Buy Cheap Kerrville, TX Auto Insurance (2021)

Kerrville, TX auto insurance rates average $294 a month. Minimum auto insurance requirements in Kerrville, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Kerrville, TX, compare Kerrville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Kerrville, TX for teens drivers are $6,245/year
  • The most expensive auto insurance company in Kerrville after a DUI is Allstate
  • Average auto insurance rates in Kerrville, TX are $294/month

Finding affordable Kerrville, Texas auto insurance can be challenging, but everything you need to know to buy cheap Kerrville, TX auto insurance with confidence is right here. Auto insurance rates in Kerrville are affected by local factors as well as personal ones like your driving record.

See how Kerrville, TX car insurance rates compare to Laredo auto insurance rates, Corpus Christi auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Kerrville.

Don’t buy Kerrville, TX auto insurance until you’ve compared rates. Get free Kerrville, Texas auto insurance quotes when you enter your ZIP code above.

Kerrville, TX Minimum Auto Insurance Requirements

The required auto insurance in Kerrville, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Kerrville, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Kerrville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Kerrville, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kerrville, TX. Take a look at Kerrville, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kerrville, Texas

Insurance Company Poor Fair Good
Allstate $6,446 $4,730 $4,050
American Family $5,681 $3,590 $3,135
GEICO $4,649 $2,639 $1,766
Nationwide $4,111 $3,300 $2,871
Progressive $4,846 $4,166 $3,853
State Farm $3,622 $2,252 $1,793
USAA $3,239 $1,855 $1,488

Buy Cheap Kerrville, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kerrville, Texas auto insurance rates? Find out how car insurance rates in Kerrville, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kerrville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,314 $3,245 $3,245 $8,714 $10,507 $4,061 $4,228
American Family $2,497 $2,777 $2,334 $2,671 $6,572 $8,589 $3,574 $4,069
GEICO $2,260 $2,433 $2,178 $2,458 $4,868 $5,069 $2,440 $2,438
Nationwide $2,167 $2,206 $1,918 $2,031 $6,049 $7,769 $2,536 $2,744
Progressive $2,322 $2,224 $2,057 $2,101 $9,453 $10,561 $2,763 $2,825
State Farm $1,828 $1,828 $1,617 $1,617 $4,209 $5,334 $1,976 $2,040
USAA $1,418 $1,436 $1,348 $1,350 $3,848 $4,219 $1,889 $2,045

Buy Cheap Kerrville, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kerrville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kerrville, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kerrville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,714 $10,507
American Family $6,572 $8,589
GEICO $4,868 $5,069
Nationwide $6,049 $7,769
Progressive $9,453 $10,561
State Farm $4,209 $5,334
USAA $3,848 $4,219

Buy Cheap Kerrville, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Kerrville, Texas by comparing Kerrville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kerrville, TX here.

Annual Auto Insurance Rates for Senior Drivers in Kerrville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,245 $3,245
American Family $2,334 $2,671
GEICO $2,178 $2,458
Nationwide $1,918 $2,031
Progressive $2,057 $2,101
State Farm $1,617 $1,617
USAA $1,348 $1,350

Find Cheap Auto Insurance Rates in Kerrville, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kerrville, Texas auto insurance. Compare Kerrville, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kerrville, Texas

Insurance Company Low Medium High
Allstate $4,953 $5,029 $5,243
American Family $3,856 $3,988 $4,562
GEICO $2,860 $2,978 $3,216
Nationwide $3,705 $3,283 $3,295
Progressive $4,114 $4,271 $4,480
State Farm $2,431 $2,547 $2,690
USAA $2,129 $2,187 $2,267

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Find Cheap Kerrville, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kerrville. Compare auto insurance rates in Kerrville, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kerrville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,956 $5,194
American Family $4,135 $4,135
GEICO $2,961 $3,075
Nationwide $3,428 $3,428
Progressive $4,288 $4,288
State Farm $2,556 $2,556
USAA $2,166 $2,222

Find Cheap Kerrville, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Kerrville, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kerrville, TX, take a look at the average cost for various violations versus rates for a clean driving record in Kerrville.

Annual Kerrville, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,937 $6,074 $6,352 $3,937
American Family $3,771 $4,794 $4,206 $3,771
GEICO $2,565 $3,372 $2,834 $3,301
Nationwide $2,975 $2,975 $4,400 $3,359
Progressive $3,744 $4,811 $4,377 $4,221
State Farm $2,289 $2,602 $3,045 $2,289
USAA $1,647 $2,408 $2,833 $1,889

Find Cheap Kerrville, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kerrville, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Kerrville for less when you shop around and compare rates from multiple Kerrville, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kerrville, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,352
American Family $4,206
GEICO $2,834
Nationwide $4,400
Progressive $4,377
State Farm $3,045
USAA $2,833

Winners by Category: Where to Buy Cheap Auto Insurance in Kerrville, TX

Compare rates from the cheapest auto insurance companies in Kerrville, TX for your needs. Take a look at how Kerrville, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kerrville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Kerrville, Texas Auto Insurance Companies

If you’re looking for the cheapest Kerrville, TX auto insurance companies overall, you can compare them here. Find the best price for Kerrville, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Kerrville, Texas

Insurance Company Average Annual Rates
Allstate $5,075
American Family $4,135
GEICO $3,018
Nationwide $3,428
Progressive $4,288
State Farm $2,556
USAA $2,194

What affects Kerrville, Texas auto insurance rates?

Local factors affect auto insurance rates in Kerrville, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Kerrville auto insurance rates.

Auto Theft in Kerrville

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Kerrville, TX auto theft show a total of 16 vehicle thefts annually.

Commute Times in Kerrville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kerrville, TX is 15.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Kerrville, TX

You can buy cheap Kerrville, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kerrville, Texas auto insurance quotes from top companies.

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