Buy Cheap Montville, CT Auto Insurance in 2023
Montville, CT auto insurance rates average $353 a month. Minimum auto insurance requirements in Montville, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Montville, CT, compare Montville auto insurance quotes from top companies.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Montville, CT are $353/month
- The most expensive auto insurance company in Montville is Liberty Mutual
- Average auto insurance rates in Montville, CT after a DUI are $5,144/year
Finding affordable Montville, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Montville, CT auto insurance with confidence is right here. Auto insurance rates in Montville are affected by local factors as well as personal ones like your driving record.
See how Montville, CT car insurance rates compare to Bristol auto insurance rates, Norwalk auto insurance rates, and Waterbury auto insurance rates before you read more about the cost of auto insurance in Montville.
Don’t buy Montville, CT auto insurance until you’ve compared rates. Get free Montville, Connecticut auto insurance quotes when you enter your ZIP code above.
Montville, CT Minimum Auto Insurance Requirements
The required auto insurance in Montville, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Montville, Connecticut is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap Montville, CT Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Montville, CT. Take a look at Montville, Connecticut auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,657 | $5,046 | $4,010 |
| Geico | $3,937 | $2,377 | $1,811 |
| Liberty Mutual | $9,419 | $5,878 | $4,626 |
| Nationwide | $4,446 | $2,991 | $2,650 |
| Progressive | $4,849 | $4,354 | $4,171 |
| State Farm | $3,729 | $2,394 | $1,929 |
| Travelers | $6,622 | $5,511 | $5,350 |
| USAA | $3,987 | $2,690 | $2,369 |
Buy Cheap Montville, CT Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Montville, Connecticut auto insurance rates? Find out how car insurance rates in Montville, CT are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,309 | $3,286 | $3,038 | $3,251 | $10,031 | $11,836 | $3,479 | $3,672 |
| Geico | $2,003 | $2,009 | $1,858 | $1,873 | $4,631 | $5,481 | $1,933 | $1,876 |
| Liberty Mutual | $3,222 | $3,500 | $2,483 | $3,054 | $16,009 | $18,035 | $3,265 | $3,561 |
| Nationwide | $2,151 | $2,175 | $1,935 | $2,028 | $5,929 | $7,512 | $2,492 | $2,677 |
| Progressive | $2,390 | $2,230 | $2,041 | $2,121 | $9,994 | $11,082 | $2,735 | $3,074 |
| State Farm | $1,649 | $1,649 | $1,516 | $1,516 | $4,952 | $6,221 | $1,851 | $2,121 |
| Travelers | $1,791 | $1,819 | $1,778 | $1,773 | $13,540 | $21,764 | $1,946 | $2,210 |
| USAA | $1,855 | $1,837 | $1,727 | $1,706 | $5,822 | $6,120 | $2,481 | $2,574 |
Buy Cheap Montville, CT Auto Insurance for Teen Drivers
Auto insurance for teenagers in Montville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Montville, CT are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,031 | $11,836 |
| Geico | $4,631 | $5,481 |
| Liberty Mutual | $16,009 | $18,035 |
| Nationwide | $5,929 | $7,512 |
| Progressive | $9,994 | $11,082 |
| State Farm | $4,952 | $6,221 |
| Travelers | $13,540 | $21,764 |
| USAA | $5,822 | $6,120 |
Buy Cheap Montville, CT Auto Insurance for Seniors
You can save on senior auto insurance rates in Montville, Connecticut by comparing Montville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Montville, CT here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,038 | $3,251 |
| Geico | $1,858 | $1,873 |
| Liberty Mutual | $2,483 | $3,054 |
| Nationwide | $1,935 | $2,028 |
| Progressive | $2,041 | $2,121 |
| State Farm | $1,516 | $1,516 |
| Travelers | $1,778 | $1,773 |
| USAA | $1,727 | $1,706 |
Find Cheap Auto Insurance Rates in Montville, CT by Coverage Level
The amount of coverage you choose is a big factor in the cost of Montville, Connecticut auto insurance. Compare Montville, CT auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,983 | $5,232 | $5,498 |
| Geico | $2,514 | $2,676 | $2,934 |
| Liberty Mutual | $6,391 | $6,594 | $6,939 |
| Nationwide | $3,424 | $3,388 | $3,276 |
| Progressive | $4,163 | $4,420 | $4,791 |
| State Farm | $2,519 | $2,688 | $2,845 |
| Travelers | $5,426 | $5,790 | $6,267 |
| USAA | $2,826 | $3,018 | $3,202 |
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Find Cheap Montville, CT Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Montville. Compare auto insurance rates in Montville, CT by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,238 | $5,238 |
| Geico | $2,667 | $2,750 |
| Liberty Mutual | $6,641 | $6,641 |
| Nationwide | $3,362 | $3,362 |
| Progressive | $4,458 | $4,458 |
| State Farm | $2,618 | $2,750 |
| Travelers | $5,828 | $5,828 |
| USAA | $2,979 | $3,051 |
Find Cheap Montville, CT Auto Insurance Rates by Driving Record
Auto insurance rates in Montville, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Montville, CT, take a look at the average cost for various violations versus rates for a clean driving record in Montville.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,468 | $5,498 | $6,516 | $4,468 |
| Geico | $1,713 | $2,244 | $4,774 | $2,102 |
| Liberty Mutual | $5,820 | $7,280 | $7,209 | $6,256 |
| Nationwide | $2,743 | $3,570 | $4,084 | $3,052 |
| Progressive | $3,801 | $5,524 | $3,996 | $4,511 |
| State Farm | $2,501 | $2,745 | $2,745 | $2,745 |
| Travelers | $4,692 | $5,082 | $7,390 | $6,147 |
| USAA | $2,343 | $2,941 | $4,435 | $2,343 |
