Buy Cheap Santa Ana, CA Auto Insurance (2021)

Santa Ana, CA auto insurance rates average $315 a month. Minimum auto insurance requirements in Santa Ana, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Santa Ana, CA, compare Santa Ana auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Santa Ana is Farmers
  • Average auto insurance rates in Santa Ana, CA are $315/month
  • Average auto insurance rates in Santa Ana, CA after a DUI are $5,315/year

Finding affordable Santa Ana, California auto insurance can be challenging, but everything you need to know to buy cheap Santa Ana, CA auto insurance with confidence is right here. Auto insurance rates in Santa Ana are affected by local factors as well as personal ones like your driving record.

See how Santa Ana, CA car insurance rates compare to Anaheim auto insurance rates, Oakland auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Santa Ana.

Don’t buy Santa Ana, CA auto insurance until you’ve compared rates. Get free Santa Ana, California auto insurance quotes when you enter your ZIP code above.

Santa Ana, CA Minimum Auto Insurance Requirements

The required auto insurance in Santa Ana, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Santa Ana, California is outlined here.

Minimum Required Auto Insurance Coverage in Santa Ana, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Santa Ana, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Santa Ana, California auto insurance rates? Find out how car insurance rates in Santa Ana, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Santa Ana, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,965 $2,959 $2,169 $2,179 $8,326 $10,458 $3,770 $4,110
Farmers $2,892 $2,892 $2,624 $2,624 $9,204 $14,975 $3,426 $3,817
GEICO $1,834 $1,834 $1,724 $1,724 $5,591 $5,683 $2,635 $2,691
Liberty Mutual $2,176 $2,047 $2,040 $1,971 $4,706 $5,057 $2,435 $2,473
Nationwide $3,324 $3,169 $2,920 $2,749 $8,503 $9,389 $3,964 $3,908
Progressive $1,891 $1,947 $1,603 $1,906 $5,057 $6,102 $2,727 $2,934
State Farm $3,456 $3,456 $3,090 $3,090 $6,406 $7,957 $3,827 $3,944
Travelers $2,544 $2,457 $2,254 $2,231 $5,344 $6,073 $3,319 $3,235
USAA $1,921 $1,820 $1,872 $1,881 $4,386 $4,414 $2,659 $2,514

Buy Cheap Santa Ana, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Santa Ana can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Santa Ana, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Santa Ana, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,326 $10,458
Farmers $9,204 $14,975
GEICO $5,591 $5,683
Liberty Mutual $4,706 $5,057
Nationwide $8,503 $9,389
Progressive $5,057 $6,102
State Farm $6,406 $7,957
Travelers $5,344 $6,073
USAA $4,386 $4,414

Buy Cheap Santa Ana, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Santa Ana, California by comparing Santa Ana senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Santa Ana, CA here.

Annual Auto Insurance Rates for Senior Drivers in Santa Ana, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,169 $2,179
Farmers $2,624 $2,624
GEICO $1,724 $1,724
Liberty Mutual $2,040 $1,971
Nationwide $2,920 $2,749
Progressive $1,603 $1,906
State Farm $3,090 $3,090
Travelers $2,254 $2,231
USAA $1,872 $1,881

Find Cheap Auto Insurance Rates in Santa Ana, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Santa Ana, California auto insurance. Compare Santa Ana, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Santa Ana, California

Insurance Company Low Medium High
Allstate $4,355 $4,659 $4,837
Farmers $4,903 $5,352 $5,665
GEICO $2,679 $2,999 $3,215
Liberty Mutual $2,640 $2,891 $3,058
Nationwide $4,231 $4,826 $5,166
Progressive $2,715 $3,111 $3,236
State Farm $3,928 $4,487 $4,795
Travelers $2,958 $3,530 $3,808
USAA $2,437 $2,735 $2,878

Find Cheap Santa Ana, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Santa Ana. Compare auto insurance rates in Santa Ana, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Santa Ana, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,162 $5,072
Farmers $4,813 $5,800
GEICO $2,693 $3,236
Liberty Mutual $2,628 $3,098
Nationwide $4,183 $5,299
Progressive $2,740 $3,302
State Farm $4,242 $4,565
Travelers $3,088 $3,776
USAA $2,473 $2,894

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Find Cheap Santa Ana, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Santa Ana, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Santa Ana, CA to see how much where you live in Santa Ana affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Santa Ana, California

ZIP Code Average Annual Rates
92701 $5,163
92703 $5,325
92704 $5,284
92705 $4,923
92706 $5,131
92707 $5,164
92799 $5,148

Find Cheap Santa Ana, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Santa Ana, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Santa Ana, CA, take a look at the average cost for various violations versus rates for a clean driving record in Santa Ana.

Annual Santa Ana, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $4,673 $7,355 $3,653
Farmers $3,930 $5,346 $6,646 $5,304
GEICO $2,071 $3,204 $4,013 $2,570
Liberty Mutual $2,486 $3,327 $3,006 $2,634
Nationwide $3,307 $4,242 $7,173 $4,242
Progressive $1,977 $3,361 $3,897 $2,849
State Farm $3,145 $3,749 $7,071 $3,648
Travelers $2,273 $3,749 $4,333 $3,374
USAA $1,783 $2,655 $4,344 $1,953

Find Cheap Santa Ana, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Santa Ana, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Santa Ana for less when you shop around and compare rates from multiple Santa Ana, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Santa Ana, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,355
Farmers $6,646
GEICO $4,013
Liberty Mutual $3,006
Nationwide $7,173
Progressive $3,897
State Farm $7,071
Travelers $4,333
USAA $4,344

Winners by Category: Where to Buy Cheap Auto Insurance in Santa Ana, CA

Compare rates from the cheapest auto insurance companies in Santa Ana, CA for your needs. Take a look at how Santa Ana, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Santa Ana, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Santa Ana, California Auto Insurance Companies

If you’re looking for the cheapest Santa Ana, CA auto insurance companies overall, you can compare them here. Find the best price for Santa Ana, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Santa Ana, California

Insurance Company Average Annual Rates
Allstate $4,617
Farmers $5,307
GEICO $2,964
Liberty Mutual $2,863
Nationwide $4,741
Progressive $3,021
State Farm $4,403
Travelers $3,432
USAA $2,683

What affects Santa Ana, California auto insurance rates?

Local factors affect auto insurance rates in Santa Ana, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Santa Ana auto insurance rates.

Auto Theft in Santa Ana

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Santa Ana, CA auto theft show a total of 1,549 vehicle thefts annually.

Commute Times in Santa Ana

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Santa Ana, CA is 25.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Santa Ana, CA

You can buy cheap Santa Ana, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Santa Ana, California auto insurance quotes from top companies.

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