Buy Cheap Hot Springs, AR Auto Insurance (2021)

Hot Springs, AR auto insurance rates average $362 a month. Minimum auto insurance requirements in Hot Springs, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Hot Springs, AR, compare Hot Springs auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Hot Springs, AR for teens drivers are $8,985/year
  • Average auto insurance rates in Hot Springs, AR after a DUI are $5,223/year
  • The most expensive auto insurance company in Hot Springs is Travelers

Finding affordable Hot Springs, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Hot Springs, AR auto insurance with confidence is right here. Auto insurance rates in Hot Springs are affected by local factors as well as personal ones like your driving record.

See how Hot Springs, AR car insurance rates compare to North Little Rock auto insurance rates, Conway auto insurance rates, and Jonesboro auto insurance rates before you read more about the cost of auto insurance in Hot Springs.

Don’t buy Hot Springs, AR auto insurance until you’ve compared rates. Get free Hot Springs, Arkansas auto insurance quotes when you enter your ZIP code above.

Hot Springs, AR Minimum Auto Insurance Requirements

The required auto insurance in Hot Springs, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Hot Springs, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Hot Springs, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Hot Springs, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hot Springs, AR. Take a look at Hot Springs, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hot Springs, Arkansas

Insurance Company Poor Fair Good
Allstate $6,707 $5,153 $4,176
Farmers $5,217 $4,395 $4,186
GEICO $4,437 $3,652 $3,028
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,859 $3,917 $3,570
Progressive $6,341 $5,451 $5,086
State Farm $4,510 $2,712 $2,110
Travelers $6,929 $5,794 $5,418
USAA $3,068 $2,094 $1,784

Buy Cheap Hot Springs, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hot Springs, Arkansas auto insurance rates? Find out how car insurance rates in Hot Springs, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hot Springs, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,958 $2,647 $2,830 $11,179 $13,454 $3,238 $3,504
Farmers $2,444 $2,429 $2,178 $2,297 $10,649 $11,046 $2,806 $2,947
GEICO $2,641 $2,604 $2,429 $2,361 $7,174 $7,166 $2,616 $2,653
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,780 $2,828 $2,496 $2,634 $6,841 $8,707 $3,195 $3,442
Progressive $2,901 $2,728 $2,391 $2,504 $12,822 $14,430 $3,468 $3,762
State Farm $1,905 $1,905 $1,724 $1,724 $5,766 $7,238 $2,153 $2,471
Travelers $2,202 $2,240 $2,199 $2,201 $13,208 $21,260 $2,368 $2,699
USAA $1,414 $1,426 $1,312 $1,317 $4,530 $4,737 $1,824 $1,963

Buy Cheap Hot Springs, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hot Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hot Springs, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hot Springs, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,179 $13,454
Farmers $10,649 $11,046
GEICO $7,174 $7,166
Liberty Mutual $8,693 $9,570
Nationwide $6,841 $8,707
Progressive $12,822 $14,430
State Farm $5,766 $7,238
Travelers $13,208 $21,260
USAA $4,530 $4,737

Buy Cheap Hot Springs, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Hot Springs, Arkansas by comparing Hot Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hot Springs, AR here.

Annual Auto Insurance Rates for Senior Drivers in Hot Springs, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,830
Farmers $2,178 $2,297
GEICO $2,429 $2,361
Liberty Mutual $2,330 $2,596
Nationwide $2,496 $2,634
Progressive $2,391 $2,504
State Farm $1,724 $1,724
Travelers $2,199 $2,201
USAA $1,312 $1,317

Find Cheap Auto Insurance Rates in Hot Springs, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hot Springs, Arkansas auto insurance. Compare Hot Springs, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hot Springs, Arkansas

Insurance Company Low Medium High
Allstate $5,184 $5,343 $5,509
Farmers $4,355 $4,547 $4,897
GEICO $3,547 $3,704 $3,865
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $4,125 $4,028 $4,193
Progressive $5,106 $5,516 $6,256
State Farm $2,936 $3,109 $3,287
Travelers $5,723 $6,063 $6,356
USAA $2,223 $2,308 $2,416

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Hot Springs, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hot Springs. Compare auto insurance rates in Hot Springs, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hot Springs, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,345 $5,345
Farmers $4,599 $4,599
GEICO $3,675 $3,736
Liberty Mutual $4,220 $4,220
Nationwide $4,115 $4,115
Progressive $5,626 $5,626
State Farm $3,034 $3,187
Travelers $6,047 $6,047
USAA $2,250 $2,381

Find Cheap Hot Springs, AR Auto Insurance Rates by ZIP Code

Auto insurance rates in Hot Springs, Arkansas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Hot Springs, AR to see how much where you live in Hot Springs affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Hot Springs, Arkansas

ZIP Code Average Annual Rates
71901 $4,450
71913 $4,457

Find Cheap Hot Springs, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Hot Springs, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hot Springs, AR, take a look at the average cost for various violations versus rates for a clean driving record in Hot Springs.

Annual Hot Springs, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,375 $5,545 $6,194 $5,267
Farmers $3,883 $4,987 $4,877 $4,650
GEICO $2,527 $3,859 $5,717 $2,719
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $3,201 $4,137 $5,599 $3,524
Progressive $4,839 $6,775 $5,091 $5,799
State Farm $2,838 $3,383 $3,110 $3,110
Travelers $5,061 $5,229 $7,683 $6,215
USAA $1,774 $2,255 $3,264 $1,969

Find Cheap Hot Springs, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hot Springs, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hot Springs for less when you shop around and compare rates from multiple Hot Springs, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hot Springs, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,194
Farmers $4,877
GEICO $5,717
Liberty Mutual $5,469
Nationwide $5,599
Progressive $5,091
State Farm $3,110
Travelers $7,683
USAA $3,264

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Hot Springs, AR

Compare rates from the cheapest auto insurance companies in Hot Springs, AR for your needs. Take a look at how Hot Springs, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hot Springs, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Hot Springs, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Hot Springs, AR auto insurance companies overall, you can compare them here. Find the best price for Hot Springs, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hot Springs, Arkansas

Insurance Company Average Annual Rates
Allstate $5,345
Farmers $4,599
GEICO $3,706
Liberty Mutual $4,220
Nationwide $4,115
Progressive $5,626
State Farm $3,111
Travelers $6,047
USAA $2,315

What affects Hot Springs, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Hot Springs, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Hot Springs auto insurance rates.

Commute Times in Hot Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hot Springs, AR is 17.8 minutes according to City-Data.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Hot Springs, AR

You can buy cheap Hot Springs, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hot Springs, Arkansas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption