Buy Cheap Joliet, IL Auto Insurance (2021)

Joliet, IL auto insurance rates average $288 a month. Minimum auto insurance requirements in Joliet, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Joliet, IL, compare Joliet auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Joliet after a DUI is Allstate
  • Average auto insurance rates in Joliet, IL for teens drivers are $6,804/year
  • Average auto insurance rates in Joliet, IL are $288/month

Finding affordable Joliet, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Joliet, IL auto insurance with confidence is right here. Auto insurance rates in Joliet are affected by local factors as well as personal ones like your driving record.

See how Joliet, IL car insurance rates compare to Champaign auto insurance rates, Peoria auto insurance rates, and Chicago auto insurance rates before you read more about the cost of auto insurance in Joliet.

Don’t buy Joliet, IL auto insurance until you’ve compared rates. Get free Joliet, Illinois auto insurance quotes when you enter your ZIP code above.

Joliet, IL Minimum Auto Insurance Requirements

The required auto insurance in Joliet, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Joliet, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Joliet, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Joliet, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Joliet, IL. Take a look at Joliet, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Joliet, Illinois

Insurance Company Poor Fair Good
Allstate $6,821 $4,938 $4,324
American Family $5,023 $3,433 $2,908
Farmers $5,722 $4,835 $4,598
GEICO $5,197 $2,525 $1,962
Liberty Mutual $3,412 $2,139 $1,697
Nationwide $2,897 $2,350 $2,057
Progressive $4,535 $3,863 $3,579
State Farm $4,103 $2,459 $1,909
Travelers $3,265 $2,655 $2,146
USAA $3,726 $2,569 $2,121

Buy Cheap Joliet, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Joliet, Illinois auto insurance rates? Find out how car insurance rates in Joliet, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Joliet, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,390 $3,405 $3,555 $3,555 $8,913 $11,584 $4,078 $4,408
American Family $2,331 $2,331 $2,141 $2,141 $6,733 $9,279 $2,331 $3,015
Farmers $2,639 $2,638 $2,332 $2,475 $11,824 $12,341 $3,018 $3,143
GEICO $1,870 $1,929 $1,837 $2,070 $6,758 $6,975 $2,155 $2,227
Liberty Mutual $1,435 $1,545 $1,185 $1,325 $5,093 $5,666 $1,500 $1,578
Nationwide $1,562 $1,583 $1,400 $1,473 $4,261 $5,425 $1,817 $1,957
Progressive $2,254 $2,108 $1,862 $1,958 $8,567 $9,603 $2,682 $2,903
State Farm $1,672 $1,672 $1,517 $1,517 $5,361 $6,763 $1,897 $2,189
Travelers $1,647 $1,735 $1,525 $1,624 $5,031 $6,373 $1,742 $1,833
USAA $1,654 $1,670 $1,539 $1,501 $5,496 $6,038 $2,175 $2,370

Buy Cheap Joliet, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Joliet can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Joliet, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Joliet, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,913 $11,584
American Family $6,733 $9,279
Farmers $11,824 $12,341
GEICO $6,758 $6,975
Liberty Mutual $5,093 $5,666
Nationwide $4,261 $5,425
Progressive $8,567 $9,603
State Farm $5,361 $6,763
Travelers $5,031 $6,373
USAA $5,496 $6,038

Buy Cheap Joliet, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Joliet, Illinois by comparing Joliet senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Joliet, IL here.

Annual Auto Insurance Rates for Senior Drivers in Joliet, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,555 $3,555
American Family $2,141 $2,141
Farmers $2,332 $2,475
GEICO $1,837 $2,070
Liberty Mutual $1,185 $1,325
Nationwide $1,400 $1,473
Progressive $1,862 $1,958
State Farm $1,517 $1,517
Travelers $1,525 $1,624
USAA $1,539 $1,501

Find Cheap Auto Insurance Rates in Joliet, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Joliet, Illinois auto insurance. Compare Joliet, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Joliet, Illinois

Insurance Company Low Medium High
Allstate $5,190 $5,355 $5,537
American Family $3,629 $3,927 $3,808
Farmers $4,784 $4,920 $5,450
GEICO $2,904 $3,220 $3,559
Liberty Mutual $2,276 $2,411 $2,560
Nationwide $2,403 $2,456 $2,445
Progressive $3,633 $3,975 $4,368
State Farm $2,641 $2,828 $3,001
Travelers $2,509 $2,685 $2,872
USAA $2,615 $2,804 $2,998

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Find Cheap Joliet, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Joliet. Compare auto insurance rates in Joliet, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Joliet, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,361 $5,361
American Family $3,740 $3,836
Farmers $5,051 $5,051
GEICO $3,172 $3,283
Liberty Mutual $2,416 $2,416
Nationwide $2,435 $2,435
Progressive $3,992 $3,992
State Farm $2,752 $2,895
Travelers $2,583 $2,795
USAA $2,727 $2,884

Find Cheap Joliet, IL Auto Insurance Rates by ZIP Code

Auto insurance rates in Joliet, Illinois can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Joliet, IL to see how much where you live in Joliet affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Joliet, Illinois

ZIP Code Average Annual Rates
60432 $3,525
60433 $3,641
60435 $3,434
60436 $3,494
60451 $3,263

Find Cheap Joliet, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Joliet, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Joliet, IL, take a look at the average cost for various violations versus rates for a clean driving record in Joliet.

Annual Joliet, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,787 $6,542 $6,089 $5,025
American Family $2,784 $3,953 $5,257 $3,157
Farmers $4,260 $5,510 $5,372 $5,063
GEICO $2,165 $3,463 $4,737 $2,545
Liberty Mutual $2,005 $2,869 $2,510 $2,281
Nationwide $1,980 $2,536 $2,963 $2,260
Progressive $3,276 $4,915 $3,636 $4,142
State Farm $2,559 $3,088 $2,823 $2,823
Travelers $2,131 $2,809 $3,137 $2,678
USAA $1,991 $2,882 $3,944 $2,406

Find Cheap Joliet, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Joliet, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Joliet for less when you shop around and compare rates from multiple Joliet, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Joliet, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,089
American Family $5,257
Farmers $5,372
GEICO $4,737
Liberty Mutual $2,510
Nationwide $2,963
Progressive $3,636
State Farm $2,823
Travelers $3,137
USAA $3,944

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Winners by Category: Where to Buy Cheap Auto Insurance in Joliet, IL

Compare rates from the cheapest auto insurance companies in Joliet, IL for your needs. Take a look at how Joliet, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Joliet, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Nationwide

Find Cheap Joliet, Illinois Auto Insurance Companies

If you’re looking for the cheapest Joliet, IL auto insurance companies overall, you can compare them here. Find the best price for Joliet, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Joliet, Illinois

Insurance Company Average Annual Rates
Allstate $5,361
American Family $3,788
Farmers $5,051
GEICO $3,228
Liberty Mutual $2,416
Nationwide $2,435
Progressive $3,992
State Farm $2,823
Travelers $2,689
USAA $2,806

What affects Joliet, Illinois auto insurance rates?

Local factors affect auto insurance rates in Joliet, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Joliet auto insurance rates.

Commute Times in Joliet

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Joliet, IL is 30.7 minutes according to City-Data.

Traffic in Joliet

How is traffic in Joliet, Illinois? Inrix data shows that Joliet, IL traffic makes it the 705th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Joliet, IL

You can buy cheap Joliet, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Joliet, Illinois auto insurance quotes from top companies.

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