Buy Cheap Lamoni, IA Auto Insurance (2021)

Lamoni, IA auto insurance rates average $259 a month. Minimum auto insurance requirements in Lamoni, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Lamoni, IA, compare Lamoni auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lamoni is Travelers
  • Average auto insurance rates in Lamoni, IA after a DUI are $3,758/year
  • Average auto insurance rates in Lamoni, IA for teens drivers are $5,864/year

Finding affordable Lamoni, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Lamoni, IA auto insurance with confidence is right here. Auto insurance rates in Lamoni are affected by local factors as well as personal ones like your driving record.

See how Lamoni, IA car insurance rates compare to Waterloo auto insurance rates, Davenport auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Lamoni.

Don’t buy Lamoni, IA auto insurance until you’ve compared rates. Get free Lamoni, Iowa auto insurance quotes when you enter your ZIP code above.

Lamoni, IA Minimum Auto Insurance Requirements

The required auto insurance in Lamoni, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Lamoni, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Lamoni, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Lamoni, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lamoni, IA. Take a look at Lamoni, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lamoni, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $3,918 $2,879 $2,420
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,308 $3,880 $3,058
Nationwide $3,281 $2,555 $2,242
Progressive $2,996 $2,397 $2,161
State Farm $3,439 $2,127 $1,677
Travelers $6,995 $5,976 $5,697
USAA $2,454 $1,675 $1,447

Buy Cheap Lamoni, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lamoni, Iowa auto insurance rates? Find out how car insurance rates in Lamoni, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lamoni, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $1,977 $1,977 $1,770 $1,770 $5,305 $7,426 $1,977 $2,380
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,156 $2,346 $1,891 $2,300 $10,106 $11,385 $2,443 $2,698
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $1,816 $1,764 $1,493 $1,546 $4,209 $4,765 $2,188 $2,365
State Farm $1,620 $1,620 $1,406 $1,406 $4,126 $5,267 $1,815 $2,052
Travelers $2,763 $2,821 $2,683 $2,695 $12,485 $20,080 $2,870 $3,385
USAA $1,264 $1,289 $1,153 $1,189 $3,266 $3,496 $1,524 $1,691

Buy Cheap Lamoni, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lamoni can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lamoni, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lamoni, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $5,305 $7,426
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,106 $11,385
Nationwide $4,255 $5,540
Progressive $4,209 $4,765
State Farm $4,126 $5,267
Travelers $12,485 $20,080
USAA $3,266 $3,496

Buy Cheap Lamoni, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lamoni, Iowa by comparing Lamoni senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lamoni, IA here.

Annual Auto Insurance Rates for Senior Drivers in Lamoni, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $1,770 $1,770
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,891 $2,300
Nationwide $1,676 $1,797
Progressive $1,493 $1,546
State Farm $1,406 $1,406
Travelers $2,683 $2,695
USAA $1,153 $1,189

Find Cheap Auto Insurance Rates in Lamoni, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lamoni, Iowa auto insurance. Compare Lamoni, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lamoni, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,086 $3,243 $2,888
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,236 $4,406 $4,604
Nationwide $2,822 $2,674 $2,582
Progressive $2,391 $2,524 $2,640
State Farm $2,312 $2,426 $2,505
Travelers $5,801 $6,321 $6,546
USAA $1,768 $1,864 $1,944

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Find Cheap Lamoni, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lamoni. Compare auto insurance rates in Lamoni, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lamoni, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,037 $3,108
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,693 $2,693
Progressive $2,518 $2,518
State Farm $2,356 $2,472
Travelers $6,223 $6,223
USAA $1,791 $1,927

Find Cheap Lamoni, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Lamoni, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lamoni, IA, take a look at the average cost for various violations versus rates for a clean driving record in Lamoni.

Annual Lamoni, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,219 $3,246 $4,217 $2,608
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,816 $4,711 $4,818 $4,316
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,032 $3,294 $2,201 $2,546
State Farm $2,252 $2,576 $2,414 $2,414
Travelers $4,535 $6,045 $8,106 $6,204
USAA $1,427 $1,901 $2,473 $1,635

Find Cheap Lamoni, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lamoni, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Lamoni for less when you shop around and compare rates from multiple Lamoni, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lamoni, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,710
American Family $4,217
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,818
Nationwide $3,838
Progressive $2,201
State Farm $2,414
Travelers $8,106
USAA $2,473

Winners by Category: Where to Buy Cheap Auto Insurance in Lamoni, IA

Compare rates from the cheapest auto insurance companies in Lamoni, IA for your needs. Take a look at how Lamoni, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lamoni, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Lamoni, Iowa Auto Insurance Companies

If you’re looking for the cheapest Lamoni, IA auto insurance companies overall, you can compare them here. Find the best price for Lamoni, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Lamoni, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,073
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,693
Progressive $2,518
State Farm $2,414
Travelers $6,223
USAA $1,859

What affects Lamoni, Iowa auto insurance rates?

Local factors affect auto insurance rates in Lamoni, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lamoni auto insurance rates.

Commute Times in Lamoni

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lamoni, IA is 14.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Lamoni, IA

You can buy cheap Lamoni, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lamoni, Iowa auto insurance quotes from top companies.

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