Buy Cheap Smyrna, DE Auto Insurance (2021)

Smyrna, DE auto insurance rates average $499 a month. Minimum auto insurance requirements in Smyrna, Delaware are 25/50/10 to comply with Delaware laws. To buy cheap auto insurance in Smyrna, DE, compare Smyrna auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Smyrna, DE for teens drivers are $10,770/year
  • Average auto insurance rates in Smyrna, DE are $499/month
  • The most expensive auto insurance company in Smyrna is Liberty Mutual

Finding affordable Smyrna, Delaware auto insurance can be challenging, but everything you need to know to buy cheap Smyrna, DE auto insurance with confidence is right here. Auto insurance rates in Smyrna are affected by local factors as well as personal ones like your driving record.

See how Smyrna, DE car insurance rates compare to Dover auto insurance rates, Harrington auto insurance rates, and Milford auto insurance rates before you read more about the cost of auto insurance in Smyrna.

Don’t buy Smyrna, DE auto insurance until you’ve compared rates. Get free Smyrna, Delaware auto insurance quotes when you enter your ZIP code above.

Smyrna, DE Minimum Auto Insurance Requirements

The required auto insurance in Smyrna, DE is 25/50/10 according to the auto insurance laws in Delaware. The minimum auto insurance in Smyrna, Delaware is outlined here.

Minimum Required Auto Insurance Coverage in Smyrna, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Smyrna, DE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Smyrna, DE. Take a look at Smyrna, Delaware auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Smyrna, Delaware

Insurance Company Poor Fair Good
Allstate $9,141 $6,463 $5,724
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,467 $15,822 $12,765
Nationwide $4,566 $3,798 $3,461
Progressive $4,384 $3,837 $3,547
State Farm $7,403 $4,073 $3,018
Travelers $5,850 $4,776 $4,939
USAA $3,521 $1,710 $1,236

Buy Cheap Smyrna, DE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Smyrna, Delaware auto insurance rates? Find out how car insurance rates in Smyrna, DE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smyrna, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,145 $4,063 $3,631 $3,825 $14,881 $17,356 $4,353 $4,621
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,602 $11,602 $11,461 $11,461 $25,842 $39,158 $11,602 $16,085
Nationwide $2,761 $2,739 $2,524 $2,513 $6,481 $8,199 $3,055 $3,260
Progressive $1,874 $1,735 $1,650 $1,683 $9,463 $10,458 $2,288 $2,229
State Farm $3,037 $3,037 $2,802 $2,802 $8,730 $11,278 $3,411 $3,553
Travelers $2,356 $2,417 $2,098 $2,128 $10,536 $16,539 $2,427 $3,004
USAA $1,197 $1,177 $1,112 $1,108 $4,377 $5,133 $1,498 $1,643

Buy Cheap Smyrna, DE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Smyrna can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Smyrna, DE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Smyrna, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,881 $17,356
GEICO $5,847 $6,106
Liberty Mutual $25,842 $39,158
Nationwide $6,481 $8,199
Progressive $9,463 $10,458
State Farm $8,730 $11,278
Travelers $10,536 $16,539
USAA $4,377 $5,133

Buy Cheap Smyrna, DE Auto Insurance for Seniors

You can save on senior auto insurance rates in Smyrna, Delaware by comparing Smyrna senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Smyrna, DE here.

Annual Auto Insurance Rates for Senior Drivers in Smyrna, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,631 $3,825
GEICO $2,291 $2,666
Liberty Mutual $11,461 $11,461
Nationwide $2,524 $2,513
Progressive $1,650 $1,683
State Farm $2,802 $2,802
Travelers $2,098 $2,128
USAA $1,112 $1,108

Find Cheap Auto Insurance Rates in Smyrna, DE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Smyrna, Delaware auto insurance. Compare Smyrna, DE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smyrna, Delaware

Insurance Company Low Medium High
Allstate $6,478 $7,196 $7,654
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,543 $17,161 $18,350
Nationwide $3,911 $3,878 $4,036
Progressive $3,437 $3,968 $4,362
State Farm $4,512 $4,844 $5,138
Travelers $5,089 $5,312 $5,163
USAA $2,014 $2,152 $2,301

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Find Cheap Smyrna, DE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Smyrna. Compare auto insurance rates in Smyrna, DE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Smyrna, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,109 $7,109
GEICO $3,314 $3,422
Liberty Mutual $16,870 $17,833
Nationwide $3,941 $3,941
Progressive $3,922 $3,922
State Farm $4,666 $4,997
Travelers $5,188 $5,188
USAA $2,133 $2,178

Find Cheap Smyrna, DE Auto Insurance Rates by Driving Record

Auto insurance rates in Smyrna, Delaware are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Smyrna, DE, take a look at the average cost for various violations versus rates for a clean driving record in Smyrna.

Annual Smyrna, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,003 $7,205 $8,408 $6,821
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,892 $15,965 $25,316 $14,233
Nationwide $3,154 $3,154 $5,741 $3,718
Progressive $3,382 $4,475 $3,849 $3,983
State Farm $4,375 $5,287 $4,831 $4,831
Travelers $4,528 $4,542 $6,980 $4,702
USAA $1,778 $1,778 $3,035 $2,031

Find Cheap Smyrna, DE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Smyrna, Delaware is higher than for a clean driving record. You can buy auto insurance after a DUI in Smyrna for less when you shop around and compare rates from multiple Smyrna, DE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Smyrna, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,408
GEICO $4,373
Liberty Mutual $25,316
Nationwide $5,741
Progressive $3,849
State Farm $4,831
Travelers $6,980
USAA $3,035

Winners by Category: Where to Buy Cheap Auto Insurance in Smyrna, DE

Compare rates from the cheapest auto insurance companies in Smyrna, DE for your needs. Take a look at how Smyrna, Delaware auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Smyrna, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Smyrna, Delaware Auto Insurance Companies

If you’re looking for the cheapest Smyrna, DE auto insurance companies overall, you can compare them here. Find the best price for Smyrna, Delaware car insurance by company.

Average Annual Auto Insurance Rates by Company in Smyrna, Delaware

Insurance Company Average Annual Rates
Allstate $7,109
GEICO $3,368
Liberty Mutual $17,351
Nationwide $3,941
Progressive $3,922
State Farm $4,831
Travelers $5,188
USAA $2,156

What affects Smyrna, Delaware auto insurance rates?

Local factors affect auto insurance rates in Smyrna, DE, including traffic, theft statistics, and commute length. Take a look at the things that impact Smyrna auto insurance rates.

Commute Times in Smyrna

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Smyrna, DE is 30.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Smyrna, DE

You can buy cheap Smyrna, DE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Smyrna, Delaware auto insurance quotes from top companies.

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