Buy Cheap Lake Elsinore, CA Auto Insurance (2021)

Lake Elsinore, CA auto insurance rates average $314 a month. Minimum auto insurance requirements in Lake Elsinore, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Lake Elsinore, CA, compare Lake Elsinore auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lake Elsinore after a DUI is Allstate
  • Average auto insurance rates in Lake Elsinore, CA after a DUI are $5,302/year
  • The most expensive auto insurance company in Lake Elsinore is Farmers

Finding affordable Lake Elsinore, California auto insurance can be challenging, but everything you need to know to buy cheap Lake Elsinore, CA auto insurance with confidence is right here. Auto insurance rates in Lake Elsinore are affected by local factors as well as personal ones like your driving record.

See how Lake Elsinore, CA car insurance rates compare to Long Beach auto insurance rates, San Jose auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in Lake Elsinore.

Don’t buy Lake Elsinore, CA auto insurance until you’ve compared rates. Get free Lake Elsinore, California auto insurance quotes when you enter your ZIP code above.

Lake Elsinore, CA Minimum Auto Insurance Requirements

The required auto insurance in Lake Elsinore, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Lake Elsinore, California is outlined here.

Minimum Required Auto Insurance Coverage in Lake Elsinore, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Lake Elsinore, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lake Elsinore, California auto insurance rates? Find out how car insurance rates in Lake Elsinore, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Elsinore, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,984 $2,980 $2,179 $2,194 $8,374 $10,522 $3,809 $4,164
Farmers $2,832 $2,832 $2,558 $2,558 $9,013 $14,715 $3,353 $3,733
GEICO $1,860 $1,861 $1,749 $1,749 $5,650 $5,745 $2,671 $2,730
Liberty Mutual $2,250 $2,125 $2,100 $2,030 $4,900 $5,229 $2,531 $2,560
Nationwide $3,385 $3,229 $2,971 $2,798 $8,659 $9,559 $4,046 $3,990
Progressive $1,817 $1,870 $1,546 $1,835 $4,863 $5,864 $2,624 $2,822
State Farm $3,372 $3,372 $3,013 $3,013 $6,236 $7,744 $3,734 $3,848
Travelers $2,464 $2,383 $2,180 $2,157 $5,118 $5,836 $3,206 $3,133
USAA $1,985 $1,878 $1,940 $1,946 $4,521 $4,546 $2,748 $2,594

Buy Cheap Lake Elsinore, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lake Elsinore can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lake Elsinore, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lake Elsinore, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,374 $10,522
Farmers $9,013 $14,715
GEICO $5,650 $5,745
Liberty Mutual $4,900 $5,229
Nationwide $8,659 $9,559
Progressive $4,863 $5,864
State Farm $6,236 $7,744
Travelers $5,118 $5,836
USAA $4,521 $4,546

Buy Cheap Lake Elsinore, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lake Elsinore, California by comparing Lake Elsinore senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lake Elsinore, CA here.

Annual Auto Insurance Rates for Senior Drivers in Lake Elsinore, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,179 $2,194
Farmers $2,558 $2,558
GEICO $1,749 $1,749
Liberty Mutual $2,100 $2,030
Nationwide $2,971 $2,798
Progressive $1,546 $1,835
State Farm $3,013 $3,013
Travelers $2,180 $2,157
USAA $1,940 $1,946

Find Cheap Auto Insurance Rates in Lake Elsinore, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lake Elsinore, California auto insurance. Compare Lake Elsinore, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Elsinore, California

Insurance Company Low Medium High
Allstate $4,395 $4,692 $4,865
Farmers $4,822 $5,242 $5,534
GEICO $2,691 $3,037 $3,278
Liberty Mutual $2,759 $2,990 $3,147
Nationwide $4,316 $4,919 $5,254
Progressive $2,602 $2,993 $3,121
State Farm $3,842 $4,372 $4,661
Travelers $2,873 $3,400 $3,655
USAA $2,512 $2,824 $2,973

Find Cheap Lake Elsinore, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lake Elsinore. Compare auto insurance rates in Lake Elsinore, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lake Elsinore, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,194 $5,107
Farmers $4,717 $5,682
GEICO $2,727 $3,277
Liberty Mutual $2,721 $3,210
Nationwide $4,264 $5,396
Progressive $2,636 $3,174
State Farm $4,135 $4,448
Travelers $2,978 $3,641
USAA $2,553 $2,987

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Find Cheap Lake Elsinore, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Lake Elsinore, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Lake Elsinore, CA to see how much where you live in Lake Elsinore affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Lake Elsinore, California

ZIP Code Average Annual Rates
92530 $5,195
92532 $5,126

Find Cheap Lake Elsinore, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Lake Elsinore, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lake Elsinore, CA, take a look at the average cost for various violations versus rates for a clean driving record in Lake Elsinore.

Annual Lake Elsinore, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,803 $4,714 $7,409 $3,677
Farmers $3,849 $5,236 $6,516 $5,197
GEICO $2,098 $3,241 $4,065 $2,603
Liberty Mutual $2,574 $3,448 $3,112 $2,728
Nationwide $3,368 $4,321 $7,309 $4,321
Progressive $1,900 $3,232 $3,750 $2,738
State Farm $3,064 $3,653 $6,893 $3,555
Travelers $2,203 $3,605 $4,179 $3,251
USAA $1,840 $2,739 $4,484 $2,016

Find Cheap Lake Elsinore, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lake Elsinore, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Lake Elsinore for less when you shop around and compare rates from multiple Lake Elsinore, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lake Elsinore, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,409
Farmers $6,516
GEICO $4,065
Liberty Mutual $3,112
Nationwide $7,309
Progressive $3,750
State Farm $6,893
Travelers $4,179
USAA $4,484

Winners by Category: Where to Buy Cheap Auto Insurance in Lake Elsinore, CA

Compare rates from the cheapest auto insurance companies in Lake Elsinore, CA for your needs. Take a look at how Lake Elsinore, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lake Elsinore, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Lake Elsinore, California Auto Insurance Companies

If you’re looking for the cheapest Lake Elsinore, CA auto insurance companies overall, you can compare them here. Find the best price for Lake Elsinore, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Lake Elsinore, California

Insurance Company Average Annual Rates
Allstate $4,651
Farmers $5,199
GEICO $3,002
Liberty Mutual $2,966
Nationwide $4,830
Progressive $2,905
State Farm $4,291
Travelers $3,310
USAA $2,770

What affects Lake Elsinore, California auto insurance rates?

Local factors affect auto insurance rates in Lake Elsinore, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lake Elsinore auto insurance rates.

Auto Theft in Lake Elsinore

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Lake Elsinore, CA auto theft show a total of 332 vehicle thefts annually.

Commute Times in Lake Elsinore

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lake Elsinore, CA is 45.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Lake Elsinore, CA

You can buy cheap Lake Elsinore, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lake Elsinore, California auto insurance quotes from top companies.

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