Buy Cheap Jefferson, TX Auto Insurance (2021)

Jefferson, TX auto insurance rates average $325 a month. Minimum auto insurance requirements in Jefferson, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Jefferson, TX, compare Jefferson auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Jefferson is Progressive
  • Average auto insurance rates in Jefferson, TX after a DUI are $4,430/year
  • The most expensive auto insurance company in Jefferson after a DUI is Allstate

Finding affordable Jefferson, Texas auto insurance can be challenging, but everything you need to know to buy cheap Jefferson, TX auto insurance with confidence is right here. Auto insurance rates in Jefferson are affected by local factors as well as personal ones like your driving record.

See how Jefferson, TX car insurance rates compare to El Paso auto insurance rates, Laredo auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Jefferson.

Don’t buy Jefferson, TX auto insurance until you’ve compared rates. Get free Jefferson, Texas auto insurance quotes when you enter your ZIP code above.

Jefferson, TX Minimum Auto Insurance Requirements

The required auto insurance in Jefferson, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Jefferson, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Jefferson, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Jefferson, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Jefferson, TX. Take a look at Jefferson, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Jefferson, Texas

Insurance Company Poor Fair Good
Allstate $6,632 $4,842 $4,138
American Family $5,865 $3,685 $3,226
GEICO $4,794 $2,719 $1,817
Nationwide $4,734 $3,799 $3,298
Progressive $5,920 $5,117 $4,741
State Farm $4,186 $2,601 $2,069
USAA $3,786 $2,176 $1,747

Buy Cheap Jefferson, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Jefferson, Texas auto insurance rates? Find out how car insurance rates in Jefferson, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jefferson, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,399 $3,435 $3,360 $3,360 $8,826 $10,668 $4,201 $4,383
American Family $2,590 $2,877 $2,405 $2,749 $6,732 $8,819 $3,692 $4,206
GEICO $2,345 $2,513 $2,232 $2,507 $5,002 $5,209 $2,534 $2,540
Nationwide $2,463 $2,504 $2,175 $2,303 $7,037 $9,032 $2,899 $3,136
Progressive $2,779 $2,642 $2,473 $2,518 $11,803 $13,192 $3,306 $3,358
State Farm $2,092 $2,092 $1,853 $1,853 $4,897 $6,222 $2,267 $2,342
USAA $1,643 $1,659 $1,566 $1,561 $4,570 $4,996 $2,195 $2,367

Buy Cheap Jefferson, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Jefferson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Jefferson, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Jefferson, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,826 $10,668
American Family $6,732 $8,819
GEICO $5,002 $5,209
Nationwide $7,037 $9,032
Progressive $11,803 $13,192
State Farm $4,897 $6,222
USAA $4,570 $4,996

Buy Cheap Jefferson, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Jefferson, Texas by comparing Jefferson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Jefferson, TX here.

Annual Auto Insurance Rates for Senior Drivers in Jefferson, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,360 $3,360
American Family $2,405 $2,749
GEICO $2,232 $2,507
Nationwide $2,175 $2,303
Progressive $2,473 $2,518
State Farm $1,853 $1,853
USAA $1,566 $1,561

Find Cheap Auto Insurance Rates in Jefferson, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Jefferson, Texas auto insurance. Compare Jefferson, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jefferson, Texas

Insurance Company Low Medium High
Allstate $5,074 $5,155 $5,383
American Family $3,951 $4,094 $4,730
GEICO $2,953 $3,070 $3,308
Nationwide $4,245 $3,773 $3,813
Progressive $4,996 $5,236 $5,546
State Farm $2,811 $2,942 $3,104
USAA $2,486 $2,559 $2,663

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Jefferson, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Jefferson. Compare auto insurance rates in Jefferson, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Jefferson, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,082 $5,326
American Family $4,259 $4,259
GEICO $3,048 $3,173
Nationwide $3,944 $3,944
Progressive $5,259 $5,259
State Farm $2,952 $2,952
USAA $2,537 $2,602

Find Cheap Jefferson, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Jefferson, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Jefferson, TX, take a look at the average cost for various violations versus rates for a clean driving record in Jefferson.

Annual Jefferson, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,069 $6,216 $6,462 $4,069
American Family $3,892 $4,923 $4,328 $3,892
GEICO $2,641 $3,454 $2,934 $3,412
Nationwide $3,420 $3,420 $5,071 $3,864
Progressive $4,578 $5,942 $5,356 $5,161
State Farm $2,636 $3,007 $3,530 $2,636
USAA $1,919 $2,826 $3,330 $2,203

Find Cheap Jefferson, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Jefferson, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Jefferson for less when you shop around and compare rates from multiple Jefferson, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Jefferson, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,462
American Family $4,328
GEICO $2,934
Nationwide $5,071
Progressive $5,356
State Farm $3,530
USAA $3,330

Winners by Category: Where to Buy Cheap Auto Insurance in Jefferson, TX

Compare rates from the cheapest auto insurance companies in Jefferson, TX for your needs. Take a look at how Jefferson, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Jefferson, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Jefferson, Texas Auto Insurance Companies

If you’re looking for the cheapest Jefferson, TX auto insurance companies overall, you can compare them here. Find the best price for Jefferson, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Jefferson, Texas

Insurance Company Average Annual Rates
Allstate $5,204
American Family $4,259
GEICO $3,110
Nationwide $3,944
Progressive $5,259
State Farm $2,952
USAA $2,570

What affects Jefferson, Texas auto insurance rates?

Local factors affect auto insurance rates in Jefferson, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Jefferson auto insurance rates.

Commute Times in Jefferson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Jefferson, TX is 19.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Jefferson, TX

You can buy cheap Jefferson, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Jefferson, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption