Buy Cheap Parker, CO Auto Insurance (2021)

Parker, CO auto insurance rates average $329 a month. Minimum auto insurance requirements in Parker, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Parker, CO, compare Parker auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Parker, CO after a DUI are $4,701/year
  • The most expensive auto insurance company in Parker after a DUI is Allstate
  • The most expensive auto insurance company in Parker is Allstate

Finding affordable Parker, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Parker, CO auto insurance with confidence is right here. Auto insurance rates in Parker are affected by local factors as well as personal ones like your driving record.

See how Parker, CO car insurance rates compare to Colorado Springs auto insurance rates, Fort Collins auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Parker.

Don’t buy Parker, CO auto insurance until you’ve compared rates. Get free Parker, Colorado auto insurance quotes when you enter your ZIP code above.

Parker, CO Minimum Auto Insurance Requirements

The required auto insurance in Parker, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Parker, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Parker, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Parker, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Parker, CO. Take a look at Parker, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Parker, Colorado

Insurance Company Poor Fair Good
Allstate $7,436 $5,744 $4,326
American Family $4,794 $3,422 $2,874
Farmers $5,804 $4,732 $4,498
GEICO $3,737 $3,108 $2,479
Liberty Mutual $4,413 $2,716 $2,158
Nationwide $4,797 $3,797 $3,308
Progressive $4,448 $3,808 $3,500
State Farm $5,132 $3,295 $2,655
USAA $4,693 $2,694 $2,165

Buy Cheap Parker, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Parker, Colorado auto insurance rates? Find out how car insurance rates in Parker, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Parker, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,468 $3,223 $3,145 $3,174 $12,733 $13,407 $3,768 $3,762
American Family $2,527 $2,527 $2,280 $2,280 $6,118 $8,226 $2,527 $3,090
Farmers $2,885 $2,870 $2,607 $2,813 $11,202 $11,346 $3,169 $3,200
GEICO $1,955 $2,140 $2,119 $2,436 $6,175 $6,475 $1,780 $1,783
Liberty Mutual $2,023 $1,963 $1,731 $1,909 $6,261 $6,815 $2,035 $2,030
Nationwide $2,636 $2,683 $2,358 $2,492 $6,691 $8,563 $3,036 $3,280
Progressive $2,356 $2,201 $2,084 $2,071 $8,241 $9,189 $2,644 $2,562
State Farm $2,314 $2,314 $2,083 $2,083 $6,657 $8,455 $2,591 $3,055
USAA $2,117 $2,104 $2,030 $2,024 $5,387 $6,151 $2,716 $2,939

Buy Cheap Parker, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Parker can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Parker, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Parker, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,733 $13,407
American Family $6,118 $8,226
Farmers $11,202 $11,346
GEICO $6,175 $6,475
Liberty Mutual $6,261 $6,815
Nationwide $6,691 $8,563
Progressive $8,241 $9,189
State Farm $6,657 $8,455
USAA $5,387 $6,151

Buy Cheap Parker, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Parker, Colorado by comparing Parker senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Parker, CO here.

Annual Auto Insurance Rates for Senior Drivers in Parker, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,145 $3,174
American Family $2,280 $2,280
Farmers $2,607 $2,813
GEICO $2,119 $2,436
Liberty Mutual $1,731 $1,909
Nationwide $2,358 $2,492
Progressive $2,084 $2,071
State Farm $2,083 $2,083
USAA $2,030 $2,024

Find Cheap Auto Insurance Rates in Parker, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Parker, Colorado auto insurance. Compare Parker, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Parker, Colorado

Insurance Company Low Medium High
Allstate $5,496 $5,815 $6,194
American Family $3,493 $3,773 $3,825
Farmers $4,345 $4,931 $5,758
GEICO $2,715 $3,035 $3,573
Liberty Mutual $2,896 $3,084 $3,307
Nationwide $3,962 $3,971 $3,969
Progressive $3,561 $3,933 $4,262
State Farm $3,431 $3,698 $3,954
USAA $3,027 $3,184 $3,339

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Parker, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Parker. Compare auto insurance rates in Parker, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Parker, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,835 $5,835
American Family $3,617 $3,777
Farmers $5,011 $5,011
GEICO $3,044 $3,172
Liberty Mutual $3,096 $3,096
Nationwide $3,967 $3,967
Progressive $3,918 $3,918
State Farm $3,601 $3,788
USAA $3,094 $3,273

Find Cheap Parker, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Parker, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Parker, CO, take a look at the average cost for various violations versus rates for a clean driving record in Parker.

Annual Parker, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,926 $5,713 $7,073 $5,628
American Family $2,735 $3,879 $5,073 $3,101
Farmers $4,238 $5,446 $5,368 $4,994
GEICO $2,175 $3,427 $4,000 $2,830
Liberty Mutual $2,716 $3,184 $3,288 $3,195
Nationwide $3,048 $4,170 $5,296 $3,356
Progressive $3,383 $4,787 $3,568 $3,935
State Farm $3,400 $3,989 $3,694 $3,694
USAA $2,324 $2,843 $4,950 $2,617

Find Cheap Parker, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Parker, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Parker for less when you shop around and compare rates from multiple Parker, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Parker, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,073
American Family $5,073
Farmers $5,368
GEICO $4,000
Liberty Mutual $3,288
Nationwide $5,296
Progressive $3,568
State Farm $3,694
USAA $4,950

Winners by Category: Where to Buy Cheap Auto Insurance in Parker, CO

Compare rates from the cheapest auto insurance companies in Parker, CO for your needs. Take a look at how Parker, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Parker, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Parker, Colorado Auto Insurance Companies

If you’re looking for the cheapest Parker, CO auto insurance companies overall, you can compare them here. Find the best price for Parker, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Parker, Colorado

Insurance Company Average Annual Rates
Allstate $5,835
American Family $3,697
Farmers $5,011
GEICO $3,108
Liberty Mutual $3,096
Nationwide $3,967
Progressive $3,918
State Farm $3,694
USAA $3,184

What affects Parker, Colorado auto insurance rates?

Local factors affect auto insurance rates in Parker, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Parker auto insurance rates.

Commute Times in Parker

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Parker, CO is 26.7 minutes according to City-Data.

Traffic in Parker

How is traffic in Parker, Colorado? Inrix data shows that Parker, CO traffic makes it the 952nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Parker, CO

You can buy cheap Parker, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Parker, Colorado auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption