Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,384 a year or $115 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,059 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Dodge Journey insurance costs around $135 less per year than the average vehicle

Are you struggling to find cheap Dodge Journey insurance rates? Dodge Journey insurance costs around $135 less per year than the average vehicle. Learn what drivers can do to save on Dodge Journey insurance rates in our guide.

You can start comparing quotes for Dodge Journey car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Journey Insurance Cost

The average car insurance costs for a Dodge Journey are $1,384 a year or $115 a month.

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Are Dodge Journeys Expensive to Insure?

The chart below details how Dodge Journey insurance rates compare to other SUVs like the Mercedes-Benz GLE 350, Nissan Pathfinder, and Honda Passport.

Vehicle Comprehensive Collision Liability Total
Dodge Journey $322 $532 $372 $1,384
Mercedes-Benz GLE 350 $438 $870 $390 $1,856
Nissan Pathfinder $294 $452 $390 $1,294
Honda Passport $362 $656 $316 $1,470
Chevrolet Tahoe $336 $532 $372 $1,398
Acura MDX $376 $562 $372 $1,468
Jeep Wrangler $280 $376 $420 $1,256
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Journey Insurance?

The Dodge Journey trim and model you choose can impact the total price you will pay for Dodge Journey car insurance coverage.

Age of the Vehicle

The average Dodge Journey auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Dodge Journey cost $1,384, while 2010 Dodge Journey rates are $1,138, a difference of $246.

Model Year Comprehensive Collision Liability Total
2020 Dodge Journey $322 $532 $372 $1,384
2019 Dodge Journey $306 $512 $390 $1,366
2018 Dodge Journey $294 $506 $398 $1,356
2017 Dodge Journey $284 $494 $416 $1,352
2016 Dodge Journey $274 $474 $430 $1,336
2015 Dodge Journey $260 $458 $442 $1,318
2014 Dodge Journey $250 $424 $452 $1,284
2013 Dodge Journey $240 $400 $456 $1,254
2012 Dodge Journey $230 $358 $460 $1,206
2011 Dodge Journey $214 $330 $460 $1,162
2010 Dodge Journey $206 $310 $464 $1,138
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Driver Age

Driver age can have a significant impact on the cost of Dodge Journey auto insurance. For example, 20-year-old drivers pay approximately $1,693 each year for their Dodge Journey auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Journey insurance rates. For example, drivers in Jacksonville may pay $831 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Journey auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Journey auto insurance rates with violations on their driving record.

Dodge Journey Safety Ratings

The Dodge Journey’s safety ratings will affect your Dodge Journey car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Dodge Journey Crash Test Ratings

Dodge Journey crash test ratings can impact your Dodge Journey car insurance rates. See Dodge Journey crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Dodge Journey SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Dodge Journey SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Dodge Journey SUV AWD 4 stars 4 stars 5 stars 4 stars
2017 Dodge Journey SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Dodge Journey SUV AWD 4 stars 4 stars 5 stars 4 stars
2016 Dodge Journey SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Dodge Journey SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Dodge Journey Safety Features

Having a variety of safety features on your Dodge Journey can help lower your Dodge Journey insurance costs. The Dodge Journey’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Dodge Journey Insurance Loss Probability

The lower percentage means lower Dodge Journey auto insurance rates; higher percentages mean higher Dodge Journey car insurance rates. The Dodge Journey’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -20%
Property Damage -8%
Comprehensive -20%
Personal Injury 48%
Medical Payment 63%
Bodily Injury 31%
Source: Insurance Institute for Highway Safety
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Dodge Journey Finance and Insurance Cost

If you are financing a Dodge Journey, you will pay more if you purchase Dodge Journey auto insurance at the dealership, so be sure to shop around and compare Dodge Journey auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Dodge Journey Insurance

Although it may seem like your Dodge Journey car insurance rates are set, there are a few measures that you can take to secure the best Dodge Journey car insurance rates possible. Take a look at the following five ways to save on Dodge Journey auto insurance.

  • Get a Plan with Only Liability Coverage If You’re Driving an Older Dodge Journey
  • Buy Your Dodge Journey with Cash, or Get a Shorter-Term Loan
  • Ask Your Insurance Company About Dodge Journey Discounts
  • Understand that Insurance Companies Can’t Change Your Dodge Journey Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Remove Unnecessary Insurance Once Your Dodge Journey is Paid Off

Top Dodge Journey Insurance Companies

Who is the top auto insurance company for Dodge Journey insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Journey auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Journey offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Dodge Journey Insurance Quotes Online

Start comparing Dodge Journey car insurance quotes for free by using our convenient online comparison tool.