Compare Cheap Toyota Avalon Insurance Quotes

Insurance rates for a Toyota Avalon average $1,330 a year, or around $111 a month. Comprehensive, collision, and liability insurance cost around $324, $473, and $375, respectively.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,330 a year or $111 each month
  • A liability-only policy costs around $533 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,861 a year or $405 each month
  • Good drivers can save as much as $548 a year by earning policy discounts
  • Toyota Avalon insurance costs around $189 less per year than the average vehicle

Need help breaking down Toyota Avalon insurance rates? Full coverage for a Toyota Avalon costs around $1,330 a year or $111 each month. Read more to learn how to save on insurance rates for a Toyota Avalon.

You can start comparing quotes for Toyota Avalon car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota Avalon Insurance Cost

The average Toyota Avalon car insurance costs are $1,330 a year or $111 a month.

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Are Toyota Avalons Expensive to Insure?

The chart below details how Toyota Avalon insurance rates compare to other sedans like the Toyota Camry, Dodge Charger, and Hyundai Sonata.

Vehicle Comprehensive Collision Liability Total
Toyota Avalon $320 $536 $338 $1,330
Toyota Camry $294 $570 $390 $1,412
Dodge Charger $376 $626 $466 $1,668
Hyundai Sonata $294 $532 $420 $1,426
Toyota Corolla $294 $542 $390 $1,384
Volkswagen Passat $332 $600 $390 $1,480
Nissan Sentra $254 $570 $390 $1,372
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Avalon Insurance?

Even though the average annual rate for the Toyota Avalon is $1,330, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Toyota Avalon.

Age of the Vehicle

The average Toyota Avalon auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Toyota Avalon cost $1,330, while a 2010 Toyota Avalon rates are $1,082, a difference of $248.

Model Year Comprehensive Collision Liability Total
2018 Toyota Avalon $320 $536 $338 $1,330
2017 Toyota Avalon $308 $524 $354 $1,322
2016 Toyota Avalon $298 $502 $364 $1,300
2015 Toyota Avalon $282 $484 $376 $1,278
2014 Toyota Avalon $270 $450 $384 $1,240
2013 Toyota Avalon $260 $424 $388 $1,208
2012 Toyota Avalon $248 $380 $390 $1,154
2011 Toyota Avalon $232 $350 $390 $1,108
2010 Toyota Avalon $224 $328 $394 $1,082
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Driver Age

Driver age can have a significant effect on Toyota Avalon car insurance rates. For example, 30-year-old drivers pay $59 more for Toyota Avalon car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Toyota Avalon insurance rates. For example, drivers in Houston may pay $980 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Toyota Avalon car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Avalon car insurance rates with violations on their driving record.

Toyota Avalon Safety Ratings

Your Toyota Avalon car insurance rates are tied to the safety ratings of the Toyota Avalon. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Toyota Avalon Crash Test Ratings

Toyota Avalon crash test ratings can impact the cost of your Toyota Avalon car insurance. See Toyota Avalon crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Toyota Avalon Hybrid 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2019 Toyota Avalon 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2018 Toyota Avalon Hybrid 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2018 Toyota Avalon 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2017 Toyota Avalon Hybrid 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2017 Toyota Avalon 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2016 Toyota Avalon HYBRID 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2016 Toyota Avalon 4 DR FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota Avalon Safety Features

The numerous safety features of the Toyota Avalon help contribute to lower insurance rates. The 2020 Toyota Avalon has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Toyota Avalon Insurance Loss Probability

The lower percentage means lower Toyota Avalon auto insurance rates; higher percentages mean higher Toyota Avalon car insurance rates. The Toyota Avalon’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision 13%
Property Damage -28%
Comprehensive 12%
Personal Injury 6%
Medical Payment -2%
Bodily Injury -26%
Source: Insurance Institute for Highway Safety
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Toyota Avalon Finance and Insurance Cost

If you are financing a Toyota Avalon, you will pay more if you purchase Toyota Avalon car insurance at the dealership, so be sure to shop around and compare Toyota Avalon car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Toyota Avalon Insurance

Save more on your Toyota Avalon car insurance rates. Take a look at the following five strategies that will get you the best Toyota Avalon auto insurance rates possible.

  • Move to an Area with a Lower Cost of Living
  • Reduce Your Coverage on an Older Toyota Avalon
  • Make Sure You Use an Accredited Driver Safety Program
  • Use a Service Like Turo to Rent Out Your Toyota Avalon
  • Check Your Toyota Avalon Policy Carefully to Ensure All Information is Correct

Top Toyota Avalon Insurance Companies

Who is the top car insurance company for Toyota Avalon insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Avalon auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Avalon offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Toyota Avalon Insurance Quotes Online

You can start comparing quotes for Toyota Avalon insurance from some of the top car insurance companies by using our free online tool today.

Crash Test Safety Ratings

Year Overall Frontal Crash Side Crash Rollover
2015
5
5
2014
5
4
5
5
2013
5
4
5
5
2012
2011

Crash Avoidence Features

Forward Collision Warning

Optional

Forward Collision Auto Brake

Optional

Lane Departure Warning

Not Available

Land Departure Prevention

Not Available

Blind Spot Detection

Optional

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