Buy Cheap Potosi, MO Auto Insurance (2022)

Potosi, MO auto insurance rates average $289 a month. Minimum auto insurance requirements in Potosi, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Potosi, MO, compare Potosi auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Potosi, MO after a DUI are $4,044/year
  • Average auto insurance rates in Potosi, MO are $289/month
  • The most expensive auto insurance company in Potosi is Liberty Mutual

Finding affordable Potosi, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Potosi, MO auto insurance with confidence is right here. Auto insurance rates in Potosi are affected by local factors as well as personal ones like your driving record.

See how Potosi, MO car insurance rates compare to Columbia auto insurance rates, Lee’s Summit auto insurance rates, and Springfield auto insurance rates before you read more about the cost of auto insurance in Potosi.

Don’t buy Potosi, MO auto insurance until you’ve compared rates. Get free Potosi, Missouri auto insurance quotes when you enter your ZIP code above.

Potosi, MO Minimum Auto Insurance Requirements

The required auto insurance in Potosi, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Potosi, Missouri is outlined here.

Minimum Required Auto Insurance Coverage in Potosi, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Potosi, MO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Potosi, MO. Take a look at Potosi, Missouri auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Potosi, Missouri

Insurance Company Poor Fair Good
Allstate $5,928 $3,802 $3,139
American Family $4,311 $3,032 $2,555
Farmers $5,164 $4,305 $4,094
GEICO $4,134 $2,692 $2,153
Liberty Mutual $6,679 $4,074 $3,201
Nationwide $2,630 $2,173 $1,889
Progressive $4,404 $3,653 $3,374
State Farm $4,114 $2,683 $2,204
USAA $4,080 $1,912 $1,375

Buy Cheap Potosi, MO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Potosi, Missouri auto insurance rates? Find out how car insurance rates in Potosi, MO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Potosi, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,984 $2,890 $2,679 $2,766 $8,255 $8,918 $2,864 $2,961
American Family $2,146 $2,146 $1,913 $1,913 $5,927 $7,699 $2,146 $2,505
Farmers $2,465 $2,460 $2,199 $2,327 $10,274 $10,651 $2,826 $2,968
GEICO $1,936 $2,196 $1,493 $1,937 $6,230 $6,645 $1,743 $1,763
Liberty Mutual $2,759 $2,989 $2,267 $2,541 $9,779 $10,860 $2,908 $3,104
Nationwide $1,476 $1,507 $1,320 $1,398 $3,784 $4,845 $1,688 $1,825
Progressive $2,312 $2,148 $1,893 $1,949 $7,728 $8,701 $2,832 $2,919
State Farm $1,890 $1,890 $1,689 $1,689 $5,443 $6,840 $2,124 $2,439
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

Buy Cheap Potosi, MO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Potosi can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Potosi, MO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Potosi, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,255 $8,918
American Family $5,927 $7,699
Farmers $10,274 $10,651
GEICO $6,230 $6,645
Liberty Mutual $9,779 $10,860
Nationwide $3,784 $4,845
Progressive $7,728 $8,701
State Farm $5,443 $6,840
USAA $4,499 $5,488

Buy Cheap Potosi, MO Auto Insurance for Seniors

You can save on senior auto insurance rates in Potosi, Missouri by comparing Potosi senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Potosi, MO here.

Annual Auto Insurance Rates for Senior Drivers in Potosi, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,679 $2,766
American Family $1,913 $1,913
Farmers $2,199 $2,327
GEICO $1,493 $1,937
Liberty Mutual $2,267 $2,541
Nationwide $1,320 $1,398
Progressive $1,893 $1,949
State Farm $1,689 $1,689
USAA $1,359 $1,379

Find Cheap Auto Insurance Rates in Potosi, MO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Potosi, Missouri auto insurance. Compare Potosi, MO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Potosi, Missouri

Insurance Company Low Medium High
Allstate $4,121 $4,280 $4,467
American Family $3,193 $3,403 $3,302
Farmers $4,236 $4,476 $4,851
GEICO $2,812 $3,011 $3,156
Liberty Mutual $4,389 $4,671 $4,893
Nationwide $2,095 $2,253 $2,344
Progressive $3,421 $3,815 $4,195
State Farm $2,828 $3,007 $3,166
USAA $2,344 $2,446 $2,576

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Find Cheap Potosi, MO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Potosi. Compare auto insurance rates in Potosi, MO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Potosi, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,289 $4,289
American Family $3,267 $3,332
Farmers $4,521 $4,521
GEICO $2,939 $3,047
Liberty Mutual $4,651 $4,651
Nationwide $2,230 $2,230
Progressive $3,810 $3,810
State Farm $2,929 $3,071
USAA $2,367 $2,544

Find Cheap Potosi, MO Auto Insurance Rates by Driving Record

Auto insurance rates in Potosi, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Potosi, MO, take a look at the average cost for various violations versus rates for a clean driving record in Potosi.

Annual Potosi, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,682 $4,153 $5,159 $4,165
American Family $2,460 $3,562 $4,361 $2,814
Farmers $3,903 $4,864 $4,755 $4,562
GEICO $2,296 $3,026 $4,141 $2,509
Liberty Mutual $3,368 $4,855 $4,998 $5,383
Nationwide $1,751 $2,249 $3,005 $1,917
Progressive $3,277 $4,444 $3,651 $3,869
State Farm $2,758 $3,243 $3,000 $3,000
USAA $1,960 $2,389 $3,328 $2,146

Find Cheap Potosi, MO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Potosi, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Potosi for less when you shop around and compare rates from multiple Potosi, MO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Potosi, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,159
American Family $4,361
Farmers $4,755
GEICO $4,141
Liberty Mutual $4,998
Nationwide $3,005
Progressive $3,651
State Farm $3,000
USAA $3,328

Winners by Category: Where to Buy Cheap Auto Insurance in Potosi, MO

Compare rates from the cheapest auto insurance companies in Potosi, MO for your needs. Take a look at how Potosi, Missouri auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Potosi, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Find Cheap Potosi, Missouri Auto Insurance Companies

If you’re looking for the cheapest Potosi, MO auto insurance companies overall, you can compare them here. Find the best price for Potosi, Missouri car insurance by company.

Average Annual Auto Insurance Rates by Company in Potosi, Missouri

Insurance Company Average Annual Rates
Allstate $4,289
American Family $3,299
Farmers $4,521
GEICO $2,993
Liberty Mutual $4,651
Nationwide $2,231
Progressive $3,810
State Farm $3,000
USAA $2,456

What affects Potosi, Missouri auto insurance rates?

Local factors affect auto insurance rates in Potosi, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Potosi auto insurance rates.

Commute Times in Potosi

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Potosi, MO is 21.7 minutes according to City-Data.

Traffic in Potosi

How is traffic in Potosi, Missouri? Inrix data shows that Potosi, MO traffic makes it the 106th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Potosi, MO

You can buy cheap Potosi, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Potosi, Missouri auto insurance quotes from top companies.

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