Buy Cheap Sun City West, AZ Auto Insurance (2021)

Sun City West, AZ auto insurance rates average $306 a month. Minimum auto insurance requirements in Sun City West, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Sun City West, AZ, compare Sun City West auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Sun City West after a DUI is American Family
  • The most expensive auto insurance company in Sun City West is Farmers
  • Average auto insurance rates in Sun City West, AZ after a DUI are $4,333/year

Finding affordable Sun City West, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Sun City West, AZ auto insurance with confidence is right here. Auto insurance rates in Sun City West are affected by local factors as well as personal ones like your driving record.

See how Sun City West, AZ car insurance rates compare to Peoria auto insurance rates, Mesa auto insurance rates, and Scottsdale auto insurance rates before you read more about the cost of auto insurance in Sun City West.

Don’t buy Sun City West, AZ auto insurance until you’ve compared rates. Get free Sun City West, Arizona auto insurance quotes when you enter your ZIP code above.

Sun City West, AZ Minimum Auto Insurance Requirements

The required auto insurance in Sun City West, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Sun City West, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Sun City West, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Sun City West, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sun City West, AZ. Take a look at Sun City West, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sun City West, Arizona

Insurance Company Poor Fair Good
Allstate $6,159 $4,397 $3,914
American Family $5,304 $3,957 $3,412
Farmers $6,057 $5,050 $4,800
GEICO $3,135 $2,057 $1,654
Nationwide $4,044 $3,236 $2,833
Progressive $4,043 $3,538 $3,309
State Farm $6,546 $2,535 $1,588
Travelers $3,930 $3,202 $2,558
USAA $3,547 $2,459 $2,038

Buy Cheap Sun City West, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sun City West, Arizona auto insurance rates? Find out how car insurance rates in Sun City West, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sun City West, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,423 $3,423 $3,336 $3,336 $7,454 $9,629 $3,827 $4,159
American Family $2,759 $2,759 $2,534 $2,534 $7,447 $9,786 $2,759 $3,219
Farmers $2,850 $2,839 $2,538 $2,721 $12,300 $12,683 $3,204 $3,284
GEICO $1,551 $1,728 $1,315 $1,680 $4,475 $4,702 $1,416 $1,388
Nationwide $2,257 $2,288 $2,026 $2,135 $5,648 $7,190 $2,613 $2,814
Progressive $1,998 $1,741 $1,800 $1,708 $8,296 $9,242 $2,141 $2,115
State Farm $2,137 $2,137 $1,893 $1,893 $6,729 $8,454 $2,300 $2,909
Travelers $2,004 $2,107 $1,877 $1,994 $5,964 $7,555 $2,115 $2,222
USAA $1,498 $1,509 $1,392 $1,422 $5,351 $6,190 $1,964 $2,126

Buy Cheap Sun City West, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sun City West can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sun City West, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sun City West, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,454 $9,629
American Family $7,447 $9,786
Farmers $12,300 $12,683
GEICO $4,475 $4,702
Nationwide $5,648 $7,190
Progressive $8,296 $9,242
State Farm $6,729 $8,454
Travelers $5,964 $7,555
USAA $5,351 $6,190

Buy Cheap Sun City West, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Sun City West, Arizona by comparing Sun City West senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sun City West, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Sun City West, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,336 $3,336
American Family $2,534 $2,534
Farmers $2,538 $2,721
GEICO $1,315 $1,680
Nationwide $2,026 $2,135
Progressive $1,800 $1,708
State Farm $1,893 $1,893
Travelers $1,877 $1,994
USAA $1,392 $1,422

Find Cheap Auto Insurance Rates in Sun City West, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sun City West, Arizona auto insurance. Compare Sun City West, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sun City West, Arizona

Insurance Company Low Medium High
Allstate $4,508 $4,849 $5,113
American Family $4,034 $4,359 $4,279
Farmers $4,457 $5,360 $6,090
GEICO $1,914 $2,319 $2,613
Nationwide $3,185 $3,417 $3,511
Progressive $3,159 $3,703 $4,028
State Farm $3,176 $3,627 $3,866
Travelers $2,846 $3,286 $3,558
USAA $2,495 $2,713 $2,837

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Find Cheap Sun City West, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sun City West. Compare auto insurance rates in Sun City West, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sun City West, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,823 $4,823
American Family $4,185 $4,264
Farmers $5,302 $5,302
GEICO $2,245 $2,320
Nationwide $3,371 $3,371
Progressive $3,630 $3,630
State Farm $3,465 $3,648
Travelers $3,230 $3,230
USAA $2,652 $2,711

Find Cheap Sun City West, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Sun City West, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sun City West, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Sun City West.

Annual Sun City West, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,846 $4,899 $5,555 $4,993
American Family $2,990 $4,648 $5,786 $3,474
Farmers $4,476 $5,786 $5,650 $5,298
GEICO $1,763 $2,392 $3,210 $1,763
Nationwide $2,863 $3,009 $4,419 $3,194
Progressive $3,201 $4,225 $3,376 $3,717
State Farm $3,229 $3,884 $3,556 $3,556
Travelers $2,583 $3,361 $3,764 $3,212
USAA $1,959 $2,784 $3,681 $2,302

Find Cheap Sun City West, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sun City West, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Sun City West for less when you shop around and compare rates from multiple Sun City West, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sun City West, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,555
American Family $5,786
Farmers $5,650
GEICO $3,210
Nationwide $4,419
Progressive $3,376
State Farm $3,556
Travelers $3,764
USAA $3,681

Winners by Category: Where to Buy Cheap Auto Insurance in Sun City West, AZ

Compare rates from the cheapest auto insurance companies in Sun City West, AZ for your needs. Take a look at how Sun City West, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sun City West, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Sun City West, Arizona Auto Insurance Companies

If you’re looking for the cheapest Sun City West, AZ auto insurance companies overall, you can compare them here. Find the best price for Sun City West, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Sun City West, Arizona

Insurance Company Average Annual Rates
Allstate $4,823
American Family $4,224
Farmers $5,302
GEICO $2,282
Nationwide $3,371
Progressive $3,630
State Farm $3,556
Travelers $3,230
USAA $2,682

What affects Sun City West, Arizona auto insurance rates?

Local factors affect auto insurance rates in Sun City West, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Sun City West auto insurance rates.

Commute Times in Sun City West

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sun City West, AZ is 25.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Sun City West, AZ

You can buy cheap Sun City West, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sun City West, Arizona auto insurance quotes from top companies.

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