Buy Cheap Balch Springs, TX Auto Insurance (2021)

Balch Springs, TX auto insurance rates average $372 a month. Minimum auto insurance requirements in Balch Springs, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Balch Springs, TX, compare Balch Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Balch Springs, TX for teens drivers are $7,913/year
  • The most expensive auto insurance company in Balch Springs after a DUI is Allstate
  • Average auto insurance rates in Balch Springs, TX after a DUI are $5,099/year

Finding affordable Balch Springs, Texas auto insurance can be challenging, but everything you need to know to buy cheap Balch Springs, TX auto insurance with confidence is right here. Auto insurance rates in Balch Springs are affected by local factors as well as personal ones like your driving record.

See how Balch Springs, TX car insurance rates compare to Fort Worth auto insurance rates, Plano auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Balch Springs.

Don’t buy Balch Springs, TX auto insurance until you’ve compared rates. Get free Balch Springs, Texas auto insurance quotes when you enter your ZIP code above.

Balch Springs, TX Minimum Auto Insurance Requirements

The required auto insurance in Balch Springs, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Balch Springs, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Balch Springs, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Balch Springs, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Balch Springs, TX. Take a look at Balch Springs, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Balch Springs, Texas

Insurance Company Poor Fair Good
Allstate $8,599 $6,280 $5,373
American Family $7,895 $5,001 $4,364
GEICO $5,802 $3,271 $2,171
Nationwide $4,684 $3,759 $3,264
Progressive $5,014 $4,325 $4,005
State Farm $5,149 $3,211 $2,562
USAA $4,420 $2,577 $2,079

Buy Cheap Balch Springs, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Balch Springs, Texas auto insurance rates? Find out how car insurance rates in Balch Springs, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Balch Springs, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,366 $4,398 $4,313 $4,313 $11,612 $14,001 $5,396 $5,607
American Family $3,434 $3,833 $3,189 $3,668 $9,200 $12,068 $4,965 $5,670
GEICO $2,771 $3,000 $2,693 $3,062 $6,110 $6,364 $2,997 $2,988
Nationwide $2,446 $2,486 $2,162 $2,288 $6,943 $8,911 $2,875 $3,109
Progressive $2,383 $2,270 $2,119 $2,159 $9,894 $11,055 $2,828 $2,877
State Farm $2,517 $2,517 $2,249 $2,249 $6,156 $7,866 $2,745 $2,825
USAA $1,927 $1,928 $1,854 $1,829 $5,474 $5,923 $2,555 $2,712

Buy Cheap Balch Springs, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Balch Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Balch Springs, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Balch Springs, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,612 $14,001
American Family $9,200 $12,068
GEICO $6,110 $6,364
Nationwide $6,943 $8,911
Progressive $9,894 $11,055
State Farm $6,156 $7,866
USAA $5,474 $5,923

Buy Cheap Balch Springs, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Balch Springs, Texas by comparing Balch Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Balch Springs, TX here.

Annual Auto Insurance Rates for Senior Drivers in Balch Springs, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,313 $4,313
American Family $3,189 $3,668
GEICO $2,693 $3,062
Nationwide $2,162 $2,288
Progressive $2,119 $2,159
State Farm $2,249 $2,249
USAA $1,854 $1,829

Find Cheap Auto Insurance Rates in Balch Springs, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Balch Springs, Texas auto insurance. Compare Balch Springs, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Balch Springs, Texas

Insurance Company Low Medium High
Allstate $6,577 $6,685 $6,990
American Family $5,337 $5,531 $6,392
GEICO $3,544 $3,698 $4,002
Nationwide $4,188 $3,734 $3,785
Progressive $4,233 $4,428 $4,683
State Farm $3,433 $3,625 $3,863
USAA $2,898 $3,010 $3,167

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Find Cheap Balch Springs, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Balch Springs. Compare auto insurance rates in Balch Springs, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Balch Springs, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,586 $6,916
American Family $5,753 $5,753
GEICO $3,679 $3,817
Nationwide $3,902 $3,902
Progressive $4,448 $4,448
State Farm $3,640 $3,640
USAA $2,986 $3,064

Find Cheap Balch Springs, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Balch Springs, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Balch Springs, TX, take a look at the average cost for various violations versus rates for a clean driving record in Balch Springs.

Annual Balch Springs, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,215 $8,122 $8,451 $5,215
American Family $5,240 $6,682 $5,852 $5,240
GEICO $3,177 $4,219 $3,501 $4,095
Nationwide $3,386 $3,386 $5,015 $3,824
Progressive $3,880 $5,010 $4,534 $4,369
State Farm $3,221 $3,712 $4,408 $3,221
USAA $2,245 $3,346 $3,930 $2,580

Find Cheap Balch Springs, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Balch Springs, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Balch Springs for less when you shop around and compare rates from multiple Balch Springs, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Balch Springs, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,451
American Family $5,852
GEICO $3,501
Nationwide $5,015
Progressive $4,534
State Farm $4,408
USAA $3,930

Winners by Category: Where to Buy Cheap Auto Insurance in Balch Springs, TX

Compare rates from the cheapest auto insurance companies in Balch Springs, TX for your needs. Take a look at how Balch Springs, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Balch Springs, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Balch Springs, Texas Auto Insurance Companies

If you’re looking for the cheapest Balch Springs, TX auto insurance companies overall, you can compare them here. Find the best price for Balch Springs, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Balch Springs, Texas

Insurance Company Average Annual Rates
Allstate $6,751
American Family $5,753
GEICO $3,748
Nationwide $3,902
Progressive $4,448
State Farm $3,640
USAA $3,025

What affects Balch Springs, Texas auto insurance rates?

Local factors affect auto insurance rates in Balch Springs, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Balch Springs auto insurance rates.

Auto Theft in Balch Springs

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Balch Springs, TX auto theft show a total of 195 vehicle thefts annually.

Commute Times in Balch Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Balch Springs, TX is 35.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Balch Springs, TX

You can buy cheap Balch Springs, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Balch Springs, Texas auto insurance quotes from top companies.

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