Buy Cheap Chicopee, MA Auto Insurance (2022)

Chicopee, MA auto insurance rates average $280 a month. Minimum auto insurance requirements in Chicopee, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Chicopee, MA, compare Chicopee auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • The most expensive auto insurance company in Chicopee after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Chicopee is Liberty Mutual
  • Average auto insurance rates in Chicopee, MA are $280/month

Finding affordable Chicopee, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Chicopee, MA auto insurance with confidence is right here. Auto insurance rates in Chicopee are affected by local factors as well as personal ones like your driving record.

See how Chicopee, MA car insurance rates compare to Brockton auto insurance rates, Springfield auto insurance rates, and Quincy auto insurance rates before you read more about the cost of auto insurance in Chicopee.

Don’t buy Chicopee, MA auto insurance until you’ve compared rates. Get free Chicopee, Massachusetts auto insurance quotes when you enter your ZIP code above.

Chicopee, MA Minimum Auto Insurance Requirements

The required auto insurance in Chicopee, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Chicopee, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Chicopee, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Chicopee, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chicopee, Massachusetts auto insurance rates? Find out how car insurance rates in Chicopee, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chicopee, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,344 $2,344 $2,344 $2,344 $7,791 $7,791 $2,619 $2,619
GEICO $2,354 $2,354 $2,196 $2,196 $6,473 $6,473 $2,422 $2,422
Liberty Mutual $3,258 $3,258 $2,838 $2,838 $10,173 $10,173 $3,410 $3,410
Progressive $2,396 $2,396 $2,304 $2,304 $9,088 $9,088 $2,582 $2,582
State Farm $1,044 $1,044 $1,044 $1,044 $2,919 $2,919 $1,044 $1,044
Travelers $2,979 $2,979 $2,629 $2,629 $6,024 $6,024 $3,278 $3,278
USAA $1,580 $1,580 $1,556 $1,556 $3,722 $3,722 $1,744 $1,744

Buy Cheap Chicopee, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chicopee can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chicopee, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chicopee, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,791 $7,791
GEICO $6,473 $6,473
Liberty Mutual $10,173 $10,173
Progressive $9,088 $9,088
State Farm $2,919 $2,919
Travelers $6,024 $6,024
USAA $3,722 $3,722

Buy Cheap Chicopee, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Chicopee, Massachusetts by comparing Chicopee senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chicopee, MA here.

Annual Auto Insurance Rates for Senior Drivers in Chicopee, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,344 $2,344
GEICO $2,196 $2,196
Liberty Mutual $2,838 $2,838
Progressive $2,304 $2,304
State Farm $1,044 $1,044
Travelers $2,629 $2,629
USAA $1,556 $1,556

Find Cheap Auto Insurance Rates in Chicopee, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chicopee, Massachusetts auto insurance. Compare Chicopee, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chicopee, Massachusetts

Insurance Company Low Medium High
Allstate $3,452 $3,838 $4,033
GEICO $3,088 $3,420 $3,575
Liberty Mutual $4,591 $4,984 $5,184
Progressive $3,721 $4,166 $4,391
State Farm $1,371 $1,540 $1,628
Travelers $3,347 $3,798 $4,038
USAA $1,985 $2,187 $2,280

Find Cheap Chicopee, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chicopee. Compare auto insurance rates in Chicopee, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chicopee, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,648 $3,902
GEICO $3,294 $3,428
Liberty Mutual $4,726 $5,114
Progressive $4,093 $4,093
State Farm $1,477 $1,549
Travelers $3,545 $3,910
USAA $2,091 $2,210

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Find Cheap Chicopee, MA Auto Insurance Rates by ZIP Code

Auto insurance rates in Chicopee, Massachusetts can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Chicopee, MA to see how much where you live in Chicopee affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Chicopee, Massachusetts

ZIP Code Average Annual Rates
1013 $3,363
1020 $3,363
1022 $3,363

Find Cheap Chicopee, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Chicopee, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chicopee, MA, take a look at the average cost for various violations versus rates for a clean driving record in Chicopee.

Annual Chicopee, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,925 $4,364 $4,884 $2,925
GEICO $2,681 $3,705 $4,226 $2,833
Liberty Mutual $3,870 $5,300 $6,368 $4,140
Progressive $3,432 $4,854 $3,845 $4,240
State Farm $1,199 $1,632 $1,938 $1,283
Travelers $2,896 $4,006 $4,329 $3,680
USAA $1,527 $1,988 $3,377 $1,709

Find Cheap Chicopee, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chicopee, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Chicopee for less when you shop around and compare rates from multiple Chicopee, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chicopee, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,884
GEICO $4,226
Liberty Mutual $6,368
Progressive $3,845
State Farm $1,938
Travelers $4,329
USAA $3,377

Winners by Category: Where to Buy Cheap Auto Insurance in Chicopee, MA

Compare rates from the cheapest auto insurance companies in Chicopee, MA for your needs. Take a look at how Chicopee, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chicopee, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Chicopee, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Chicopee, MA auto insurance companies overall, you can compare them here. Find the best price for Chicopee, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Chicopee, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,775
GEICO $3,361
Liberty Mutual $4,920
Progressive $4,093
State Farm $1,513
Travelers $3,728
USAA $2,150

What affects Chicopee, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Chicopee, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Chicopee auto insurance rates.

Commute Times in Chicopee

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chicopee, MA is 18.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Chicopee, MA

You can buy cheap Chicopee, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chicopee, Massachusetts auto insurance quotes from top companies.

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