Buy Cheap Santa Rosa, NM Auto Insurance (2021)

Santa Rosa, NM auto insurance rates average $286 a month. Minimum auto insurance requirements in Santa Rosa, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Santa Rosa, NM, compare Santa Rosa auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Santa Rosa after a DUI is GEICO
  • Average auto insurance rates in Santa Rosa, NM are $286/month
  • Average auto insurance rates in Santa Rosa, NM after a DUI are $4,388/year

Finding affordable Santa Rosa, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Santa Rosa, NM auto insurance with confidence is right here. Auto insurance rates in Santa Rosa are affected by local factors as well as personal ones like your driving record.

See how Santa Rosa, NM car insurance rates compare to Roswell auto insurance rates, Albuquerque auto insurance rates, and Las Cruces auto insurance rates before you read more about the cost of auto insurance in Santa Rosa.

Don’t buy Santa Rosa, NM auto insurance until you’ve compared rates. Get free Santa Rosa, New Mexico auto insurance quotes when you enter your ZIP code above.

Santa Rosa, NM Minimum Auto Insurance Requirements

The required auto insurance in Santa Rosa, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Santa Rosa, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Santa Rosa, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Santa Rosa, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Santa Rosa, NM. Take a look at Santa Rosa, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Santa Rosa, New Mexico

Insurance Company Poor Fair Good
Allstate $4,841 $3,989 $3,653
Farmers $5,033 $4,158 $3,953
GEICO $4,787 $4,162 $3,849
Nationwide $4,679 $3,625 $3,147
Progressive $3,277 $2,906 $2,741
State Farm $3,267 $2,006 $1,584
USAA $2,680 $2,000 $1,731

Buy Cheap Santa Rosa, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Santa Rosa, New Mexico auto insurance rates? Find out how car insurance rates in Santa Rosa, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Santa Rosa, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,528 $2,284 $2,404 $8,247 $9,539 $2,797 $2,979
Farmers $2,450 $2,442 $2,196 $2,343 $9,884 $10,152 $2,749 $2,835
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,606 $2,658 $2,357 $2,484 $6,321 $8,013 $2,940 $3,159
Progressive $1,625 $1,583 $1,459 $1,471 $6,412 $7,226 $1,971 $2,050
State Farm $1,509 $1,509 $1,359 $1,359 $3,983 $5,024 $1,687 $1,859
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

Buy Cheap Santa Rosa, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Santa Rosa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Santa Rosa, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Santa Rosa, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,247 $9,539
Farmers $9,884 $10,152
GEICO $7,583 $10,447
Nationwide $6,321 $8,013
Progressive $6,412 $7,226
State Farm $3,983 $5,024
USAA $3,641 $4,122

Buy Cheap Santa Rosa, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Santa Rosa, New Mexico by comparing Santa Rosa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Santa Rosa, NM here.

Annual Auto Insurance Rates for Senior Drivers in Santa Rosa, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,284 $2,404
Farmers $2,196 $2,343
GEICO $2,511 $2,511
Nationwide $2,357 $2,484
Progressive $1,459 $1,471
State Farm $1,359 $1,359
USAA $1,372 $1,376

Find Cheap Auto Insurance Rates in Santa Rosa, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Santa Rosa, New Mexico auto insurance. Compare Santa Rosa, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Santa Rosa, New Mexico

Insurance Company Low Medium High
Allstate $4,002 $4,154 $4,327
Farmers $3,987 $4,339 $4,818
GEICO $3,990 $4,256 $4,552
Nationwide $3,817 $3,776 $3,859
Progressive $2,863 $2,973 $3,088
State Farm $2,096 $2,293 $2,468
USAA $1,995 $2,146 $2,271

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Find Cheap Santa Rosa, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Santa Rosa. Compare auto insurance rates in Santa Rosa, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Santa Rosa, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,161 $4,161
Farmers $4,381 $4,381
GEICO $4,201 $4,331
Nationwide $3,817 $3,817
Progressive $2,975 $2,975
State Farm $2,229 $2,343
USAA $2,073 $2,201

Find Cheap Santa Rosa, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Santa Rosa, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Santa Rosa, NM, take a look at the average cost for various violations versus rates for a clean driving record in Santa Rosa.

Annual Santa Rosa, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,438 $4,508 $4,830 $3,867
Farmers $3,704 $4,766 $4,655 $4,400
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,829 $4,007 $5,214 $3,219
Progressive $2,579 $3,498 $2,777 $3,046
State Farm $2,153 $2,330 $2,330 $2,330
USAA $1,594 $2,204 $2,897 $1,854

Find Cheap Santa Rosa, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Santa Rosa, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Santa Rosa for less when you shop around and compare rates from multiple Santa Rosa, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Santa Rosa, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,830
Farmers $4,655
GEICO $8,009
Nationwide $5,214
Progressive $2,777
State Farm $2,330
USAA $2,897

Winners by Category: Where to Buy Cheap Auto Insurance in Santa Rosa, NM

Compare rates from the cheapest auto insurance companies in Santa Rosa, NM for your needs. Take a look at how Santa Rosa, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Santa Rosa, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Santa Rosa, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Santa Rosa, NM auto insurance companies overall, you can compare them here. Find the best price for Santa Rosa, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Santa Rosa, New Mexico

Insurance Company Average Annual Rates
Allstate $4,161
Farmers $4,381
GEICO $4,266
Nationwide $3,817
Progressive $2,975
State Farm $2,286
USAA $2,137

What affects Santa Rosa, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Santa Rosa, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Santa Rosa auto insurance rates.

Auto Theft in Santa Rosa

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Santa Rosa, NM auto theft show a total of 2 vehicle thefts annually.

Commute Times in Santa Rosa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Santa Rosa, NM is 12.2 minutes according to City-Data.

Traffic in Santa Rosa

How is traffic in Santa Rosa, New Mexico? Inrix data shows that Santa Rosa, NM traffic makes it the 155th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Santa Rosa, NM

You can buy cheap Santa Rosa, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Santa Rosa, New Mexico auto insurance quotes from top companies.

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