Buy Cheap Seaford, DE Auto Insurance (2021)

Seaford, DE auto insurance rates average $445 a month. Minimum auto insurance requirements in Seaford, Delaware are 25/50/10 to comply with Delaware laws. To buy cheap auto insurance in Seaford, DE, compare Seaford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Seaford, DE for teens drivers are $9,552/year
  • Average auto insurance rates in Seaford, DE after a DUI are $7,065/year
  • The most expensive auto insurance company in Seaford is Liberty Mutual

Finding affordable Seaford, Delaware auto insurance can be challenging, but everything you need to know to buy cheap Seaford, DE auto insurance with confidence is right here. Auto insurance rates in Seaford are affected by local factors as well as personal ones like your driving record.

See how Seaford, DE car insurance rates compare to Camden auto insurance rates, Smyrna auto insurance rates, and Seaford auto insurance rates before you read more about the cost of auto insurance in Seaford.

Don’t buy Seaford, DE auto insurance until you’ve compared rates. Get free Seaford, Delaware auto insurance quotes when you enter your ZIP code above.

Seaford, DE Minimum Auto Insurance Requirements

The required auto insurance in Seaford, DE is 25/50/10 according to the auto insurance laws in Delaware. The minimum auto insurance in Seaford, Delaware is outlined here.

Minimum Required Auto Insurance Coverage in Seaford, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Seaford, DE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Seaford, DE. Take a look at Seaford, Delaware auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Seaford, Delaware

Insurance Company Poor Fair Good
Allstate $6,928 $4,934 $4,376
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,141 $15,587 $12,568
Nationwide $4,183 $3,489 $3,184
Progressive $4,268 $3,736 $3,455
State Farm $6,005 $3,308 $2,454
Travelers $3,835 $3,167 $3,310
USAA $3,396 $1,637 $1,178

Buy Cheap Seaford, DE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Seaford, Delaware auto insurance rates? Find out how car insurance rates in Seaford, DE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Seaford, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,152 $3,120 $2,766 $2,924 $11,237 $13,169 $3,354 $3,581
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,459 $11,459 $11,321 $11,321 $25,427 $38,488 $11,459 $15,856
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,832 $1,697 $1,613 $1,645 $9,200 $10,161 $2,233 $2,177
State Farm $2,487 $2,487 $2,288 $2,288 $7,038 $9,094 $2,786 $2,909
Travelers $1,371 $1,376 $1,353 $1,318 $7,553 $11,485 $1,461 $1,582
USAA $1,158 $1,140 $1,073 $1,073 $4,177 $4,903 $1,449 $1,590

Buy Cheap Seaford, DE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Seaford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Seaford, DE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Seaford, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,237 $13,169
GEICO $5,847 $6,106
Liberty Mutual $25,427 $38,488
Nationwide $5,939 $7,522
Progressive $9,200 $10,161
State Farm $7,038 $9,094
Travelers $7,553 $11,485
USAA $4,177 $4,903

Buy Cheap Seaford, DE Auto Insurance for Seniors

You can save on senior auto insurance rates in Seaford, Delaware by comparing Seaford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Seaford, DE here.

Annual Auto Insurance Rates for Senior Drivers in Seaford, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,766 $2,924
GEICO $2,291 $2,666
Liberty Mutual $11,321 $11,321
Nationwide $2,314 $2,309
Progressive $1,613 $1,645
State Farm $2,288 $2,288
Travelers $1,353 $1,318
USAA $1,073 $1,073

Find Cheap Auto Insurance Rates in Seaford, DE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Seaford, Delaware auto insurance. Compare Seaford, DE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Seaford, Delaware

Insurance Company Low Medium High
Allstate $4,987 $5,472 $5,779
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,248 $16,898 $18,149
Nationwide $3,604 $3,559 $3,692
Progressive $3,350 $3,865 $4,244
State Farm $3,665 $3,931 $4,170
Travelers $3,245 $3,544 $3,524
USAA $1,942 $2,066 $2,203

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Find Cheap Seaford, DE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Seaford. Compare auto insurance rates in Seaford, DE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Seaford, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,413 $5,413
GEICO $3,314 $3,422
Liberty Mutual $16,627 $17,571
Nationwide $3,619 $3,619
Progressive $3,820 $3,820
State Farm $3,788 $4,057
Travelers $3,437 $3,437
USAA $2,048 $2,092

Find Cheap Seaford, DE Auto Insurance Rates by Driving Record

Auto insurance rates in Seaford, Delaware are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Seaford, DE, take a look at the average cost for various violations versus rates for a clean driving record in Seaford.

Annual Seaford, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,581 $5,475 $6,397 $5,199
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,628 $15,703 $25,102 $13,962
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,295 $4,354 $3,750 $3,880
State Farm $3,561 $4,284 $3,922 $3,922
Travelers $2,936 $2,945 $4,789 $3,080
USAA $1,710 $1,710 $2,912 $1,951

Find Cheap Seaford, DE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Seaford, Delaware is higher than for a clean driving record. You can buy auto insurance after a DUI in Seaford for less when you shop around and compare rates from multiple Seaford, DE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Seaford, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,397
GEICO $4,373
Liberty Mutual $25,102
Nationwide $5,279
Progressive $3,750
State Farm $3,922
Travelers $4,789
USAA $2,912

Winners by Category: Where to Buy Cheap Auto Insurance in Seaford, DE

Compare rates from the cheapest auto insurance companies in Seaford, DE for your needs. Take a look at how Seaford, Delaware auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Seaford, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Seaford, Delaware Auto Insurance Companies

If you’re looking for the cheapest Seaford, DE auto insurance companies overall, you can compare them here. Find the best price for Seaford, Delaware car insurance by company.

Average Annual Auto Insurance Rates by Company in Seaford, Delaware

Insurance Company Average Annual Rates
Allstate $5,413
GEICO $3,368
Liberty Mutual $17,099
Nationwide $3,619
Progressive $3,820
State Farm $3,922
Travelers $3,437
USAA $2,070

What affects Seaford, Delaware auto insurance rates?

Local factors affect auto insurance rates in Seaford, DE, including traffic, theft statistics, and commute length. Take a look at the things that impact Seaford auto insurance rates.

Commute Times in Seaford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Seaford, DE is 23.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Seaford, DE

You can buy cheap Seaford, DE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Seaford, Delaware auto insurance quotes from top companies.

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