Buy Cheap Longboat Key, FL Auto Insurance (2021)

Longboat Key, FL auto insurance rates average $348 a month. Minimum auto insurance requirements in Longboat Key, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Longboat Key, FL, compare Longboat Key auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Longboat Key after a DUI is Allstate
  • Average auto insurance rates in Longboat Key, FL for teens drivers are $7,473/year
  • Average auto insurance rates in Longboat Key, FL are $348/month

Finding affordable Longboat Key, Florida auto insurance can be challenging, but everything you need to know to buy cheap Longboat Key, FL auto insurance with confidence is right here. Auto insurance rates in Longboat Key are affected by local factors as well as personal ones like your driving record.

See how Longboat Key, FL car insurance rates compare to Cape Coral auto insurance rates, St. Petersburg auto insurance rates, and Fort Lauderdale auto insurance rates before you read more about the cost of auto insurance in Longboat Key.

Don’t buy Longboat Key, FL auto insurance until you’ve compared rates. Get free Longboat Key, Florida auto insurance quotes when you enter your ZIP code above.

Longboat Key, FL Minimum Auto Insurance Requirements

The required auto insurance in Longboat Key, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Longboat Key, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Longboat Key, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Longboat Key, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Longboat Key, FL. Take a look at Longboat Key, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Longboat Key, Florida

Insurance Company Poor Fair Good
Allstate $8,852 $5,639 $4,595
GEICO $5,204 $3,148 $2,364
Liberty Mutual $5,922 $4,361 $3,547
Nationwide $5,318 $3,906 $3,535
Progressive $6,276 $4,447 $3,709
State Farm $3,827 $2,500 $2,045
USAA $4,567 $2,243 $1,632

Buy Cheap Longboat Key, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Longboat Key, Florida auto insurance rates? Find out how car insurance rates in Longboat Key, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Longboat Key, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,948 $3,763 $3,419 $3,472 $13,600 $14,724 $3,958 $4,012
GEICO $2,816 $2,831 $2,632 $2,632 $5,046 $6,352 $3,107 $3,159
Liberty Mutual $3,211 $3,211 $2,948 $2,948 $6,713 $10,307 $3,211 $4,332
Nationwide $2,966 $2,928 $2,644 $2,736 $7,197 $8,877 $3,271 $3,407
Progressive $3,230 $3,050 $2,784 $2,972 $9,035 $9,830 $3,874 $3,710
State Farm $1,741 $1,741 $1,583 $1,583 $5,128 $6,537 $1,934 $2,078
USAA $1,620 $1,591 $1,515 $1,501 $5,588 $6,492 $2,022 $2,181

Buy Cheap Longboat Key, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Longboat Key can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Longboat Key, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Longboat Key, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,600 $14,724
GEICO $5,046 $6,352
Liberty Mutual $6,713 $10,307
Nationwide $7,197 $8,877
Progressive $9,035 $9,830
State Farm $5,128 $6,537
USAA $5,588 $6,492

Buy Cheap Longboat Key, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Longboat Key, Florida by comparing Longboat Key senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Longboat Key, FL here.

Annual Auto Insurance Rates for Senior Drivers in Longboat Key, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,419 $3,472
GEICO $2,632 $2,632
Liberty Mutual $2,948 $2,948
Nationwide $2,644 $2,736
Progressive $2,784 $2,972
State Farm $1,583 $1,583
USAA $1,515 $1,501

Find Cheap Auto Insurance Rates in Longboat Key, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Longboat Key, Florida auto insurance. Compare Longboat Key, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Longboat Key, Florida

Insurance Company Low Medium High
Allstate $5,167 $6,634 $7,285
GEICO $2,931 $3,697 $4,087
Liberty Mutual $4,234 $4,679 $4,917
Nationwide $3,336 $4,425 $4,999
Progressive $4,083 $4,917 $5,432
State Farm $2,389 $2,858 $3,126
USAA $2,423 $2,915 $3,103

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Find Cheap Longboat Key, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Longboat Key. Compare auto insurance rates in Longboat Key, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Longboat Key, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,179 $6,545
GEICO $3,554 $3,590
Liberty Mutual $4,463 $4,757
Nationwide $4,253 $4,253
Progressive $4,811 $4,811
State Farm $2,696 $2,885
USAA $2,782 $2,846

Find Cheap Longboat Key, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Longboat Key, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Longboat Key, FL, take a look at the average cost for various violations versus rates for a clean driving record in Longboat Key.

Annual Longboat Key, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,487 $6,564 $7,304 $6,093
GEICO $2,488 $3,180 $4,734 $3,886
Liberty Mutual $3,324 $4,315 $6,263 $4,539
Nationwide $3,625 $3,981 $5,376 $4,031
Progressive $3,805 $5,613 $4,728 $5,097
State Farm $2,549 $3,032 $2,791 $2,791
USAA $2,196 $2,718 $4,038 $2,304

Find Cheap Longboat Key, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Longboat Key, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Longboat Key for less when you shop around and compare rates from multiple Longboat Key, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Longboat Key, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,304
GEICO $4,734
Liberty Mutual $6,263
Nationwide $5,376
Progressive $4,728
State Farm $2,791
USAA $4,038

Winners by Category: Where to Buy Cheap Auto Insurance in Longboat Key, FL

Compare rates from the cheapest auto insurance companies in Longboat Key, FL for your needs. Take a look at how Longboat Key, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Longboat Key, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Longboat Key, Florida Auto Insurance Companies

If you’re looking for the cheapest Longboat Key, FL auto insurance companies overall, you can compare them here. Find the best price for Longboat Key, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Longboat Key, Florida

Insurance Company Average Annual Rates
Allstate $6,362
GEICO $3,572
Liberty Mutual $4,610
Nationwide $4,253
Progressive $4,811
State Farm $2,791
USAA $2,814

What affects Longboat Key, Florida auto insurance rates?

Local factors affect auto insurance rates in Longboat Key, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Longboat Key auto insurance rates.

Commute Times in Longboat Key

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Longboat Key, FL is 28.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Longboat Key, FL

You can buy cheap Longboat Key, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Longboat Key, Florida auto insurance quotes from top companies.

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