Buy Cheap Oxford, OH Auto Insurance (2021)

Oxford, OH auto insurance rates average $239 a month. Minimum auto insurance requirements in Oxford, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Oxford, OH, compare Oxford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Oxford, OH after a DUI are $3,312/year
  • The most expensive auto insurance company in Oxford is Liberty Mutual
  • Average auto insurance rates in Oxford, OH for teens drivers are $5,944/year

Finding affordable Oxford, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Oxford, OH auto insurance with confidence is right here. Auto insurance rates in Oxford are affected by local factors as well as personal ones like your driving record.

See how Oxford, OH car insurance rates compare to Dayton auto insurance rates, Toledo auto insurance rates, and Akron auto insurance rates before you read more about the cost of auto insurance in Oxford.

Don’t buy Oxford, OH auto insurance until you’ve compared rates. Get free Oxford, Ohio auto insurance quotes when you enter your ZIP code above.

Oxford, OH Minimum Auto Insurance Requirements

The required auto insurance in Oxford, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Oxford, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Oxford, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Oxford, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oxford, OH. Take a look at Oxford, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oxford, Ohio

Insurance Company Poor Fair Good
Allstate $4,146 $3,021 $2,523
American Family $2,202 $1,499 $1,270
Farmers $4,025 $3,402 $3,239
GEICO $2,193 $1,830 $1,466
Liberty Mutual $5,815 $3,573 $2,801
Nationwide $3,855 $3,106 $2,623
Progressive $4,305 $3,728 $3,486
State Farm $3,871 $2,392 $1,884
Travelers $3,529 $3,069 $2,866
USAA $1,798 $1,273 $1,085

Buy Cheap Oxford, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oxford, Ohio auto insurance rates? Find out how car insurance rates in Oxford, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oxford, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,134 $1,932 $2,065 $6,005 $6,889 $2,257 $2,412
American Family $1,004 $1,042 $927 $930 $3,258 $3,534 $1,247 $1,314
Farmers $1,870 $1,864 $1,647 $1,740 $8,360 $8,677 $2,097 $2,187
GEICO $1,310 $1,277 $1,239 $1,256 $3,562 $3,314 $1,453 $1,226
Liberty Mutual $1,880 $2,049 $1,446 $1,755 $9,958 $11,245 $1,993 $2,177
Nationwide $2,133 $2,144 $1,925 $1,939 $5,448 $7,025 $2,286 $2,660
Progressive $1,964 $1,847 $1,637 $1,691 $8,840 $9,947 $2,355 $2,435
State Farm $1,604 $1,604 $1,443 $1,443 $5,152 $6,455 $1,870 $2,153
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $842 $848 $800 $800 $2,580 $2,873 $1,123 $1,213

Buy Cheap Oxford, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oxford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oxford, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oxford, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,005 $6,889
American Family $3,258 $3,534
Farmers $8,360 $8,677
GEICO $3,562 $3,314
Liberty Mutual $9,958 $11,245
Nationwide $5,448 $7,025
Progressive $8,840 $9,947
State Farm $5,152 $6,455
Travelers $6,272 $9,870
USAA $2,580 $2,873

Buy Cheap Oxford, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Oxford, Ohio by comparing Oxford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oxford, OH here.

Annual Auto Insurance Rates for Senior Drivers in Oxford, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,932 $2,065
American Family $927 $930
Farmers $1,647 $1,740
GEICO $1,239 $1,256
Liberty Mutual $1,446 $1,755
Nationwide $1,925 $1,939
Progressive $1,637 $1,691
State Farm $1,443 $1,443
Travelers $1,451 $1,441
USAA $800 $800

Find Cheap Auto Insurance Rates in Oxford, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oxford, Ohio auto insurance. Compare Oxford, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oxford, Ohio

Insurance Company Low Medium High
Allstate $3,141 $3,224 $3,324
American Family $1,623 $1,670 $1,679
Farmers $3,364 $3,499 $3,803
GEICO $1,770 $1,822 $1,897
Liberty Mutual $3,914 $4,083 $4,192
Nationwide $3,541 $3,096 $2,948
Progressive $3,704 $3,810 $4,005
State Farm $2,581 $2,724 $2,842
Travelers $3,077 $3,195 $3,192
USAA $1,327 $1,384 $1,445

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Find Cheap Oxford, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oxford. Compare auto insurance rates in Oxford, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oxford, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,230 $3,230
American Family $1,636 $1,677
Farmers $3,555 $3,555
GEICO $1,800 $1,860
Liberty Mutual $4,063 $4,063
Nationwide $3,195 $3,195
Progressive $3,840 $3,840
State Farm $2,649 $2,783
Travelers $3,155 $3,155
USAA $1,333 $1,437

Find Cheap Oxford, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Oxford, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oxford, OH, take a look at the average cost for various violations versus rates for a clean driving record in Oxford.

Annual Oxford, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,713 $3,276 $3,858 $3,072
American Family $1,586 $1,680 $1,680 $1,680
Farmers $2,929 $3,777 $3,683 $3,832
GEICO $1,236 $1,793 $2,617 $1,673
Liberty Mutual $3,413 $4,382 $4,473 $3,983
Nationwide $2,561 $3,257 $4,131 $2,831
Progressive $3,307 $4,510 $3,523 $4,019
State Farm $2,466 $2,966 $2,716 $2,716
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,066 $1,427 $1,867 $1,180

Find Cheap Oxford, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oxford, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Oxford for less when you shop around and compare rates from multiple Oxford, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oxford, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,858
American Family $1,680
Farmers $3,683
GEICO $2,617
Liberty Mutual $4,473
Nationwide $4,131
Progressive $3,523
State Farm $2,716
Travelers $4,568
USAA $1,867

Winners by Category: Where to Buy Cheap Auto Insurance in Oxford, OH

Compare rates from the cheapest auto insurance companies in Oxford, OH for your needs. Take a look at how Oxford, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oxford, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Oxford, Ohio Auto Insurance Companies

If you’re looking for the cheapest Oxford, OH auto insurance companies overall, you can compare them here. Find the best price for Oxford, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Oxford, Ohio

Insurance Company Average Annual Rates
Allstate $3,230
American Family $1,657
Farmers $3,555
GEICO $1,830
Liberty Mutual $4,063
Nationwide $3,195
Progressive $3,840
State Farm $2,716
Travelers $3,155
USAA $1,385

What affects Oxford, Ohio auto insurance rates?

Local factors affect auto insurance rates in Oxford, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Oxford auto insurance rates.

Auto Theft in Oxford

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Oxford, OH auto theft show a total of 13 vehicle thefts annually.

Commute Times in Oxford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oxford, OH is 16.4 minutes according to City-Data.

Traffic in Oxford

How is traffic in Oxford, Ohio? Inrix data shows that Oxford, OH traffic makes it the 771st-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Oxford, OH

You can buy cheap Oxford, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oxford, Ohio auto insurance quotes from top companies.

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