Buy Cheap Lewes, DE Auto Insurance (2021)

Lewes, DE auto insurance rates average $414 a month. Minimum auto insurance requirements in Lewes, Delaware are 25/50/10 to comply with Delaware laws. To buy cheap auto insurance in Lewes, DE, compare Lewes auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lewes, DE are $414/month
  • The most expensive auto insurance company in Lewes after a DUI is Liberty Mutual
  • Average auto insurance rates in Lewes, DE after a DUI are $6,528/year

Finding affordable Lewes, Delaware auto insurance can be challenging, but everything you need to know to buy cheap Lewes, DE auto insurance with confidence is right here. Auto insurance rates in Lewes are affected by local factors as well as personal ones like your driving record.

See how Lewes, DE car insurance rates compare to Smyrna auto insurance rates, Laurel auto insurance rates, and Wilmington auto insurance rates before you read more about the cost of auto insurance in Lewes.

Don’t buy Lewes, DE auto insurance until you’ve compared rates. Get free Lewes, Delaware auto insurance quotes when you enter your ZIP code above.

Lewes, DE Minimum Auto Insurance Requirements

The required auto insurance in Lewes, DE is 25/50/10 according to the auto insurance laws in Delaware. The minimum auto insurance in Lewes, Delaware is outlined here.

Minimum Required Auto Insurance Coverage in Lewes, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Lewes, DE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lewes, DE. Take a look at Lewes, Delaware auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lewes, Delaware

Insurance Company Poor Fair Good
Allstate $6,928 $4,934 $4,376
GEICO $5,219 $2,898 $1,988
Liberty Mutual $20,194 $13,642 $11,021
Nationwide $4,183 $3,489 $3,184
Progressive $3,992 $3,491 $3,227
State Farm $5,575 $3,073 $2,281
Travelers $3,418 $2,827 $2,952
USAA $3,371 $1,642 $1,191

Buy Cheap Lewes, DE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lewes, Delaware auto insurance rates? Find out how car insurance rates in Lewes, DE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lewes, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,152 $3,120 $2,766 $2,924 $11,237 $13,169 $3,354 $3,581
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $10,013 $10,013 $9,892 $9,892 $22,247 $33,687 $10,013 $13,864
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,725 $1,597 $1,519 $1,552 $8,581 $9,451 $2,097 $2,038
State Farm $2,305 $2,305 $2,123 $2,123 $6,549 $8,460 $2,584 $2,697
Travelers $1,238 $1,242 $1,221 $1,190 $6,706 $10,181 $1,319 $1,427
USAA $1,156 $1,138 $1,070 $1,069 $4,175 $4,907 $1,446 $1,586

Buy Cheap Lewes, DE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lewes can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lewes, DE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lewes, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,237 $13,169
GEICO $5,847 $6,106
Liberty Mutual $22,247 $33,687
Nationwide $5,939 $7,522
Progressive $8,581 $9,451
State Farm $6,549 $8,460
Travelers $6,706 $10,181
USAA $4,175 $4,907

Buy Cheap Lewes, DE Auto Insurance for Seniors

You can save on senior auto insurance rates in Lewes, Delaware by comparing Lewes senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lewes, DE here.

Annual Auto Insurance Rates for Senior Drivers in Lewes, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,766 $2,924
GEICO $2,291 $2,666
Liberty Mutual $9,892 $9,892
Nationwide $2,314 $2,309
Progressive $1,519 $1,552
State Farm $2,123 $2,123
Travelers $1,221 $1,190
USAA $1,070 $1,069

Find Cheap Auto Insurance Rates in Lewes, DE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lewes, Delaware auto insurance. Compare Lewes, DE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lewes, Delaware

Insurance Company Low Medium High
Allstate $4,987 $5,472 $5,779
GEICO $3,044 $3,417 $3,644
Liberty Mutual $14,272 $14,792 $15,793
Nationwide $3,604 $3,559 $3,692
Progressive $3,142 $3,612 $3,956
State Farm $3,404 $3,651 $3,874
Travelers $2,898 $3,159 $3,139
USAA $1,934 $2,064 $2,207

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Find Cheap Lewes, DE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lewes. Compare auto insurance rates in Lewes, DE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lewes, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,413 $5,413
GEICO $3,314 $3,422
Liberty Mutual $14,539 $15,366
Nationwide $3,619 $3,619
Progressive $3,570 $3,570
State Farm $3,519 $3,768
Travelers $3,066 $3,066
USAA $2,046 $2,090

Find Cheap Lewes, DE Auto Insurance Rates by Driving Record

Auto insurance rates in Lewes, Delaware are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lewes, DE, take a look at the average cost for various violations versus rates for a clean driving record in Lewes.

Annual Lewes, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,581 $5,475 $6,397 $5,199
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $11,953 $13,748 $21,863 $12,246
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,084 $4,066 $3,505 $3,626
State Farm $3,305 $3,981 $3,643 $3,643
Travelers $2,622 $2,629 $4,262 $2,749
USAA $1,708 $1,708 $2,907 $1,950

Find Cheap Lewes, DE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lewes, Delaware is higher than for a clean driving record. You can buy auto insurance after a DUI in Lewes for less when you shop around and compare rates from multiple Lewes, DE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lewes, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,397
GEICO $4,373
Liberty Mutual $21,863
Nationwide $5,279
Progressive $3,505
State Farm $3,643
Travelers $4,262
USAA $2,907

Winners by Category: Where to Buy Cheap Auto Insurance in Lewes, DE

Compare rates from the cheapest auto insurance companies in Lewes, DE for your needs. Take a look at how Lewes, Delaware auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lewes, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Lewes, Delaware Auto Insurance Companies

If you’re looking for the cheapest Lewes, DE auto insurance companies overall, you can compare them here. Find the best price for Lewes, Delaware car insurance by company.

Average Annual Auto Insurance Rates by Company in Lewes, Delaware

Insurance Company Average Annual Rates
Allstate $5,413
GEICO $3,368
Liberty Mutual $14,952
Nationwide $3,619
Progressive $3,570
State Farm $3,643
Travelers $3,066
USAA $2,068

What affects Lewes, Delaware auto insurance rates?

Local factors affect auto insurance rates in Lewes, DE, including traffic, theft statistics, and commute length. Take a look at the things that impact Lewes auto insurance rates.

Commute Times in Lewes

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lewes, DE is 29.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Lewes, DE

You can buy cheap Lewes, DE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lewes, Delaware auto insurance quotes from top companies.

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