Mercedes-Benz C300 Insurance Cost [Everything You Need to Know]

Car insurance rates for a Mercedes-Benz C300 average $1,652 a year, or around $138 a month. Mature drivers with good driving records may find rates as low as $971 a year.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,652 a year or $138 each month
  • A liability-only policy costs around $663 a year or $55 each month
  • Highest rates are for teenage drivers at around $6,038 a year or $503 each month
  • Good drivers can save as much as $681 a year by earning policy discounts
  • Mercedes-Benz C300 insurance costs around $133 more per year than the average vehicle

Mercedes-Benz C300 insurance rates can be pricy. Mercedes-Benz C300 insurance costs around $133 more per year than the average vehicle. Learn what you can do to save on insurance rates for a Mercedes-Benz C300 in our comprehensive guide.

You can start comparing quotes for Mercedes-Benz C300 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mercedes-Benz C300 Insurance Cost

The average Mercedes-Benz C300 car insurance rates are $1,652 a year or $138 a month.

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Are Mercedes-Benz C300s Expensive to Insure?

The chart below details how Mercedes-Benz C300 insurance rates compare to other luxury cars like the Volvo S90, Lexus GS 350, and Jaguar XE.

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz C300 $404 $718 $372 $1,652
Volvo S90 $356 $714 $398 $1,626
Lexus GS 350 $370 $714 $338 $1,558
Jaguar XE $382 $774 $398 $1,712
Porsche Panamera $520 $1042 $398 $2,118
Jaguar XF $406 $804 $398 $1,766
Lexus ES 350 $362 $656 $316 $1,470
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However, there are a few things you can do to find the cheapest Mercedes-Benz insurance rates online.

What Impacts the Cost of Mercedes-Benz C300 Insurance?

The Mercedes-Benz C300 trim and model you choose can impact the total price you will pay for Mercedes-Benz C300 insurance coverage.

Age of the Vehicle

Older Mercedes-Benz C300 models generally cost less to insure. For example, auto insurance rates for a 2020 Mercedes-Benz C300 are $1,652, while 2010 Mercedes-Benz C300 rates are $1,300, a difference of $352.

Model Year Comprehensive Collision Liability Total
2020 Mercedes-Benz C300 $404 $718 $372 $1,652
2019 Mercedes-Benz C300 $384 $690 $390 $1,622
2018 Mercedes-Benz C300 $370 $686 $398 $1,612
2017 Mercedes-Benz C300 $356 $668 $416 $1,598
2016 Mercedes-Benz C300 $344 $640 $430 $1,572
2015 Mercedes-Benz C300 $326 $618 $442 $1,544
2014 Mercedes-Benz C300 $312 $574 $452 $1,496
2013 Mercedes-Benz C300 $300 $540 $456 $1,454
2012 Mercedes-Benz C300 $288 $484 $460 $1,390
2011 Mercedes-Benz C300 $270 $446 $460 $1,334
2010 Mercedes-Benz C300 $260 $418 $464 $1,300
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Driver Age

Driver age can have a significant impact on Mercedes-Benz C300 auto insurance rates. For instance, a 30-year-old driver may pay $73 more each year for Mercedes-Benz C300 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Mercedes-Benz C300 insurance rates. For example, drivers in Los Angeles may pay $1,421 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Mercedes-Benz C300 car insurance. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz C300 car insurance with violations on their driving record.

Mercedes-Benz C300 Safety Ratings

Your Mercedes-Benz C300 auto insurance rates are influenced by the Mercedes-Benz C300’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front N/R
Side N/R
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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Mercedes-Benz C300 Crash Test Ratings

If the Mercedes-Benz C300 crash test ratings are good, you could have lower Mercedes-Benz C300 car insurance rates. See Mercedes-Benz C300 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Mercedes-Benz C300 N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mercedes-Benz C300 Safety Features

The safety features of the Mercedes-Benz C300 can impact your Mercedes-Benz C300 car insurance rates. The Mercedes-Benz C300 has the following safety features:

  • LED Daytime Running Lamps
  • Collision Prevention Assist Plus
  • Crosswind Assist
  • Rearview Camera
  • Pre-Safe
  • Seat Belt Technology
  • 9 airbags
  • Adaptive braking technology
  • Antilock Braking System
  • Brake Assist
  • Electronic Stability Program
  • Aluminum and high-strength steel body structure
  • Advanced Tire Pressure Monitoring System
  • SmartKey with Keyless-Start
  • Antitheft alarm system with remote panic feature
  • Rain-sensing windshield wipers

Mercedes-Benz C300 Finance and Insurance Cost

If you are financing a Mercedes-Benz C300, you will pay more if you purchase Mercedes-Benz C300 auto insurance at the dealership, so be sure to shop around and compare Mercedes-Benz C300 auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mercedes-Benz C300 Insurance

There are many ways that you can save on Mercedes-Benz C300 car insurance. Below are five actions you can take to find cheap Mercedes-Benz C300 auto insurance rates.

  • Don’t Skimp On Mercedes-Benz C300 Liability Coverage
  • Wait Six Years for Accidents to Disappear from Your Record
  • Buy Winter Tires for Your Mercedes-Benz C300
  • Get Mercedes-Benz C300 Auto Insurance Through Costco
  • Understand that Insurance Companies Can’t Change Your Mercedes-Benz C300 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score

Top Mercedes-Benz C300 Insurance Companies

The best auto insurance companies for Mercedes-Benz C300 car insurance rates will offer competitive rates, discounts, and account for the Mercedes-Benz C300’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mercedes-Benz C300 Insurance Quotes Online

To start comparing Mercedes-Benz C300 car insurance quotes for free, use our online car insurance comparison tool.

Crash Avoidence Features

Forward Collision Warning

Optional

Forward Collision Auto Brake

Optional

Lane Departure Warning

Optional

Land Departure Prevention

Optional

Blind Spot Detection

Optional

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