Mercedes-Benz CLS 550’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Mercedes-Benz CLS 550 Crash Test Ratings
Mercedes-Benz CLS 550 crash test ratings can impact your Mercedes-Benz CLS 550 car insurance rates. See Mercedes-Benz CLS 550 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Mercedes-Benz CLS 550 | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mercedes-Benz CLS 550 Safety Features
The Mercedes-Benz CLS 550 safety features can help lower insurance costs. The Mercedes-Benz CLS 550 has the following safety features:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Mbrace2 Emergency SOS
- Collision Prevention Assist Plus
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag, Driver And Passenger Pelvic Airbag
- Childseat Sensor and Rear Child Safety Locks
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Mercedes-Benz CLS 550 Finance and Insurance Cost
If you are financing a Mercedes-Benz CLS 550, most lenders will require your carry higher Mercedes-Benz CLS 550 coverages including comprehensive coverage, so be sure to compare Mercedes-Benz CLS 550 car insurance rates from the best companies using our FREE tool below.
Ways to Save on Mercedes-Benz CLS 550 Insurance
You can save more money on your Mercedes-Benz CLS 550 auto insurance rates by employing any of the following five strategies.
- Use a Service Like Turo to Rent Out Your Mercedes-Benz CLS 550
- Buy a Mercedes-Benz CLS 550 with an Anti-Theft Device
- Re-Check Mercedes-Benz CLS 550 Quotes Every 6 Months
- Take Public Transit Instead of Driving Your Mercedes-Benz CLS 550
- Tell Your Insurer About Different Drivers or Uses for Your Mercedes-Benz CLS 550
Top Mercedes-Benz CLS 550 Insurance Companies
Several top car insurance companies offer competitive rates for the Mercedes-Benz CLS 550 rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Mercedes-Benz CLS 550 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Mercedes-Benz CLS 550 Insurance Quotes Online
You can start comparing quotes for Mercedes-Benz CLS 550 auto insurance rates from some of the best auto insurance companies by using our free online tool now.