What is the Best Car Insurance for a Buick LaCrosse?

Average Buick LaCrosse insurance rates cost $113 per month ($1,360 per year). Mature drivers with good driving records may find rates as low as $799 a year.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 31, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,360 a year or $113 each month
  • A liability-only policy costs around $545 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,971 a year or $414 each month
  • Good drivers can save as much as $561 a year by earning policy discounts
  • Buick LaCrosse insurance costs around $159 less per year than the average vehicle

Are you having trouble finding cheap Buick LaCrosse insurance rates? Good drivers can save as much as $561 a year by earning policy discounts. Learn more about how to save on Buick LaCrosse insurance rates in our comprehensive guide.

You can start comparing quotes for Buick LaCrosse car insurance rates from some of the best car insurance companies by using our free online tool now.

Buick LaCrosse Insurance Cost

The average Buick LaCrosse car insurance rates are $1,360 a year or $113 a month.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Are Buick LaCrosses Expensive to Insure?

The chart below details how Buick LaCrosse insurance rates compare to other hybrid/electrics like the Lexus GS 450h, Ford Fusion Energi, and Ford C-Max Hybrid.

Vehicle Comprehensive Collision Liability Total
Buick LaCrosse $320 $566 $338 $1,360
Lexus GS 450h $394 $774 $398 $1,724
Ford Fusion Energi $336 $626 $372 $1,492
Ford C-Max Hybrid $282 $566 $398 $1,404
Hyundai Sonata Hybrid $322 $626 $420 $1,548
Chevrolet Volt $370 $774 $398 $1,700
Ford Fusion Hybrid $322 $656 $466 $1,644
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Buick insurance rates online.

What Impacts the Cost of Buick LaCrosse Insurance?

The Buick LaCrosse trim and model you choose can impact the total price you will pay for Buick LaCrosse insurance coverage.

Age of the Vehicle

Older Buick LaCrosse models generally cost less to insure. For example, auto insurance for a 2018 Buick LaCrosse costs $1,360, while 2010 Buick LaCrosse insurance costs are $1,100, a difference of $260.

Model Year Comprehensive Collision Liability Total
2018 Buick LaCrosse $320 $566 $338 $1,360
2017 Buick LaCrosse $308 $552 $354 $1,350
2016 Buick LaCrosse $298 $530 $364 $1,328
2015 Buick LaCrosse $282 $512 $376 $1,306
2014 Buick LaCrosse $270 $474 $384 $1,264
2013 Buick LaCrosse $260 $446 $388 $1,230
2012 Buick LaCrosse $248 $400 $390 $1,174
2011 Buick LaCrosse $232 $368 $390 $1,126
2010 Buick LaCrosse $224 $346 $394 $1,100
Compare RatesStart Now →

Driver Age

Driver age can have a significant effect on Buick LaCrosse car insurance rates. For example, 30-year-old drivers pay $60 more for Buick LaCrosse car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Buick LaCrosse insurance rates. For example, drivers in Phoenix may pay $748 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Buick LaCrosse auto insurance. Teens and drivers in their 20’s see the highest jump in their Buick LaCrosse car insurance with violations on their driving record.

Buick LaCrosse Safety Ratings

Your Buick LaCrosse car insurance rates are tied to the safety ratings of the Buick LaCrosse. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Buick LaCrosse Crash Test Ratings

Poor Buick LaCrosse crash test ratings could mean higher Buick LaCrosse car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Buick LaCrosse Hybrid 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Buick LaCrosse 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Buick LaCrosse 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Buick LaCrosse Hybrid 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Buick LaCrosse 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Buick LaCrosse 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Buick LaCrosse 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Buick LaCrosse 4 DR AWD 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Buick LaCrosse Safety Features

The Buick LaCrosse safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Buick LaCrosse auto insurance rates. The Buick LaCrosse’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control

Buick LaCrosse Insurance Loss Probability

The Buick LaCrosse’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Buick LaCrosse, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision -4%
Property Damage -15%
Comprehensive -7%
Personal Injury 0%
Medical Payment 9%
Bodily Injury -8%
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Buick LaCrosse Finance and Insurance Cost

If you are financing a Buick LaCrosse, you will pay more if you purchase Buick LaCrosse auto insurance at the dealership, so be sure to shop around and compare Buick LaCrosse auto insurance quotes from the best companies using our FREE tool below.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Ways to Save on Buick LaCrosse Insurance

There are many ways that you can save on Buick LaCrosse car insurance. Below are five actions you can take to find cheap Buick LaCrosse auto insurance rates.

  • Consider Using a Tracking Device on Your Buick LaCrosse
  • Buy Winter Tires for Your Buick LaCrosse
  • Save Money on Young Driver Buick LaCrosse Insurance By Mentioning Grades or GPA
  • Use an Accurate Job Title When Requesting Buick LaCrosse Auto Insurance
  • Bundle Your Buick LaCrosse Auto Insurance with Home Insurance

Top Buick LaCrosse Insurance Companies

Who is the best auto insurance company for Buick LaCrosse insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Buick LaCrosse auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Buick LaCrosse offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Buick LaCrosse Insurance Quotes Online

You can start comparing quotes for Buick LaCrosse insurance from some of the top car insurance companies by using our free online tool today.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption