Buy Cheap Ballwin, MO Auto Insurance (2022)

Ballwin, MO auto insurance rates average $306 a month. Minimum auto insurance requirements in Ballwin, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Ballwin, MO, compare Ballwin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Ballwin, MO after a DUI are $4,307/year
  • The most expensive auto insurance company in Ballwin after a DUI is Allstate
  • Average auto insurance rates in Ballwin, MO are $306/month

Finding affordable Ballwin, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Ballwin, MO auto insurance with confidence is right here. Auto insurance rates in Ballwin are affected by local factors as well as personal ones like your driving record.

See how Ballwin, MO car insurance rates compare to Lee’s Summit auto insurance rates, Kansas City auto insurance rates, and St. Louis auto insurance rates before you read more about the cost of auto insurance in Ballwin.

Don’t buy Ballwin, MO auto insurance until you’ve compared rates. Get free Ballwin, Missouri auto insurance quotes when you enter your ZIP code above.

Ballwin, MO Minimum Auto Insurance Requirements

The required auto insurance in Ballwin, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Ballwin, Missouri is outlined here.

Minimum Required Auto Insurance Coverage in Ballwin, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ballwin, MO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ballwin, MO. Take a look at Ballwin, Missouri auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ballwin, Missouri

Insurance Company Poor Fair Good
Allstate $6,281 $4,052 $3,334
American Family $4,849 $3,408 $2,869
Farmers $5,312 $4,462 $4,242
GEICO $4,130 $2,689 $2,150
Liberty Mutual $6,946 $4,277 $3,363
Nationwide $2,965 $2,467 $2,138
Progressive $4,596 $3,868 $3,586
State Farm $4,241 $2,645 $2,110
USAA $4,567 $2,109 $1,505

Buy Cheap Ballwin, MO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ballwin, Missouri auto insurance rates? Find out how car insurance rates in Ballwin, MO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ballwin, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,075 $2,958 $2,790 $2,875 $9,029 $9,840 $2,900 $2,976
American Family $2,403 $2,403 $2,142 $2,142 $6,689 $8,688 $2,403 $2,802
Farmers $2,522 $2,501 $2,243 $2,384 $10,754 $11,111 $2,875 $2,984
GEICO $1,926 $2,168 $1,495 $1,960 $6,298 $6,618 $1,735 $1,719
Liberty Mutual $2,829 $3,061 $2,329 $2,617 $10,402 $11,554 $2,965 $3,139
Nationwide $1,651 $1,676 $1,486 $1,562 $4,346 $5,522 $1,900 $2,043
Progressive $2,342 $2,147 $1,938 $1,982 $8,436 $9,466 $2,867 $2,955
State Farm $1,806 $1,806 $1,644 $1,644 $5,632 $7,069 $2,044 $2,347
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

Buy Cheap Ballwin, MO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ballwin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ballwin, MO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ballwin, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,029 $9,840
American Family $6,689 $8,688
Farmers $10,754 $11,111
GEICO $6,298 $6,618
Liberty Mutual $10,402 $11,554
Nationwide $4,346 $5,522
Progressive $8,436 $9,466
State Farm $5,632 $7,069
USAA $5,002 $6,115

Buy Cheap Ballwin, MO Auto Insurance for Seniors

You can save on senior auto insurance rates in Ballwin, Missouri by comparing Ballwin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ballwin, MO here.

Annual Auto Insurance Rates for Senior Drivers in Ballwin, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,790 $2,875
American Family $2,142 $2,142
Farmers $2,243 $2,384
GEICO $1,495 $1,960
Liberty Mutual $2,329 $2,617
Nationwide $1,486 $1,562
Progressive $1,938 $1,982
State Farm $1,644 $1,644
USAA $1,491 $1,518

Find Cheap Auto Insurance Rates in Ballwin, MO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ballwin, Missouri auto insurance. Compare Ballwin, MO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ballwin, Missouri

Insurance Company Low Medium High
Allstate $4,384 $4,546 $4,736
American Family $3,589 $3,825 $3,713
Farmers $4,372 $4,632 $5,011
GEICO $2,767 $3,024 $3,179
Liberty Mutual $4,552 $4,893 $5,141
Nationwide $2,360 $2,550 $2,660
Progressive $3,596 $4,028 $4,426
State Farm $2,775 $3,015 $3,206
USAA $2,627 $2,720 $2,834

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Find Cheap Ballwin, MO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ballwin. Compare auto insurance rates in Ballwin, MO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ballwin, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,555 $4,555
American Family $3,672 $3,745
Farmers $4,672 $4,672
GEICO $2,939 $3,041
Liberty Mutual $4,862 $4,862
Nationwide $2,523 $2,523
Progressive $4,017 $4,017
State Farm $2,923 $3,075
USAA $2,630 $2,824

Find Cheap Ballwin, MO Auto Insurance Rates by ZIP Code

Auto insurance rates in Ballwin, Missouri can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Ballwin, MO to see how much where you live in Ballwin affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Ballwin, Missouri

ZIP Code Average Annual Rates
63011 $2,997
63021 $3,057

Find Cheap Ballwin, MO Auto Insurance Rates by Driving Record

Auto insurance rates in Ballwin, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ballwin, MO, take a look at the average cost for various violations versus rates for a clean driving record in Ballwin.

Annual Ballwin, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,871 $4,400 $5,536 $4,415
American Family $2,763 $3,981 $4,926 $3,166
Farmers $4,007 $5,052 $4,934 $4,694
GEICO $2,270 $3,035 $4,171 $2,483
Liberty Mutual $3,515 $5,090 $5,215 $5,627
Nationwide $1,951 $2,546 $3,447 $2,149
Progressive $3,424 $4,729 $3,842 $4,071
State Farm $2,728 $3,270 $2,999 $2,999
USAA $2,179 $2,649 $3,694 $2,385

Find Cheap Ballwin, MO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ballwin, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Ballwin for less when you shop around and compare rates from multiple Ballwin, MO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ballwin, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,536
American Family $4,926
Farmers $4,934
GEICO $4,171
Liberty Mutual $5,215
Nationwide $3,447
Progressive $3,842
State Farm $2,999
USAA $3,694

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Winners by Category: Where to Buy Cheap Auto Insurance in Ballwin, MO

Compare rates from the cheapest auto insurance companies in Ballwin, MO for your needs. Take a look at how Ballwin, Missouri auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ballwin, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Find Cheap Ballwin, Missouri Auto Insurance Companies

If you’re looking for the cheapest Ballwin, MO auto insurance companies overall, you can compare them here. Find the best price for Ballwin, Missouri car insurance by company.

Average Annual Auto Insurance Rates by Company in Ballwin, Missouri

Insurance Company Average Annual Rates
Allstate $4,555
American Family $3,709
Farmers $4,672
GEICO $2,990
Liberty Mutual $4,862
Nationwide $2,523
Progressive $4,017
State Farm $2,999
USAA $2,727

What affects Ballwin, Missouri auto insurance rates?

Local factors affect auto insurance rates in Ballwin, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Ballwin auto insurance rates.

Commute Times in Ballwin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ballwin, MO is 24.8 minutes according to City-Data.

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Compare Auto Insurance Quotes in Ballwin, MO

You can buy cheap Ballwin, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ballwin, Missouri auto insurance quotes from top companies.

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