Buy Cheap Loveland, CO Auto Insurance (2021)

Loveland, CO auto insurance rates average $281 a month. Minimum auto insurance requirements in Loveland, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Loveland, CO, compare Loveland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Loveland is Farmers
  • Average auto insurance rates in Loveland, CO after a DUI are $4,004/year
  • The most expensive auto insurance company in Loveland after a DUI is Allstate

Finding affordable Loveland, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Loveland, CO auto insurance with confidence is right here. Auto insurance rates in Loveland are affected by local factors as well as personal ones like your driving record.

See how Loveland, CO car insurance rates compare to Aurora auto insurance rates, Denver auto insurance rates, and Fort Collins auto insurance rates before you read more about the cost of auto insurance in Loveland.

Don’t buy Loveland, CO auto insurance until you’ve compared rates. Get free Loveland, Colorado auto insurance quotes when you enter your ZIP code above.

Loveland, CO Minimum Auto Insurance Requirements

The required auto insurance in Loveland, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Loveland, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Loveland, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Loveland, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Loveland, CO. Take a look at Loveland, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Loveland, Colorado

Insurance Company Poor Fair Good
Allstate $5,497 $4,247 $3,216
American Family $4,385 $3,137 $2,636
Farmers $5,390 $4,391 $4,171
GEICO $3,299 $2,746 $2,194
Liberty Mutual $3,706 $2,285 $1,819
Nationwide $4,099 $3,254 $2,838
Progressive $3,917 $3,354 $3,083
State Farm $4,152 $2,666 $2,148
USAA $4,057 $2,332 $1,876

Buy Cheap Loveland, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Loveland, Colorado auto insurance rates? Find out how car insurance rates in Loveland, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Loveland, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,653 $2,484 $2,405 $2,428 $9,150 $9,634 $2,899 $2,906
American Family $2,318 $2,318 $2,094 $2,094 $5,595 $7,524 $2,318 $2,830
Farmers $2,700 $2,671 $2,443 $2,639 $10,366 $10,436 $2,965 $2,986
GEICO $1,721 $1,887 $1,847 $2,114 $5,472 $5,768 $1,573 $1,587
Liberty Mutual $1,676 $1,578 $1,420 $1,568 $5,335 $5,840 $1,696 $1,714
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,095 $1,961 $1,853 $1,843 $7,204 $8,026 $2,349 $2,278
State Farm $1,833 $1,833 $1,665 $1,665 $5,486 $6,932 $2,059 $2,440
USAA $1,845 $1,836 $1,769 $1,765 $4,632 $5,286 $2,358 $2,550

Buy Cheap Loveland, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Loveland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Loveland, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Loveland, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,150 $9,634
American Family $5,595 $7,524
Farmers $10,366 $10,436
GEICO $5,472 $5,768
Liberty Mutual $5,335 $5,840
Nationwide $5,724 $7,310
Progressive $7,204 $8,026
State Farm $5,486 $6,932
USAA $4,632 $5,286

Buy Cheap Loveland, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Loveland, Colorado by comparing Loveland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Loveland, CO here.

Annual Auto Insurance Rates for Senior Drivers in Loveland, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,405 $2,428
American Family $2,094 $2,094
Farmers $2,443 $2,639
GEICO $1,847 $2,114
Liberty Mutual $1,420 $1,568
Nationwide $2,028 $2,139
Progressive $1,853 $1,843
State Farm $1,665 $1,665
USAA $1,769 $1,765

Find Cheap Auto Insurance Rates in Loveland, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Loveland, Colorado auto insurance. Compare Loveland, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Loveland, Colorado

Insurance Company Low Medium High
Allstate $4,077 $4,304 $4,578
American Family $3,192 $3,457 $3,509
Farmers $4,076 $4,586 $5,291
GEICO $2,444 $2,694 $3,101
Liberty Mutual $2,436 $2,593 $2,781
Nationwide $3,381 $3,402 $3,409
Progressive $3,147 $3,464 $3,743
State Farm $2,762 $2,993 $3,212
USAA $2,620 $2,755 $2,891

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Find Cheap Loveland, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Loveland. Compare auto insurance rates in Loveland, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Loveland, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,320 $4,320
American Family $3,313 $3,459
Farmers $4,651 $4,651
GEICO $2,691 $2,801
Liberty Mutual $2,603 $2,603
Nationwide $3,397 $3,397
Progressive $3,451 $3,451
State Farm $2,913 $3,065
USAA $2,678 $2,832

Find Cheap Loveland, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Loveland, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Loveland, CO, take a look at the average cost for various violations versus rates for a clean driving record in Loveland.

Annual Loveland, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,686 $4,236 $5,183 $4,175
American Family $2,504 $3,565 $4,638 $2,838
Farmers $3,926 $5,055 $4,985 $4,638
GEICO $1,926 $3,021 $3,538 $2,501
Liberty Mutual $2,291 $2,674 $2,761 $2,687
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $2,988 $4,199 $3,149 $3,469
State Farm $2,735 $3,244 $2,989 $2,989
USAA $2,020 $2,462 $4,268 $2,270

Find Cheap Loveland, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Loveland, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Loveland for less when you shop around and compare rates from multiple Loveland, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Loveland, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,183
American Family $4,638
Farmers $4,985
GEICO $3,538
Liberty Mutual $2,761
Nationwide $4,523
Progressive $3,149
State Farm $2,989
USAA $4,268

Winners by Category: Where to Buy Cheap Auto Insurance in Loveland, CO

Compare rates from the cheapest auto insurance companies in Loveland, CO for your needs. Take a look at how Loveland, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Loveland, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Loveland, Colorado Auto Insurance Companies

If you’re looking for the cheapest Loveland, CO auto insurance companies overall, you can compare them here. Find the best price for Loveland, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Loveland, Colorado

Insurance Company Average Annual Rates
Allstate $4,320
American Family $3,386
Farmers $4,651
GEICO $2,746
Liberty Mutual $2,603
Nationwide $3,397
Progressive $3,451
State Farm $2,989
USAA $2,755

What affects Loveland, Colorado auto insurance rates?

Local factors affect auto insurance rates in Loveland, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Loveland auto insurance rates.

Commute Times in Loveland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Loveland, CO is 25.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Loveland, CO

You can buy cheap Loveland, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Loveland, Colorado auto insurance quotes from top companies.

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