Honda Fit Car Insurance [How to Find Low Rates Online]

Average auto insurance rates for a Honda Fit cost $1,148 a year, or around $96 a month. Finding Honda Fit teenager insurance coverage can cost on average $4,196 a year, so shop around to find cheap rates.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,148 a year or $96 each month
  • A liability-only policy costs around $460 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,196 a year or $350 each month
  • Good drivers can save as much as $473 a year by earning policy discounts
  • Honda Fit insurance costs around $371 less per year than the average vehicle

Do you need help finding cheap Honda Fit insurance rates? Honda Fit insurance costs around $371 less per year than the average vehicle. Learn more about saving on insurance rates for a Honda Fit in our guide.

You can start comparing quotes for Honda Fit car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda Fit Insurance Cost

The average Honda Fit car insurance costs are $1,148 a year or $96 a month.

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Are Honda Fits Expensive to Insure?

The chart below details how Honda Fit insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf, Volkswagen Golf R, and Mitsubishi Mirage.

Vehicle Comprehensive Collision Liability Total
Honda Fit $268 $512 $258 $1,148
Volkswagen Golf $306 $600 $390 $1,454
Volkswagen Golf R $372 $660 $390 $1,580
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Beetle $280 $542 $332 $1,290
Ford Focus RS $332 $656 $398 $1,544
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Fit Insurance?

The Honda Fit trim and model you choose can impact the total price you will pay for Honda Fit insurance coverage.

Age of the Vehicle

Older Honda Fit models generally cost less to insure. For example, auto insurance rates for a 2019 Honda Fit are $1,148, while 2010 Honda Fit rates are $906, a difference of $242.

Model Year Comprehensive Collision Liability Total
2019 Honda Fit $268 $512 $258 $1,148
2018 Honda Fit $256 $506 $264 $1,136
2017 Honda Fit $248 $494 $274 $1,126
2016 Honda Fit $240 $474 $284 $1,108
2015 Honda Fit $226 $458 $292 $1,086
2013 Honda Fit $208 $400 $300 $1,018
2012 Honda Fit $200 $358 $304 $972
2011 Honda Fit $188 $330 $304 $932
2010 Honda Fit $180 $310 $306 $906
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Driver Age

Driver age can have a significant impact on Honda Fit auto insurance rates. For instance, a 30-year-old driver may pay $51 more each year for Honda Fit auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Honda Fit insurance rates. For example, drivers in Los Angeles may pay $631 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Honda Fit car insurance. Teens and drivers in their 20’s see the highest jump in their Honda Fit auto insurance rates with violations on their driving record.

Honda Fit Safety Ratings

Your Honda Fit car insurance rates are influenced by the safety ratings of the Honda Fit. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Honda Fit Crash Test Ratings

The crash test ratings of the Honda Fit can impact your Honda Fit car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Honda Fit 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2018 Honda Fit 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2017 Honda Fit 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2016 Honda Fit 5 HB FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda Fit Safety Features

The numerous safety features of the Honda Fit help contribute to lower insurance rates. The 2020 Honda Fit has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Honda Fit Insurance Loss Probability

The lower percentage means lower Honda Fit car insurance rates; higher percentages mean higher Honda Fit auto insurance rates. Insurance loss probability on the Honda Fit fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision -11%
Property Damage -22%
Comprehensive -10%
Personal Injury -1%
Medical Payment -3%
Bodily Injury -8%
Source: Insurance Institute for Highway Safety
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Honda Fit Finance and Insurance Cost

If you are financing a Honda Fit, you will pay more if you purchase Honda Fit car insurance at the dealership, so be sure to shop around and compare Honda Fit car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Honda Fit Insurance

Although it may seem like your Honda Fit car insurance rates are set, there are a few measures that you can take to secure the best Honda Fit car insurance rates possible. Take a look at the following five ways to save on Honda Fit auto insurance.

  • Choose a Honda Fit with Cheaper Repair Costs
  • Move to an Area with Better Weather
  • Take a Refresher Course as an Older Driver
  • Spy on Your Teen Driver
  • Get a Plan with Only Liability Coverage If You’re Driving an Older Honda Fit

Top Honda Fit Insurance Companies

Who is the top auto insurance company for Honda Fit insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Fit auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Fit offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda Fit Insurance Quotes Online

You can start comparing quotes for Honda Fit car insurance rates from some of the best car insurance companies by using our free online tool now.

Crash Test Safety Ratings

Year Overall Frontal Crash Side Crash Rollover
2015
0
0
0
0
2014
0
0
0
0
2013
2
2
2
2
2012
4
4
4
4
2011

Crash Avoidence Features

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