Buy Cheap Lathrop, CA Auto Insurance (2021)

Lathrop, CA auto insurance rates average $302 a month. Minimum auto insurance requirements in Lathrop, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Lathrop, CA, compare Lathrop auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lathrop, CA after a DUI are $5,105/year
  • Average auto insurance rates in Lathrop, CA are $302/month
  • The most expensive auto insurance company in Lathrop after a DUI is State Farm

Finding affordable Lathrop, California auto insurance can be challenging, but everything you need to know to buy cheap Lathrop, CA auto insurance with confidence is right here. Auto insurance rates in Lathrop are affected by local factors as well as personal ones like your driving record.

See how Lathrop, CA car insurance rates compare to Long Beach auto insurance rates, Anaheim auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Lathrop.

Don’t buy Lathrop, CA auto insurance until you’ve compared rates. Get free Lathrop, California auto insurance quotes when you enter your ZIP code above.

Lathrop, CA Minimum Auto Insurance Requirements

The required auto insurance in Lathrop, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Lathrop, California is outlined here.

Minimum Required Auto Insurance Coverage in Lathrop, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Lathrop, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lathrop, California auto insurance rates? Find out how car insurance rates in Lathrop, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lathrop, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,869 $2,877 $2,086 $2,112 $7,900 $9,950 $3,685 $4,068
Farmers $2,698 $2,698 $2,431 $2,431 $8,582 $14,063 $3,194 $3,555
GEICO $1,750 $1,752 $1,648 $1,648 $5,271 $5,370 $2,506 $2,572
Liberty Mutual $2,197 $2,080 $2,040 $1,976 $4,769 $5,074 $2,478 $2,501
Nationwide $3,181 $3,038 $2,784 $2,626 $8,055 $8,902 $3,794 $3,749
Progressive $1,602 $1,646 $1,374 $1,622 $4,262 $5,118 $2,313 $2,482
State Farm $3,642 $3,642 $3,253 $3,253 $6,688 $8,281 $4,034 $4,161
Travelers $2,377 $2,303 $2,100 $2,078 $4,873 $5,581 $3,084 $3,022
USAA $1,875 $1,778 $1,827 $1,837 $4,265 $4,293 $2,594 $2,454

Buy Cheap Lathrop, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lathrop can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lathrop, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lathrop, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,900 $9,950
Farmers $8,582 $14,063
GEICO $5,271 $5,370
Liberty Mutual $4,769 $5,074
Nationwide $8,055 $8,902
Progressive $4,262 $5,118
State Farm $6,688 $8,281
Travelers $4,873 $5,581
USAA $4,265 $4,293

Buy Cheap Lathrop, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lathrop, California by comparing Lathrop senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lathrop, CA here.

Annual Auto Insurance Rates for Senior Drivers in Lathrop, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,112
Farmers $2,431 $2,431
GEICO $1,648 $1,648
Liberty Mutual $2,040 $1,976
Nationwide $2,784 $2,626
Progressive $1,374 $1,622
State Farm $3,253 $3,253
Travelers $2,100 $2,078
USAA $1,827 $1,837

Find Cheap Auto Insurance Rates in Lathrop, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lathrop, California auto insurance. Compare Lathrop, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lathrop, California

Insurance Company Low Medium High
Allstate $4,208 $4,481 $4,641
Farmers $4,616 $4,993 $5,260
GEICO $2,553 $2,845 $3,046
Liberty Mutual $2,694 $2,913 $3,061
Nationwide $4,051 $4,596 $4,901
Progressive $2,262 $2,633 $2,761
State Farm $4,208 $4,691 $4,958
Travelers $2,785 $3,260 $3,486
USAA $2,377 $2,665 $2,804

Find Cheap Lathrop, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lathrop. Compare auto insurance rates in Lathrop, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lathrop, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,005 $4,882
Farmers $4,497 $5,416
GEICO $2,557 $3,072
Liberty Mutual $2,652 $3,127
Nationwide $3,990 $5,042
Progressive $2,317 $2,788
State Farm $4,453 $4,785
Travelers $2,859 $3,495
USAA $2,411 $2,820

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Find Cheap Lathrop, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Lathrop, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lathrop, CA, take a look at the average cost for various violations versus rates for a clean driving record in Lathrop.

Annual Lathrop, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,674 $4,508 $7,080 $3,512
Farmers $3,664 $4,990 $6,217 $4,955
GEICO $1,973 $3,022 $3,817 $2,447
Liberty Mutual $2,507 $3,360 $3,033 $2,657
Nationwide $3,151 $4,040 $6,833 $4,040
Progressive $1,670 $2,841 $3,292 $2,406
State Farm $3,295 $3,930 $7,427 $3,824
Travelers $2,129 $3,448 $4,013 $3,119
USAA $1,738 $2,586 $4,234 $1,904

Find Cheap Lathrop, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lathrop, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Lathrop for less when you shop around and compare rates from multiple Lathrop, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lathrop, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,080
Farmers $6,217
GEICO $3,817
Liberty Mutual $3,033
Nationwide $6,833
Progressive $3,292
State Farm $7,427
Travelers $4,013
USAA $4,234

Winners by Category: Where to Buy Cheap Auto Insurance in Lathrop, CA

Compare rates from the cheapest auto insurance companies in Lathrop, CA for your needs. Take a look at how Lathrop, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lathrop, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Lathrop, California Auto Insurance Companies

If you’re looking for the cheapest Lathrop, CA auto insurance companies overall, you can compare them here. Find the best price for Lathrop, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Lathrop, California

Insurance Company Average Annual Rates
Allstate $4,443
Farmers $4,956
GEICO $2,815
Liberty Mutual $2,889
Nationwide $4,516
Progressive $2,552
State Farm $4,619
Travelers $3,177
USAA $2,615

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What affects Lathrop, California auto insurance rates?

Local factors affect auto insurance rates in Lathrop, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lathrop auto insurance rates.

Commute Times in Lathrop

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lathrop, CA is 44.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Lathrop, CA

You can buy cheap Lathrop, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lathrop, California auto insurance quotes from top companies.

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