Buy Cheap Grayson, KY Auto Insurance (2022)

Grayson, KY auto insurance rates average $397 a month. Minimum auto insurance requirements in Grayson, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Grayson, KY, compare Grayson auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • The most expensive auto insurance company in Grayson after a DUI is GEICO
  • Average auto insurance rates in Grayson, KY are $397/month
  • Average auto insurance rates in Grayson, KY after a DUI are $5,701/year

Finding affordable Grayson, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Grayson, KY auto insurance with confidence is right here. Auto insurance rates in Grayson are affected by local factors as well as personal ones like your driving record.

See how Grayson, KY car insurance rates compare to Bowling Green auto insurance rates, Henderson auto insurance rates, and Owensboro auto insurance rates before you read more about the cost of auto insurance in Grayson.

Don’t buy Grayson, KY auto insurance until you’ve compared rates. Get free Grayson, Kentucky auto insurance quotes when you enter your ZIP code above.

Grayson, KY Minimum Auto Insurance Requirements

The required auto insurance in Grayson, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Grayson, Kentucky is outlined here.

Minimum Required Auto Insurance Coverage in Grayson, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Grayson, KY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Grayson, KY. Take a look at Grayson, Kentucky auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Grayson, Kentucky

Insurance Company Poor Fair Good
Allstate $8,089 $5,566 $4,642
GEICO $8,861 $4,424 $2,884
Liberty Mutual $8,632 $5,283 $4,156
Nationwide $5,864 $4,565 $3,953
Progressive $5,134 $4,478 $4,174
State Farm $4,675 $2,826 $2,206
Travelers $5,846 $4,944 $4,925
USAA $4,060 $2,272 $1,851

Buy Cheap Grayson, KY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Grayson, Kentucky auto insurance rates? Find out how car insurance rates in Grayson, KY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grayson, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,521 $3,497 $3,170 $3,384 $12,780 $14,344 $3,930 $4,164
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,316 $3,597 $2,856 $3,189 $13,447 $14,820 $3,437 $3,527
Nationwide $3,516 $3,512 $3,200 $3,331 $7,480 $9,251 $3,944 $4,119
Progressive $2,205 $2,098 $1,977 $1,984 $10,757 $12,196 $2,739 $2,809
State Farm $2,005 $2,005 $1,791 $1,791 $5,987 $7,562 $2,235 $2,509
Travelers $2,241 $2,281 $2,200 $2,204 $10,717 $17,223 $2,338 $2,703
USAA $1,830 $1,836 $1,649 $1,680 $4,861 $5,119 $2,312 $2,535

Buy Cheap Grayson, KY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Grayson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Grayson, KY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Grayson, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,780 $14,344
GEICO $8,902 $10,417
Liberty Mutual $13,447 $14,820
Nationwide $7,480 $9,251
Progressive $10,757 $12,196
State Farm $5,987 $7,562
Travelers $10,717 $17,223
USAA $4,861 $5,119

Buy Cheap Grayson, KY Auto Insurance for Seniors

You can save on senior auto insurance rates in Grayson, Kentucky by comparing Grayson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Grayson, KY here.

Annual Auto Insurance Rates for Senior Drivers in Grayson, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,170 $3,384
GEICO $4,595 $4,158
Liberty Mutual $2,856 $3,189
Nationwide $3,200 $3,331
Progressive $1,977 $1,984
State Farm $1,791 $1,791
Travelers $2,200 $2,204
USAA $1,649 $1,680

Find Cheap Auto Insurance Rates in Grayson, KY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Grayson, Kentucky auto insurance. Compare Grayson, KY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grayson, Kentucky

Insurance Company Low Medium High
Allstate $5,664 $6,075 $6,557
GEICO $4,884 $5,352 $5,934
Liberty Mutual $5,689 $5,977 $6,405
Nationwide $4,753 $4,727 $4,902
Progressive $4,266 $4,541 $4,980
State Farm $3,057 $3,231 $3,419
Travelers $4,965 $5,259 $5,491
USAA $2,605 $2,721 $2,858

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Find Cheap Grayson, KY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Grayson. Compare auto insurance rates in Grayson, KY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Grayson, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,099 $6,099
GEICO $5,341 $5,438
Liberty Mutual $6,024 $6,024
Nationwide $4,794 $4,794
Progressive $4,596 $4,596
State Farm $3,158 $3,313
Travelers $5,238 $5,238
USAA $2,626 $2,829

Find Cheap Grayson, KY Auto Insurance Rates by Driving Record

Auto insurance rates in Grayson, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Grayson, KY, take a look at the average cost for various violations versus rates for a clean driving record in Grayson.

Annual Grayson, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,086 $6,595 $7,002 $5,713
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $5,012 $7,739 $6,006 $5,339
Nationwide $3,852 $4,925 $6,176 $4,223
Progressive $3,801 $5,624 $4,338 $4,621
State Farm $2,956 $3,515 $3,236 $3,236
Travelers $4,569 $4,701 $6,784 $4,900
USAA $2,057 $2,908 $3,474 $2,473

Find Cheap Grayson, KY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Grayson, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Grayson for less when you shop around and compare rates from multiple Grayson, KY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Grayson, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,002
GEICO $8,597
Liberty Mutual $6,006
Nationwide $6,176
Progressive $4,338
State Farm $3,236
Travelers $6,784
USAA $3,474

Winners by Category: Where to Buy Cheap Auto Insurance in Grayson, KY

Compare rates from the cheapest auto insurance companies in Grayson, KY for your needs. Take a look at how Grayson, Kentucky auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Grayson, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Grayson, Kentucky Auto Insurance Companies

If you’re looking for the cheapest Grayson, KY auto insurance companies overall, you can compare them here. Find the best price for Grayson, Kentucky car insurance by company.

Average Annual Auto Insurance Rates by Company in Grayson, Kentucky

Insurance Company Average Annual Rates
Allstate $6,099
GEICO $5,390
Liberty Mutual $6,024
Nationwide $4,794
Progressive $4,596
State Farm $3,236
Travelers $5,238
USAA $2,728

What affects Grayson, Kentucky auto insurance rates?

Local factors affect auto insurance rates in Grayson, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Grayson auto insurance rates.

Commute Times in Grayson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Grayson, KY is 20.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Grayson, KY

You can buy cheap Grayson, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Grayson, Kentucky auto insurance quotes from top companies.

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