Buy Cheap Kerens, TX Auto Insurance (2021)

Kerens, TX auto insurance rates average $294 a month. Minimum auto insurance requirements in Kerens, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Kerens, TX, compare Kerens auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Kerens after a DUI is Allstate
  • Average auto insurance rates in Kerens, TX after a DUI are $4,022/year
  • Average auto insurance rates in Kerens, TX for teens drivers are $6,300/year

Finding affordable Kerens, Texas auto insurance can be challenging, but everything you need to know to buy cheap Kerens, TX auto insurance with confidence is right here. Auto insurance rates in Kerens are affected by local factors as well as personal ones like your driving record.

See how Kerens, TX car insurance rates compare to El Paso auto insurance rates, Laredo auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Kerens.

Don’t buy Kerens, TX auto insurance until you’ve compared rates. Get free Kerens, Texas auto insurance quotes when you enter your ZIP code above.

Kerens, TX Minimum Auto Insurance Requirements

The required auto insurance in Kerens, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Kerens, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Kerens, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Kerens, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kerens, TX. Take a look at Kerens, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kerens, Texas

Insurance Company Poor Fair Good
Allstate $7,025 $5,147 $4,406
American Family $5,078 $3,169 $2,774
GEICO $4,183 $2,384 $1,603
Nationwide $3,917 $3,151 $2,742
Progressive $5,164 $4,479 $4,157
State Farm $3,783 $2,354 $1,875
USAA $3,269 $1,880 $1,511

Buy Cheap Kerens, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kerens, Texas auto insurance rates? Find out how car insurance rates in Kerens, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kerens, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,585 $3,619 $3,540 $3,540 $9,449 $11,414 $4,436 $4,626
American Family $2,273 $2,515 $2,102 $2,392 $5,745 $7,519 $3,203 $3,642
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,061 $2,097 $1,823 $1,930 $5,791 $7,432 $2,415 $2,611
Progressive $2,422 $2,299 $2,164 $2,200 $10,357 $11,566 $2,875 $2,919
State Farm $1,880 $1,880 $1,670 $1,670 $4,451 $5,664 $2,041 $2,107
USAA $1,425 $1,438 $1,358 $1,353 $3,939 $4,303 $1,898 $2,045

Buy Cheap Kerens, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kerens can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kerens, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kerens, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,449 $11,414
American Family $5,745 $7,519
GEICO $4,365 $4,568
Nationwide $5,791 $7,432
Progressive $10,357 $11,566
State Farm $4,451 $5,664
USAA $3,939 $4,303

Buy Cheap Kerens, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Kerens, Texas by comparing Kerens senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kerens, TX here.

Annual Auto Insurance Rates for Senior Drivers in Kerens, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,540 $3,540
American Family $2,102 $2,392
GEICO $1,955 $2,178
Nationwide $1,823 $1,930
Progressive $2,164 $2,200
State Farm $1,670 $1,670
USAA $1,358 $1,353

Find Cheap Auto Insurance Rates in Kerens, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kerens, Texas auto insurance. Compare Kerens, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kerens, Texas

Insurance Company Low Medium High
Allstate $5,403 $5,480 $5,696
American Family $3,427 $3,543 $4,052
GEICO $2,604 $2,696 $2,871
Nationwide $3,539 $3,131 $3,140
Progressive $4,383 $4,580 $4,837
State Farm $2,542 $2,664 $2,806
USAA $2,151 $2,212 $2,296

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Find Cheap Kerens, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kerens. Compare auto insurance rates in Kerens, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kerens, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,394 $5,658
American Family $3,674 $3,674
GEICO $2,671 $2,776
Nationwide $3,270 $3,270
Progressive $4,600 $4,600
State Farm $2,671 $2,671
USAA $2,192 $2,248

Find Cheap Kerens, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Kerens, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kerens, TX, take a look at the average cost for various violations versus rates for a clean driving record in Kerens.

Annual Kerens, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,296 $6,614 $6,898 $4,296
American Family $3,363 $4,239 $3,732 $3,363
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $2,840 $2,840 $4,197 $3,204
Progressive $4,009 $5,202 $4,679 $4,511
State Farm $2,379 $2,721 $3,203 $2,379
USAA $1,661 $2,438 $2,875 $1,905

Find Cheap Kerens, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kerens, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Kerens for less when you shop around and compare rates from multiple Kerens, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kerens, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,898
American Family $3,732
GEICO $2,571
Nationwide $4,197
Progressive $4,679
State Farm $3,203
USAA $2,875

Winners by Category: Where to Buy Cheap Auto Insurance in Kerens, TX

Compare rates from the cheapest auto insurance companies in Kerens, TX for your needs. Take a look at how Kerens, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kerens, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Kerens, Texas Auto Insurance Companies

If you’re looking for the cheapest Kerens, TX auto insurance companies overall, you can compare them here. Find the best price for Kerens, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Kerens, Texas

Insurance Company Average Annual Rates
Allstate $5,526
American Family $3,674
GEICO $2,723
Nationwide $3,270
Progressive $4,600
State Farm $2,671
USAA $2,220

What affects Kerens, Texas auto insurance rates?

Local factors affect auto insurance rates in Kerens, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Kerens auto insurance rates.

Commute Times in Kerens

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kerens, TX is 28.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Kerens, TX

You can buy cheap Kerens, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kerens, Texas auto insurance quotes from top companies.

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