Buy Cheap Kirkland, IL Auto Insurance (2021)

Kirkland, IL auto insurance rates average $260 a month. Minimum auto insurance requirements in Kirkland, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Kirkland, IL, compare Kirkland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Kirkland, IL for teens drivers are $5,979/year
  • Average auto insurance rates in Kirkland, IL are $260/month
  • The most expensive auto insurance company in Kirkland after a DUI is Allstate

Finding affordable Kirkland, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Kirkland, IL auto insurance with confidence is right here. Auto insurance rates in Kirkland are affected by local factors as well as personal ones like your driving record.

See how Kirkland, IL car insurance rates compare to Naperville auto insurance rates, Joliet auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Kirkland.

Don’t buy Kirkland, IL auto insurance until you’ve compared rates. Get free Kirkland, Illinois auto insurance quotes when you enter your ZIP code above.

Kirkland, IL Minimum Auto Insurance Requirements

The required auto insurance in Kirkland, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Kirkland, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Kirkland, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Kirkland, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kirkland, IL. Take a look at Kirkland, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kirkland, Illinois

Insurance Company Poor Fair Good
Allstate $6,886 $4,973 $4,352
American Family $4,859 $3,317 $2,808
Farmers $4,894 $4,120 $3,918
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,141 $1,968 $1,567
Nationwide $3,326 $2,691 $2,358
Progressive $3,614 $3,072 $2,842
State Farm $3,225 $1,934 $1,502
Travelers $3,000 $2,426 $1,967
USAA $3,481 $2,381 $1,959

Buy Cheap Kirkland, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kirkland, Illinois auto insurance rates? Find out how car insurance rates in Kirkland, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kirkland, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,424 $3,439 $3,586 $3,586 $8,963 $11,658 $4,120 $4,454
American Family $2,263 $2,263 $2,076 $2,076 $6,479 $8,948 $2,263 $2,922
Farmers $2,287 $2,282 $2,027 $2,147 $9,986 $10,398 $2,619 $2,736
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,358 $1,463 $1,128 $1,259 $4,585 $5,094 $1,419 $1,494
Nationwide $1,783 $1,810 $1,591 $1,681 $4,888 $6,259 $2,077 $2,246
Progressive $1,815 $1,706 $1,499 $1,570 $6,752 $7,566 $2,161 $2,338
State Farm $1,366 $1,366 $1,232 $1,232 $4,078 $5,150 $1,547 $1,791
Travelers $1,537 $1,620 $1,414 $1,506 $4,555 $5,745 $1,626 $1,711
USAA $1,565 $1,596 $1,452 $1,431 $4,980 $5,508 $2,057 $2,266

Buy Cheap Kirkland, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kirkland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kirkland, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kirkland, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,963 $11,658
American Family $6,479 $8,948
Farmers $9,986 $10,398
GEICO $4,524 $4,715
Liberty Mutual $4,585 $5,094
Nationwide $4,888 $6,259
Progressive $6,752 $7,566
State Farm $4,078 $5,150
Travelers $4,555 $5,745
USAA $4,980 $5,508

Buy Cheap Kirkland, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Kirkland, Illinois by comparing Kirkland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kirkland, IL here.

Annual Auto Insurance Rates for Senior Drivers in Kirkland, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,586 $3,586
American Family $2,076 $2,076
Farmers $2,027 $2,147
GEICO $1,429 $1,724
Liberty Mutual $1,128 $1,259
Nationwide $1,591 $1,681
Progressive $1,499 $1,570
State Farm $1,232 $1,232
Travelers $1,414 $1,506
USAA $1,452 $1,431

Find Cheap Auto Insurance Rates in Kirkland, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kirkland, Illinois auto insurance. Compare Kirkland, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kirkland, Illinois

Insurance Company Low Medium High
Allstate $5,237 $5,399 $5,576
American Family $3,511 $3,796 $3,677
Farmers $4,100 $4,209 $4,622
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,106 $2,221 $2,348
Nationwide $2,749 $2,820 $2,806
Progressive $2,911 $3,164 $3,452
State Farm $2,092 $2,223 $2,345
Travelers $2,301 $2,461 $2,631
USAA $2,450 $2,605 $2,766

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Find Cheap Kirkland, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kirkland. Compare auto insurance rates in Kirkland, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kirkland, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,404 $5,404
American Family $3,615 $3,708
Farmers $4,310 $4,310
GEICO $2,338 $2,425
Liberty Mutual $2,225 $2,225
Nationwide $2,792 $2,792
Progressive $3,176 $3,176
State Farm $2,164 $2,276
Travelers $2,368 $2,560
USAA $2,534 $2,680

Find Cheap Kirkland, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Kirkland, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kirkland, IL, take a look at the average cost for various violations versus rates for a clean driving record in Kirkland.

Annual Kirkland, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,835 $6,585 $6,125 $5,070
American Family $2,691 $3,826 $5,078 $3,051
Farmers $3,633 $4,696 $4,578 $4,334
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,852 $2,633 $2,312 $2,103
Nationwide $2,255 $2,910 $3,416 $2,586
Progressive $2,615 $3,894 $2,896 $3,298
State Farm $2,018 $2,422 $2,220 $2,220
Travelers $1,958 $2,569 $2,873 $2,457
USAA $1,864 $2,667 $3,650 $2,246

Find Cheap Kirkland, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kirkland, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Kirkland for less when you shop around and compare rates from multiple Kirkland, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kirkland, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,125
American Family $5,078
Farmers $4,578
GEICO $3,243
Liberty Mutual $2,312
Nationwide $3,416
Progressive $2,896
State Farm $2,220
Travelers $2,873
USAA $3,650

Winners by Category: Where to Buy Cheap Auto Insurance in Kirkland, IL

Compare rates from the cheapest auto insurance companies in Kirkland, IL for your needs. Take a look at how Kirkland, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kirkland, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Kirkland, Illinois Auto Insurance Companies

If you’re looking for the cheapest Kirkland, IL auto insurance companies overall, you can compare them here. Find the best price for Kirkland, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Kirkland, Illinois

Insurance Company Average Annual Rates
Allstate $5,404
American Family $3,662
Farmers $4,310
GEICO $2,382
Liberty Mutual $2,225
Nationwide $2,792
Progressive $3,176
State Farm $2,220
Travelers $2,464
USAA $2,607

What affects Kirkland, Illinois auto insurance rates?

Local factors affect auto insurance rates in Kirkland, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Kirkland auto insurance rates.

Commute Times in Kirkland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kirkland, IL is 36.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Kirkland, IL

You can buy cheap Kirkland, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kirkland, Illinois auto insurance quotes from top companies.

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