How to Cancel Amica Auto Insurance: Step-by-Step (2022)

You can learn how to cancel Amica auto insurance in four steps. When you cancel Amica car insurance, you'll charge a non-refundable cancellation fee of $29. To effectively prevent a coverage gap, set a cancellation date. While you wait for your Amica insurance policy to cancel, shop around and compare multiple insurance companies to secure the best rates.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Amica auto insurance can’t be canceled online
  • It’s best to set a cancellation date for Amica auto insurance policies
  • Amica charges up to $29 for canceling your policy

Do you want to learn how to cancel Amica car insurance? Canceling Amica insurance can be done in a few steps.

But can you use Amica’s fax number for cancellation? Can you cancel Amica car insurance online? Don’t worry — we’re here to answer your frequently asked questions.

Read through this guide to learn how to cancel Amica auto insurance, when to cancel your Amica insurance policy, and how to switch car insurance.

Once you learn everything about how to cancel Amica auto insurance, use our free comparison tool above to locate multiple insurance companies in your area.

How do I cancel Amica auto insurance?

You can cancel Amica car insurance by phone or mail at any time during the policy. Here’s a step-by-step process on how you can cancel Amica auto insurance:

  • Step #1 – Contact Amica’s customer service phone number at 1-800-242-6422
  • Step #2 – Give the Amica representative your name, policy number
  • Step #3 – Let the representative know you want to cancel
  • Step #4 – Set a cancellation date

We recommend setting a cancellation date so you can prevent a coverage gap. A gap in auto insurance coverage can increase your risk and drive up your rates in the future.

How do I cancel Amica auto insurance by mail?

If you want to cancel Amica car insurance by mail, send a certified letter to this address:

Amica Scan Center
P.O. Box 6700
Providence, RI 02950-6700

Include your name, address, date of birth, policy number, driver’s license number, and the date you want to cancel in the letter.

Can I cancel Amica auto insurance online or by fax?

You can’t cancel Amica car insurance online even though you can make payments, check billing statements, and get account help through the internet.

Amica doesn’t mention that you can cancel using an Amica fax number. Your safest method of canceling is through phone or mail.

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How do I switch to another auto insurance company after canceling?

One of the benefits of selecting a cancellation date is that it gives you time to shop for coverage or change your mind.

When you can’t find other ways to save money at Amica, compare multiple competitors to locate the best deal.

Once you find the perfect company that provides affordable and reliable auto insurance coverages, all you have to do is wait for the cancellation date. After the cancellation date, your new policy will start. But you have to find a new policy first.

If you’re not sure where to look, start with the best companies in the nation. Here’s a list of the top auto insurance companies in the United States and their average monthly rates:

Average Monthly Full Coverage vs. Liability-Only Auto Insurance Rates by Company
CompaniesFull Coverage Auto Insurance Rates with a Clean Driving RecordFull Coverage Auto Insurance Rates Based with One AccidentLiability-Only Auto Insurance Rates with a Clean Driving RecordLiability-Only Auto Insurance Rates with One Accident
Allstate$318$416$162$212
American Family$224$310$114$158
Farmers$288$377$147$192
GEICO$179$266$91$136
Liberty Mutual$398$517$203$264
Nationwide$229$283$117$144
Progressive$283$398$144$203
State Farm$235$283$120$144
Travelers$287$357$147$182
USAA$161$210$82$107
Average$260$342$133$174
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Liability-only car insurance is much less than full coverage, but full coverage car insurance carries more benefits.

The cheapest company on the list is USAA, but USAA is only available to military veterans and their immediate families.

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However, GEICO, American Family, and Nationwide have affordable monthly rates. If you qualify for discounts, you can save hundreds of dollars per year.

What should I consider before canceling Amica auto insurance?

Before canceling Amica insurance, you should think about any car insurance discounts you’re missing.

As you plan to cancel, ask an Amica agent about deals that can lower your Amica auto insurance rates. There may be several ways you can secure affordable Amica auto insurance.

If your renewal date is coming up, you may be able to negotiate cheaper Amica auto insurance quotes. But when rates are too expensive at the Amica Insurance Company, it may be time to find another car insurance company.

Start shopping around as you make plans to cancel your Amica car insurance policy.

Can I get a refund after I cancel my Amica auto insurance policy?

It depends on how you pay for Amica car insurance. If you paid your Amica auto insurance coverage in full, you could receive a partial refund.

Drivers who cancel Amica insurance during the free-look period can get a full refund. Partial refunds are available after Amica calculates the number of months you didn’t use auto insurance services.

For example, if you were insured for five months on a 12-month Amica auto insurance policy and canceled, you would receive a refund equal to seven months of Amica coverage minus the cancellation fee.

How much is the Amica auto insurance cancellation fee?

The Amica Mutual Insurance Company doesn’t have a short-rate fee for cancellations. But Amica charges a non-refundable fee of $29 when you cancel.

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How to Cancel Amica Auto Insurance: The Bottom Line

You won’t be able to cancel Amica car insurance online or by fax. The best method to cancel Amica auto insurance is through phone or mail.

You should set a cancellation date to give yourself time to shop around and secure a car insurance policy at another company.

Now that you know how to cancel Amica auto insurance, enter your ZIP code to compare multiple insurance companies near you.

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