Buy Cheap Hampton, IA Auto Insurance (2021)

Hampton, IA auto insurance rates average $234 a month. Minimum auto insurance requirements in Hampton, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Hampton, IA, compare Hampton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hampton, IA for teens drivers are $5,338/year
  • Average auto insurance rates in Hampton, IA after a DUI are $3,380/year
  • The most expensive auto insurance company in Hampton after a DUI is Travelers

Finding affordable Hampton, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Hampton, IA auto insurance with confidence is right here. Auto insurance rates in Hampton are affected by local factors as well as personal ones like your driving record.

See how Hampton, IA car insurance rates compare to Cedar Rapids auto insurance rates, Des Moines auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Hampton.

Don’t buy Hampton, IA auto insurance until you’ve compared rates. Get free Hampton, Iowa auto insurance quotes when you enter your ZIP code above.

Hampton, IA Minimum Auto Insurance Requirements

The required auto insurance in Hampton, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Hampton, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Hampton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hampton, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hampton, IA. Take a look at Hampton, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hampton, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,695 $2,717 $2,284
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,323 $3,897 $3,067
Nationwide $3,005 $2,361 $2,068
Progressive $2,491 $2,025 $1,839
State Farm $3,016 $1,866 $1,472
Travelers $5,267 $4,502 $4,292
USAA $2,504 $1,720 $1,490

Buy Cheap Hampton, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hampton, Iowa auto insurance rates? Find out how car insurance rates in Hampton, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hampton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,869 $1,869 $1,673 $1,673 $4,991 $6,995 $1,869 $2,250
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,132 $2,316 $1,871 $2,271 $10,237 $11,519 $2,417 $2,669
Nationwide $1,713 $1,755 $1,529 $1,628 $3,992 $5,149 $1,945 $2,112
Progressive $1,466 $1,403 $1,209 $1,257 $3,733 $4,208 $1,761 $1,909
State Farm $1,386 $1,386 $1,214 $1,214 $3,709 $4,704 $1,557 $1,775
Travelers $2,110 $2,154 $2,049 $2,057 $9,378 $14,960 $2,198 $2,590
USAA $1,271 $1,286 $1,166 $1,188 $3,450 $3,663 $1,527 $1,687

Buy Cheap Hampton, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hampton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hampton, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hampton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $4,991 $6,995
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,237 $11,519
Nationwide $3,992 $5,149
Progressive $3,733 $4,208
State Farm $3,709 $4,704
Travelers $9,378 $14,960
USAA $3,450 $3,663

Buy Cheap Hampton, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hampton, Iowa by comparing Hampton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hampton, IA here.

Annual Auto Insurance Rates for Senior Drivers in Hampton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,673 $1,673
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,871 $2,271
Nationwide $1,529 $1,628
Progressive $1,209 $1,257
State Farm $1,214 $1,214
Travelers $2,049 $2,057
USAA $1,166 $1,188

Find Cheap Auto Insurance Rates in Hampton, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hampton, Iowa auto insurance. Compare Hampton, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hampton, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,911 $3,060 $2,725
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,259 $4,421 $4,607
Nationwide $2,573 $2,470 $2,390
Progressive $1,989 $2,125 $2,241
State Farm $2,023 $2,129 $2,203
Travelers $4,412 $4,758 $4,892
USAA $1,809 $1,911 $1,995

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Find Cheap Hampton, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hampton. Compare auto insurance rates in Hampton, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hampton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,865 $2,932
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,429 $4,429
Nationwide $2,478 $2,478
Progressive $2,118 $2,118
State Farm $2,068 $2,169
Travelers $4,687 $4,687
USAA $1,835 $1,974

Find Cheap Hampton, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Hampton, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hampton, IA, take a look at the average cost for various violations versus rates for a clean driving record in Hampton.

Annual Hampton, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,092 $3,069 $3,974 $2,459
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,827 $4,729 $4,828 $4,331
Nationwide $1,799 $2,576 $3,504 $2,032
Progressive $1,700 $2,802 $1,845 $2,126
State Farm $1,964 $2,273 $2,118 $2,118
Travelers $3,423 $4,560 $6,093 $4,672
USAA $1,454 $1,954 $2,541 $1,670

Find Cheap Hampton, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hampton, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Hampton for less when you shop around and compare rates from multiple Hampton, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hampton, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,113
American Family $3,974
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,828
Nationwide $3,504
Progressive $1,845
State Farm $2,118
Travelers $6,093
USAA $2,541

Winners by Category: Where to Buy Cheap Auto Insurance in Hampton, IA

Compare rates from the cheapest auto insurance companies in Hampton, IA for your needs. Take a look at how Hampton, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hampton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Hampton, Iowa Auto Insurance Companies

If you’re looking for the cheapest Hampton, IA auto insurance companies overall, you can compare them here. Find the best price for Hampton, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Hampton, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,899
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,429
Nationwide $2,478
Progressive $2,118
State Farm $2,118
Travelers $4,687
USAA $1,905

What affects Hampton, Iowa auto insurance rates?

Local factors affect auto insurance rates in Hampton, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hampton auto insurance rates.

Commute Times in Hampton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hampton, IA is 15.0 minutes according to City-Data.

Traffic in Hampton

How is traffic in Hampton, Iowa? Inrix data shows that Hampton, IA traffic makes it the 839th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Hampton, IA

You can buy cheap Hampton, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hampton, Iowa auto insurance quotes from top companies.

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