Buy Cheap Simsbury, CT Auto Insurance (2021)

Simsbury, CT auto insurance rates average $357 a month. Minimum auto insurance requirements in Simsbury, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Simsbury, CT, compare Simsbury auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Simsbury, CT for teens drivers are $8,949/year
  • Average auto insurance rates in Simsbury, CT after a DUI are $5,209/year
  • The most expensive auto insurance company in Simsbury after a DUI is Liberty Mutual

Finding affordable Simsbury, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Simsbury, CT auto insurance with confidence is right here. Auto insurance rates in Simsbury are affected by local factors as well as personal ones like your driving record.

See how Simsbury, CT car insurance rates compare to New Britain auto insurance rates, Meriden auto insurance rates, and Bristol auto insurance rates before you read more about the cost of auto insurance in Simsbury.

Don’t buy Simsbury, CT auto insurance until you’ve compared rates. Get free Simsbury, Connecticut auto insurance quotes when you enter your ZIP code above.

Simsbury, CT Minimum Auto Insurance Requirements

The required auto insurance in Simsbury, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Simsbury, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Simsbury, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Simsbury, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Simsbury, CT. Take a look at Simsbury, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Simsbury, Connecticut

Insurance Company Poor Fair Good
Allstate $7,172 $5,434 $4,314
GEICO $4,470 $2,696 $2,053
Liberty Mutual $9,531 $5,945 $4,677
Nationwide $4,380 $2,949 $2,614
Progressive $5,203 $4,671 $4,475
State Farm $3,616 $2,323 $1,873
Travelers $5,990 $4,995 $4,853
USAA $3,765 $2,553 $2,248

Buy Cheap Simsbury, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Simsbury, Connecticut auto insurance rates? Find out how car insurance rates in Simsbury, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Simsbury, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,540 $3,501 $3,260 $3,491 $10,880 $12,859 $3,702 $3,891
GEICO $2,263 $2,270 $2,099 $2,116 $5,293 $6,245 $2,182 $2,114
Liberty Mutual $3,246 $3,525 $2,499 $3,072 $16,237 $18,287 $3,289 $3,589
Nationwide $2,124 $2,148 $1,912 $2,004 $5,833 $7,393 $2,459 $2,642
Progressive $2,567 $2,391 $2,191 $2,279 $10,729 $11,894 $2,931 $3,283
State Farm $1,598 $1,598 $1,470 $1,470 $4,808 $6,035 $1,794 $2,058
Travelers $1,603 $1,626 $1,600 $1,595 $12,280 $19,830 $1,743 $1,955
USAA $1,757 $1,736 $1,646 $1,622 $5,529 $5,784 $2,347 $2,423

Buy Cheap Simsbury, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Simsbury can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Simsbury, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Simsbury, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,880 $12,859
GEICO $5,293 $6,245
Liberty Mutual $16,237 $18,287
Nationwide $5,833 $7,393
Progressive $10,729 $11,894
State Farm $4,808 $6,035
Travelers $12,280 $19,830
USAA $5,529 $5,784

Buy Cheap Simsbury, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Simsbury, Connecticut by comparing Simsbury senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Simsbury, CT here.

Annual Auto Insurance Rates for Senior Drivers in Simsbury, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,260 $3,491
GEICO $2,099 $2,116
Liberty Mutual $2,499 $3,072
Nationwide $1,912 $2,004
Progressive $2,191 $2,279
State Farm $1,470 $1,470
Travelers $1,600 $1,595
USAA $1,646 $1,622

Find Cheap Auto Insurance Rates in Simsbury, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Simsbury, Connecticut auto insurance. Compare Simsbury, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Simsbury, Connecticut

Insurance Company Low Medium High
Allstate $5,331 $5,634 $5,956
GEICO $2,846 $3,037 $3,336
Liberty Mutual $6,471 $6,671 $7,012
Nationwide $3,370 $3,339 $3,233
Progressive $4,446 $4,740 $5,163
State Farm $2,444 $2,608 $2,760
Travelers $4,880 $5,242 $5,715
USAA $2,657 $2,858 $3,051

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Simsbury, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Simsbury. Compare auto insurance rates in Simsbury, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Simsbury, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,640 $5,640
GEICO $3,025 $3,121
Liberty Mutual $6,718 $6,718
Nationwide $3,314 $3,314
Progressive $4,783 $4,783
State Farm $2,541 $2,667
Travelers $5,279 $5,279
USAA $2,821 $2,889

Find Cheap Simsbury, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Simsbury, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Simsbury, CT, take a look at the average cost for various violations versus rates for a clean driving record in Simsbury.

Annual Simsbury, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,796 $5,929 $7,041 $4,796
GEICO $1,938 $2,544 $5,431 $2,379
Liberty Mutual $5,885 $7,368 $7,293 $6,326
Nationwide $2,704 $3,518 $4,025 $3,009
Progressive $4,082 $5,924 $4,294 $4,832
State Farm $2,426 $2,663 $2,663 $2,663
Travelers $4,253 $4,605 $6,696 $5,562
USAA $2,209 $2,774 $4,229 $2,209

Find Cheap Simsbury, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Simsbury, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Simsbury for less when you shop around and compare rates from multiple Simsbury, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Simsbury, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,041
GEICO $5,431
Liberty Mutual $7,293
Nationwide $4,025
Progressive $4,294
State Farm $2,663
Travelers $6,696
USAA $4,229

Winners by Category: Where to Buy Cheap Auto Insurance in Simsbury, CT

Compare rates from the cheapest auto insurance companies in Simsbury, CT for your needs. Take a look at how Simsbury, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Simsbury, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Simsbury, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Simsbury, CT auto insurance companies overall, you can compare them here. Find the best price for Simsbury, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Simsbury, Connecticut

Insurance Company Average Annual Rates
Allstate $5,640
GEICO $3,073
Liberty Mutual $6,718
Nationwide $3,314
Progressive $4,783
State Farm $2,604
Travelers $5,279
USAA $2,855

What affects Simsbury, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Simsbury, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Simsbury auto insurance rates.

Commute Times in Simsbury

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Simsbury, CT is 28.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Simsbury, CT

You can buy cheap Simsbury, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Simsbury, Connecticut auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption