Buy Cheap Astoria, NY Auto Insurance (2021)

Astoria, NY auto insurance rates average $614 a month. Minimum auto insurance requirements in Astoria, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Astoria, NY, compare Astoria auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Astoria, NY are $614/month
  • Average auto insurance rates in Astoria, NY for teens drivers are $12,804/year
  • The most expensive auto insurance company in Astoria after a DUI is Liberty Mutual

Finding affordable Astoria, New York auto insurance can be challenging, but everything you need to know to buy cheap Astoria, NY auto insurance with confidence is right here. Auto insurance rates in Astoria are affected by local factors as well as personal ones like your driving record.

See how Astoria, NY car insurance rates compare to Rochester auto insurance rates, Albany auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Astoria.

Don’t buy Astoria, NY auto insurance until you’ve compared rates. Get free Astoria, New York auto insurance quotes when you enter your ZIP code above.

Astoria, NY Minimum Auto Insurance Requirements

The required auto insurance in Astoria, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Astoria, New York is outlined here.

Minimum Required Auto Insurance Coverage in Astoria, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Astoria, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Astoria, NY. Take a look at Astoria, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Astoria, New York

Insurance Company Poor Fair Good
Allstate $13,093 $7,261 $6,088
GEICO $4,490 $3,299 $2,962
Liberty Mutual $15,960 $10,402 $7,764
Nationwide $7,739 $7,739 $7,739
Progressive $10,317 $4,886 $3,477
State Farm $10,559 $6,638 $5,277
Travelers $10,994 $6,511 $5,508
USAA $9,299 $4,641 $4,081

Buy Cheap Astoria, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Astoria, New York auto insurance rates? Find out how car insurance rates in Astoria, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Astoria, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,982 $5,468 $5,724 $5,761 $17,792 $18,732 $5,580 $5,472
GEICO $2,615 $2,520 $2,519 $2,482 $5,410 $8,377 $2,342 $2,404
Liberty Mutual $8,488 $8,488 $7,894 $7,894 $16,597 $24,125 $8,488 $9,031
Nationwide $5,759 $5,759 $5,410 $5,410 $10,488 $15,864 $5,759 $7,461
Progressive $3,984 $3,574 $3,068 $3,150 $12,789 $13,780 $4,930 $4,539
State Farm $4,840 $4,840 $4,254 $4,254 $13,931 $16,933 $5,348 $5,528
Travelers $5,714 $5,547 $5,155 $5,373 $12,774 $14,923 $5,914 $5,968
USAA $3,117 $3,068 $2,816 $2,830 $12,655 $15,074 $4,026 $4,470

Buy Cheap Astoria, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Astoria can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Astoria, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Astoria, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,792 $18,732
GEICO $5,410 $8,377
Liberty Mutual $16,597 $24,125
Nationwide $10,488 $15,864
Progressive $12,789 $13,780
State Farm $13,931 $16,933
Travelers $12,774 $14,923
USAA $12,655 $15,074

Buy Cheap Astoria, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Astoria, New York by comparing Astoria senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Astoria, NY here.

Annual Auto Insurance Rates for Senior Drivers in Astoria, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,724 $5,761
GEICO $2,519 $2,482
Liberty Mutual $7,894 $7,894
Nationwide $5,410 $5,410
Progressive $3,068 $3,150
State Farm $4,254 $4,254
Travelers $5,155 $5,373
USAA $2,816 $2,830

Find Cheap Auto Insurance Rates in Astoria, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Astoria, New York auto insurance. Compare Astoria, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Astoria, New York

Insurance Company Low Medium High
Allstate $7,638 $8,729 $10,074
GEICO $3,346 $3,554 $3,851
Liberty Mutual $10,747 $11,343 $12,037
Nationwide $7,160 $7,649 $8,407
Progressive $5,817 $6,168 $6,696
State Farm $7,046 $7,532 $7,895
Travelers $7,098 $7,539 $8,376
USAA $5,805 $5,970 $6,246

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Astoria, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Astoria. Compare auto insurance rates in Astoria, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Astoria, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,686 $8,942
GEICO $3,491 $3,677
Liberty Mutual $11,043 $11,708
Nationwide $7,739 $7,739
Progressive $6,227 $6,227
State Farm $7,201 $7,781
Travelers $7,671 $7,671
USAA $5,945 $6,069

Find Cheap Astoria, NY Auto Insurance Rates by ZIP Code

Auto insurance rates in Astoria, New York can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Astoria, NY to see how much where you live in Astoria affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Astoria, New York

ZIP Code Average Annual Rates
11102 $7,306
11103 $7,365
11105 $7,317
11106 $7,306

Find Cheap Astoria, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Astoria, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Astoria, NY, take a look at the average cost for various violations versus rates for a clean driving record in Astoria.

Annual Astoria, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,399 $7,399 $11,010 $9,447
GEICO $2,760 $3,012 $5,803 $2,760
Liberty Mutual $9,015 $9,015 $18,458 $9,015
Nationwide $5,798 $5,798 $13,417 $5,941
Progressive $6,041 $6,041 $6,737 $6,088
State Farm $7,116 $7,116 $7,866 $7,866
Travelers $6,517 $8,222 $8,325 $7,620
USAA $5,357 $5,443 $7,785 $5,443

Find Cheap Astoria, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Astoria, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Astoria for less when you shop around and compare rates from multiple Astoria, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Astoria, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,010
GEICO $5,803
Liberty Mutual $18,458
Nationwide $13,417
Progressive $6,737
State Farm $7,866
Travelers $8,325
USAA $7,785

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Astoria, NY

Compare rates from the cheapest auto insurance companies in Astoria, NY for your needs. Take a look at how Astoria, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Astoria, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap Astoria, New York Auto Insurance Companies

If you’re looking for the cheapest Astoria, NY auto insurance companies overall, you can compare them here. Find the best price for Astoria, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Astoria, New York

Insurance Company Average Annual Rates
Allstate $8,814
GEICO $3,584
Liberty Mutual $11,375
Nationwide $7,739
Progressive $6,227
State Farm $7,491
Travelers $7,671
USAA $6,007

Compare Auto Insurance Quotes in Astoria, NY

You can buy cheap Astoria, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Astoria, New York auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption