Buy Cheap Kokomo, IN Auto Insurance (2021)

Kokomo, IN auto insurance rates average $276 a month. Minimum auto insurance requirements in Kokomo, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Kokomo, IN, compare Kokomo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Kokomo is Liberty Mutual
  • The most expensive auto insurance company in Kokomo after a DUI is Liberty Mutual
  • Average auto insurance rates in Kokomo, IN for teens drivers are $6,550/year

Finding affordable Kokomo, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Kokomo, IN auto insurance with confidence is right here. Auto insurance rates in Kokomo are affected by local factors as well as personal ones like your driving record.

See how Kokomo, IN car insurance rates compare to South Bend auto insurance rates, Bloomington auto insurance rates, and Evansville auto insurance rates before you read more about the cost of auto insurance in Kokomo.

Don’t buy Kokomo, IN auto insurance until you’ve compared rates. Get free Kokomo, Indiana auto insurance quotes when you enter your ZIP code above.

Kokomo, IN Minimum Auto Insurance Requirements

The required auto insurance in Kokomo, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Kokomo, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Kokomo, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Kokomo, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kokomo, IN. Take a look at Kokomo, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kokomo, Indiana

Insurance Company Poor Fair Good
Allstate $4,879 $3,642 $3,309
American Family $5,211 $3,376 $2,826
Farmers $4,107 $3,354 $3,106
GEICO $2,615 $2,174 $1,734
Liberty Mutual $7,202 $4,688 $4,336
Nationwide $3,340 $2,818 $2,642
Progressive $4,250 $3,776 $3,565
State Farm $3,427 $2,044 $1,585
Travelers $3,951 $3,352 $3,351
USAA $2,115 $1,402 $1,203

Buy Cheap Kokomo, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kokomo, Indiana auto insurance rates? Find out how car insurance rates in Kokomo, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kokomo, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,412 $2,465 $2,125 $2,324 $7,574 $9,570 $2,433 $2,646
American Family $2,368 $2,368 $2,132 $2,132 $6,614 $9,551 $2,368 $2,905
Farmers $1,599 $1,581 $1,367 $1,534 $8,563 $9,149 $2,108 $2,278
GEICO $1,471 $1,469 $1,384 $1,439 $4,389 $4,074 $1,688 $1,482
Liberty Mutual $3,719 $3,719 $3,424 $3,424 $8,058 $12,131 $3,719 $5,073
Nationwide $1,788 $1,824 $1,566 $1,670 $5,314 $6,891 $2,108 $2,305
Progressive $1,633 $1,539 $1,485 $1,494 $9,729 $10,911 $2,045 $2,075
State Farm $1,416 $1,416 $1,273 $1,273 $4,439 $5,678 $1,574 $1,749
Travelers $1,251 $1,271 $1,179 $1,177 $7,997 $12,687 $1,328 $1,521
USAA $996 $979 $932 $935 $2,822 $3,141 $1,345 $1,433

Buy Cheap Kokomo, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kokomo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kokomo, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kokomo, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,574 $9,570
American Family $6,614 $9,551
Farmers $8,563 $9,149
GEICO $4,389 $4,074
Liberty Mutual $8,058 $12,131
Nationwide $5,314 $6,891
Progressive $9,729 $10,911
State Farm $4,439 $5,678
Travelers $7,997 $12,687
USAA $2,822 $3,141

Buy Cheap Kokomo, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Kokomo, Indiana by comparing Kokomo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kokomo, IN here.

Annual Auto Insurance Rates for Senior Drivers in Kokomo, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,125 $2,324
American Family $2,132 $2,132
Farmers $1,367 $1,534
GEICO $1,384 $1,439
Liberty Mutual $3,424 $3,424
Nationwide $1,566 $1,670
Progressive $1,485 $1,494
State Farm $1,273 $1,273
Travelers $1,179 $1,177
USAA $932 $935

Find Cheap Auto Insurance Rates in Kokomo, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kokomo, Indiana auto insurance. Compare Kokomo, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kokomo, Indiana

Insurance Company Low Medium High
Allstate $3,750 $3,928 $4,152
American Family $3,761 $3,930 $3,723
Farmers $3,409 $3,517 $3,641
GEICO $2,040 $2,168 $2,315
Liberty Mutual $5,206 $5,394 $5,626
Nationwide $2,956 $2,913 $2,932
Progressive $3,641 $3,801 $4,150
State Farm $2,228 $2,352 $2,477
Travelers $3,467 $3,585 $3,602
USAA $1,514 $1,569 $1,635

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Find Cheap Kokomo, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kokomo. Compare auto insurance rates in Kokomo, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kokomo, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,944 $3,944
American Family $3,759 $3,851
Farmers $3,522 $3,522
GEICO $2,138 $2,211
Liberty Mutual $5,267 $5,550
Nationwide $2,934 $2,934
Progressive $3,864 $3,864
State Farm $2,285 $2,419
Travelers $3,551 $3,551
USAA $1,552 $1,594

Find Cheap Kokomo, IN Auto Insurance Rates by ZIP Code

Auto insurance rates in Kokomo, Indiana can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Kokomo, IN to see how much where you live in Kokomo affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Kokomo, Indiana

ZIP Code Average Annual Rates
46901 $3,242
46902 $3,216

Find Cheap Kokomo, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Kokomo, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kokomo, IN, take a look at the average cost for various violations versus rates for a clean driving record in Kokomo.

Annual Kokomo, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,136 $4,627 $4,270 $3,741
American Family $2,622 $4,176 $5,296 $3,125
Farmers $3,149 $3,680 $3,783 $3,477
GEICO $1,419 $2,246 $3,067 $1,965
Liberty Mutual $4,162 $4,950 $7,914 $4,608
Nationwide $2,522 $3,252 $3,119 $2,841
Progressive $2,892 $5,097 $3,449 $4,017
State Farm $2,294 $2,527 $2,294 $2,294
Travelers $3,017 $3,728 $4,224 $3,236
USAA $1,185 $1,692 $1,943 $1,472

Find Cheap Kokomo, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kokomo, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Kokomo for less when you shop around and compare rates from multiple Kokomo, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kokomo, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,270
American Family $5,296
Farmers $3,783
GEICO $3,067
Liberty Mutual $7,914
Nationwide $3,119
Progressive $3,449
State Farm $2,294
Travelers $4,224
USAA $1,943

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Winners by Category: Where to Buy Cheap Auto Insurance in Kokomo, IN

Compare rates from the cheapest auto insurance companies in Kokomo, IN for your needs. Take a look at how Kokomo, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kokomo, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Kokomo, Indiana Auto Insurance Companies

If you’re looking for the cheapest Kokomo, IN auto insurance companies overall, you can compare them here. Find the best price for Kokomo, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Kokomo, Indiana

Insurance Company Average Annual Rates
Allstate $3,944
American Family $3,805
Farmers $3,522
GEICO $2,174
Liberty Mutual $5,409
Nationwide $2,934
Progressive $3,864
State Farm $2,352
Travelers $3,551
USAA $1,573

What affects Kokomo, Indiana auto insurance rates?

Local factors affect auto insurance rates in Kokomo, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Kokomo auto insurance rates.

Auto Theft in Kokomo

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Kokomo, IN auto theft show a total of 81 vehicle thefts annually.

Commute Times in Kokomo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kokomo, IN is 18.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in Kokomo, IN

You can buy cheap Kokomo, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kokomo, Indiana auto insurance quotes from top companies.

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