Buy Cheap Land O’ Lakes, FL Auto Insurance (2021)

Land O' Lakes, FL auto insurance rates average $451 a month. Minimum auto insurance requirements in Land O' Lakes, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Land O' Lakes, FL, compare Land O' Lakes auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Land O’ Lakes after a DUI is Allstate
  • Average auto insurance rates in Land O’ Lakes, FL after a DUI are $6,526/year
  • The most expensive auto insurance company in Land O’ Lakes is Allstate

Finding affordable Land O’ Lakes, Florida auto insurance can be challenging, but everything you need to know to buy cheap Land O’ Lakes, FL auto insurance with confidence is right here. Auto insurance rates in Land O’ Lakes are affected by local factors as well as personal ones like your driving record.

See how Land O’ Lakes, FL car insurance rates compare to Fort Lauderdale auto insurance rates, Jacksonville auto insurance rates, and Miami auto insurance rates before you read more about the cost of auto insurance in Land O’ Lakes.

Don’t buy Land O’ Lakes, FL auto insurance until you’ve compared rates. Get free Land O’ Lakes, Florida auto insurance quotes when you enter your ZIP code above.

Land O’ Lakes, FL Minimum Auto Insurance Requirements

The required auto insurance in Land O’ Lakes, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Land O’ Lakes, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Land O’ Lakes, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Land O’ Lakes, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Land O’ Lakes, FL. Take a look at Land O’ Lakes, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Land O’ Lakes, Florida

Insurance Company Poor Fair Good
Allstate $12,457 $7,791 $6,259
GEICO $6,142 $3,734 $2,815
Liberty Mutual $8,280 $6,040 $4,869
Nationwide $6,612 $4,836 $4,366
Progressive $7,874 $5,618 $4,682
State Farm $5,287 $3,446 $2,815
USAA $5,329 $2,613 $1,894

Buy Cheap Land O’ Lakes, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Land O’ Lakes, Florida auto insurance rates? Find out how car insurance rates in Land O’ Lakes, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Land O’ Lakes, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,577 $5,277 $4,843 $4,885 $18,880 $20,341 $5,426 $5,454
GEICO $3,367 $3,381 $3,150 $3,150 $5,948 $7,403 $3,701 $3,744
Liberty Mutual $4,386 $4,386 $4,007 $4,007 $9,418 $14,585 $4,386 $5,998
Nationwide $3,668 $3,616 $3,268 $3,380 $8,956 $11,028 $4,046 $4,207
Progressive $4,037 $3,787 $3,454 $3,702 $11,510 $12,516 $4,857 $4,600
State Farm $2,389 $2,389 $2,165 $2,165 $7,093 $9,083 $2,665 $2,848
USAA $1,886 $1,851 $1,775 $1,753 $6,544 $7,543 $2,351 $2,530

Buy Cheap Land O’ Lakes, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Land O’ Lakes can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Land O’ Lakes, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Land O’ Lakes, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,880 $20,341
GEICO $5,948 $7,403
Liberty Mutual $9,418 $14,585
Nationwide $8,956 $11,028
Progressive $11,510 $12,516
State Farm $7,093 $9,083
USAA $6,544 $7,543

Buy Cheap Land O’ Lakes, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Land O’ Lakes, Florida by comparing Land O’ Lakes senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Land O’ Lakes, FL here.

Annual Auto Insurance Rates for Senior Drivers in Land O’ Lakes, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,843 $4,885
GEICO $3,150 $3,150
Liberty Mutual $4,007 $4,007
Nationwide $3,268 $3,380
Progressive $3,454 $3,702
State Farm $2,165 $2,165
USAA $1,775 $1,753

Find Cheap Auto Insurance Rates in Land O’ Lakes, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Land O’ Lakes, Florida auto insurance. Compare Land O’ Lakes, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Land O’ Lakes, Florida

Insurance Company Low Medium High
Allstate $6,666 $9,325 $10,516
GEICO $3,417 $4,382 $4,892
Liberty Mutual $5,813 $6,513 $6,864
Nationwide $4,078 $5,495 $6,241
Progressive $4,949 $6,215 $7,010
State Farm $3,243 $3,955 $4,351
USAA $2,766 $3,412 $3,658

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Find Cheap Land O’ Lakes, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Land O’ Lakes. Compare auto insurance rates in Land O’ Lakes, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Land O’ Lakes, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,582 $9,089
GEICO $4,210 $4,251
Liberty Mutual $6,185 $6,608
Nationwide $5,271 $5,271
Progressive $6,058 $6,058
State Farm $3,715 $3,985
USAA $3,241 $3,316

Find Cheap Land O’ Lakes, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in Land O’ Lakes, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Land O’ Lakes, FL to see how much where you live in Land O’ Lakes affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Land O’ Lakes, Florida

ZIP Code Average Annual Rates
34638 $4,039
34639 $4,072

Find Cheap Land O’ Lakes, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Land O’ Lakes, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Land O’ Lakes, FL, take a look at the average cost for various violations versus rates for a clean driving record in Land O’ Lakes.

Annual Land O’ Lakes, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,623 $9,167 $10,102 $8,449
GEICO $2,956 $3,770 $5,596 $4,600
Liberty Mutual $4,533 $5,968 $8,792 $6,293
Nationwide $4,480 $4,930 $6,684 $4,991
Progressive $4,776 $7,079 $5,959 $6,418
State Farm $3,514 $4,185 $3,850 $3,850
USAA $2,560 $3,171 $4,699 $2,686

Find Cheap Land O’ Lakes, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Land O’ Lakes, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Land O’ Lakes for less when you shop around and compare rates from multiple Land O’ Lakes, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Land O’ Lakes, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,102
GEICO $5,596
Liberty Mutual $8,792
Nationwide $6,684
Progressive $5,959
State Farm $3,850
USAA $4,699

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Winners by Category: Where to Buy Cheap Auto Insurance in Land O’ Lakes, FL

Compare rates from the cheapest auto insurance companies in Land O’ Lakes, FL for your needs. Take a look at how Land O’ Lakes, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Land O’ Lakes, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Land O’ Lakes, Florida Auto Insurance Companies

If you’re looking for the cheapest Land O’ Lakes, FL auto insurance companies overall, you can compare them here. Find the best price for Land O’ Lakes, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Land O’ Lakes, Florida

Insurance Company Average Annual Rates
Allstate $8,836
GEICO $4,230
Liberty Mutual $6,396
Nationwide $5,271
Progressive $6,058
State Farm $3,850
USAA $3,279

What affects Land O’ Lakes, Florida auto insurance rates?

Local factors affect auto insurance rates in Land O’ Lakes, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Land O’ Lakes auto insurance rates.

Commute Times in Land O’ Lakes

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Land O’ Lakes, FL is 33.9 minutes according to City-Data.

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Compare Auto Insurance Quotes in Land O’ Lakes, FL

You can buy cheap Land O’ Lakes, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Land O’ Lakes, Florida auto insurance quotes from top companies.

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