Buy Cheap Tucson, AZ Auto Insurance (2021)

Tucson, AZ auto insurance rates average $336 a month. Minimum auto insurance requirements in Tucson, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Tucson, AZ, compare Tucson auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Tucson, AZ after a DUI are $4,708/year
  • The most expensive auto insurance company in Tucson is Farmers
  • Average auto insurance rates in Tucson, AZ for teens drivers are $7,734/year

Finding affordable Tucson, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Tucson, AZ auto insurance with confidence is right here. Auto insurance rates in Tucson are affected by local factors as well as personal ones like your driving record.

See how Tucson, AZ car insurance rates compare to Surprise auto insurance rates, Phoenix auto insurance rates, and Mesa auto insurance rates before you read more about the cost of auto insurance in Tucson.

Don’t buy Tucson, AZ auto insurance until you’ve compared rates. Get free Tucson, Arizona auto insurance quotes when you enter your ZIP code above.

Tucson, AZ Minimum Auto Insurance Requirements

The required auto insurance in Tucson, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Tucson, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Tucson, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Tucson, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Tucson, AZ. Take a look at Tucson, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Tucson, Arizona

Insurance Company Poor Fair Good
Allstate $6,303 $4,496 $4,008
American Family $5,402 $4,023 $3,466
Farmers $6,416 $5,371 $5,107
GEICO $3,100 $2,034 $1,636
Nationwide $4,284 $3,411 $2,986
Progressive $4,116 $3,599 $3,364
State Farm $10,291 $3,994 $2,508
Travelers $3,883 $3,170 $2,524
USAA $4,055 $2,835 $2,360

Buy Cheap Tucson, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Tucson, Arizona auto insurance rates? Find out how car insurance rates in Tucson, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Tucson, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,516 $3,516 $3,424 $3,424 $7,596 $9,813 $3,927 $4,265
American Family $2,837 $2,837 $2,605 $2,605 $7,512 $9,812 $2,837 $3,327
Farmers $3,029 $3,018 $2,694 $2,866 $12,989 $13,448 $3,440 $3,566
GEICO $1,538 $1,714 $1,304 $1,665 $4,415 $4,642 $1,402 $1,376
Nationwide $2,398 $2,439 $2,147 $2,272 $5,911 $7,561 $2,766 $2,988
Progressive $2,032 $1,779 $1,827 $1,735 $8,419 $9,390 $2,189 $2,174
State Farm $3,375 $3,375 $2,985 $2,985 $10,567 $13,269 $3,632 $4,592
Travelers $2,001 $2,103 $1,857 $1,973 $5,879 $7,382 $2,118 $2,226
USAA $1,679 $1,683 $1,568 $1,586 $6,321 $7,243 $2,213 $2,371

Buy Cheap Tucson, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Tucson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Tucson, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Tucson, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,596 $9,813
American Family $7,512 $9,812
Farmers $12,989 $13,448
GEICO $4,415 $4,642
Nationwide $5,911 $7,561
Progressive $8,419 $9,390
State Farm $10,567 $13,269
Travelers $5,879 $7,382
USAA $6,321 $7,243

Buy Cheap Tucson, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Tucson, Arizona by comparing Tucson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Tucson, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Tucson, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,424 $3,424
American Family $2,605 $2,605
Farmers $2,694 $2,866
GEICO $1,304 $1,665
Nationwide $2,147 $2,272
Progressive $1,827 $1,735
State Farm $2,985 $2,985
Travelers $1,857 $1,973
USAA $1,568 $1,586

Find Cheap Auto Insurance Rates in Tucson, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Tucson, Arizona auto insurance. Compare Tucson, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Tucson, Arizona

Insurance Company Low Medium High
Allstate $4,599 $4,963 $5,244
American Family $4,131 $4,434 $4,325
Farmers $4,861 $5,688 $6,344
GEICO $1,890 $2,292 $2,589
Nationwide $3,390 $3,601 $3,690
Progressive $3,256 $3,762 $4,061
State Farm $5,008 $5,705 $6,079
Travelers $2,860 $3,242 $3,475
USAA $2,837 $3,126 $3,286

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Find Cheap Tucson, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Tucson. Compare auto insurance rates in Tucson, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Tucson, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,935 $4,935
American Family $4,255 $4,338
Farmers $5,631 $5,631
GEICO $2,219 $2,294
Nationwide $3,560 $3,560
Progressive $3,693 $3,693
State Farm $5,455 $5,740
Travelers $3,192 $3,192
USAA $3,050 $3,116

Find Cheap Tucson, AZ Auto Insurance Rates by ZIP Code

Auto insurance rates in Tucson, Arizona can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Tucson, AZ to see how much where you live in Tucson affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Tucson, Arizona

ZIP Code Average Annual Rates
85701 $4,075
85704 $3,935
85705 $4,108
85706 $4,050
85708 $3,882
85709 $4,148
85710 $3,951
85711 $3,990
85712 $3,990
85713 $4,051
85714 $3,972
85715 $4,033
85716 $4,044
85718 $3,968
85719 $3,999
85721 $4,071
85730 $3,933
85735 $4,016
85736 $3,869
85745 $3,958
85746 $4,051
85747 $3,855
85748 $3,917
85749 $4,041

Find Cheap Tucson, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Tucson, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Tucson, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Tucson.

Annual Tucson, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,952 $5,006 $5,670 $5,113
American Family $3,044 $4,723 $5,882 $3,538
Farmers $4,750 $6,137 $5,987 $5,652
GEICO $1,746 $2,365 $3,170 $1,746
Nationwide $3,015 $3,171 $4,685 $3,370
Progressive $3,257 $4,294 $3,438 $3,784
State Farm $5,086 $6,110 $5,598 $5,598
Travelers $2,552 $3,331 $3,703 $3,184
USAA $2,242 $3,214 $4,238 $2,639

Find Cheap Tucson, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Tucson, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Tucson for less when you shop around and compare rates from multiple Tucson, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Tucson, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,670
American Family $5,882
Farmers $5,987
GEICO $3,170
Nationwide $4,685
Progressive $3,438
State Farm $5,598
Travelers $3,703
USAA $4,238

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Winners by Category: Where to Buy Cheap Auto Insurance in Tucson, AZ

Compare rates from the cheapest auto insurance companies in Tucson, AZ for your needs. Take a look at how Tucson, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Tucson, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap Tucson, Arizona Auto Insurance Companies

If you’re looking for the cheapest Tucson, AZ auto insurance companies overall, you can compare them here. Find the best price for Tucson, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Tucson, Arizona

Insurance Company Average Annual Rates
Allstate $4,935
American Family $4,297
Farmers $5,631
GEICO $2,257
Nationwide $3,560
Progressive $3,693
State Farm $5,598
Travelers $3,192
USAA $3,083

What affects Tucson, Arizona auto insurance rates?

Local factors affect auto insurance rates in Tucson, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Tucson auto insurance rates.

Auto Theft in Tucson

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Tucson, AZ auto theft show a total of 2,568 vehicle thefts annually.

Commute Times in Tucson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Tucson, AZ is 22.5 minutes according to City-Data.

Traffic in Tucson

How is traffic in Tucson, Arizona? Inrix data shows that Tucson, AZ traffic makes it the 671st-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Tucson, AZ

You can buy cheap Tucson, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Tucson, Arizona auto insurance quotes from top companies.

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