Find Cheap Montville, CT Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Montville, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Montville for less when you shop around and compare rates from multiple Montville, CT auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,516 |
| Geico | $4,774 |
| Liberty Mutual | $7,209 |
| Nationwide | $4,084 |
| Progressive | $3,996 |
| State Farm | $2,745 |
| Travelers | $7,390 |
| USAA | $4,435 |
Winners by Category: Where to Buy Cheap Auto Insurance in Montville, CT
Compare rates from the cheapest auto insurance companies in Montville, CT for your needs. Take a look at how Montville, Connecticut auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Find Cheap Montville, Connecticut Auto Insurance Companies
If you’re looking for the cheapest Montville, CT auto insurance companies overall, you can compare them here. Find the best price for Montville, Connecticut car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,238 |
| Geico | $2,708 |
| Liberty Mutual | $6,641 |
| Nationwide | $3,362 |
| Progressive | $4,458 |
| State Farm | $2,684 |
| Travelers | $5,828 |
| USAA | $3,015 |
Compare Auto Insurance Quotes in Montville, CT
You can buy cheap Montville, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Montville, Connecticut auto insurance quotes from top companies.
Frequently Asked Questions
What factors should I consider when buying auto insurance in Montville, CT?
When buying auto insurance in Montville, CT, consider factors such as coverage options, deductibles, premiums, discounts, the insurance company’s reputation, customer service, and the financial stability of the insurer.
How can I find cheap auto insurance in Montville, CT?
To find cheap auto insurance in Montville, CT, you can consider the following strategies:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a clean driving record and avoid accidents and traffic violations.
- Opt for higher deductibles, which can lower your premiums.
- Take advantage of available discounts, such as those for bundling multiple policies, having a good driving record, or using anti-theft devices in your vehicle.
- Consider usage-based insurance programs that reward safe driving habits.
What are the minimum auto insurance requirements in Montville, CT?
In Montville, CT, the minimum auto insurance requirements include:
- $25,000 per person and $50,000 per accident for bodily injury liability.
- $25,000 per accident for property damage liability.
- $25,000 per person and $50,000 per accident for uninsured/underinsured motorist coverage.
What additional coverage options are available for auto insurance in Montville, CT?
In addition to the minimum required coverage, you can choose to add various optional coverages to your Montville, CT auto insurance policy, including:
- Collision coverage: Covers damage to your vehicle in case of a collision, regardless of fault.
- Comprehensive coverage: Provides coverage for non-collision incidents, such as theft, vandalism, fire, or natural disasters.
- Medical payments coverage: Helps pay for medical expenses resulting from an accident, regardless of fault.
- Rental car reimbursement: Covers the cost of a rental car while your vehicle is being repaired after an accident.
- Roadside assistance: Provides assistance for common roadside emergencies like flat tires, lockouts, and towing.
How can I lower my auto insurance premiums in Montville, CT?
To lower your auto insurance premiums in Montville, CT, you can consider the following:
- Maintain a good driving record and avoid accidents and traffic violations.
- Increase your deductibles if you can afford higher out-of-pocket costs.
- Take advantage of available discounts, such as those for safe driving, bundling policies, or installing safety features in your vehicle.
- Remove unnecessary coverage options if they’re not essential for your needs.
- Consider usage-based insurance programs that reward safe driving habits.
What should I do if I have a car accident in Montville, CT?
If you have a car accident in Montville, CT, follow these steps:
- Ensure everyone’s safety and seek medical attention if necessary.
- Exchange information with the other driver(s) involved, including names, contact details, and insurance information.
- Take photos of the accident scene, vehicles involved, and any visible damages.
- File a police report and inform your insurance company about the accident.
- Cooperate with the insurance company’s investigation and provide all necessary documentation.
- Consult with an attorney if needed, especially if there are injuries or significant damages involved.
Can I cancel my auto insurance policy in Montville, CT?
Yes, you can cancel your auto insurance policy in Montville, CT. However, it’s important to review the cancellation terms and any potential penalties outlined in your policy. Notify your insurance company in writing about your intention to cancel and ensure you have alternative coverage in place before canceling to avoid any gaps in coverage.
How often should I review and update my auto insurance policy in Montville, CT?
It’s recommended to review and update your auto insurance policy in Montville, CT at least once a year or whenever there are significant changes in your circumstances, such as buying a new vehicle, moving to a new location, or experiencing major life events. Regularly reviewing your policy ensures you have adequate coverage and can take advantage of any potential savings or discounts available to you.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.