Buy Cheap Fulton, NY Auto Insurance (2021)

Fulton, NY auto insurance rates average $266 a month. Minimum auto insurance requirements in Fulton, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Fulton, NY, compare Fulton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fulton, NY after a DUI are $4,258/year
  • The most expensive auto insurance company in Fulton is Liberty Mutual
  • The most expensive auto insurance company in Fulton after a DUI is Liberty Mutual

Finding affordable Fulton, New York auto insurance can be challenging, but everything you need to know to buy cheap Fulton, NY auto insurance with confidence is right here. Auto insurance rates in Fulton are affected by local factors as well as personal ones like your driving record.

See how Fulton, NY car insurance rates compare to Utica auto insurance rates, Mount Vernon auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Fulton.

Don’t buy Fulton, NY auto insurance until you’ve compared rates. Get free Fulton, New York auto insurance quotes when you enter your ZIP code above.

Fulton, NY Minimum Auto Insurance Requirements

The required auto insurance in Fulton, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Fulton, New York is outlined here.

Minimum Required Auto Insurance Coverage in Fulton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Fulton, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fulton, NY. Take a look at Fulton, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fulton, New York

Insurance Company Poor Fair Good
Allstate $5,232 $3,086 $2,670
GEICO $2,342 $1,721 $1,544
Liberty Mutual $6,993 $4,581 $3,436
Nationwide $2,870 $2,870 $2,870
Progressive $4,051 $2,106 $1,548
State Farm $4,643 $2,916 $2,317
Travelers $4,443 $2,834 $2,471
USAA $4,621 $2,317 $2,051

Buy Cheap Fulton, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fulton, New York auto insurance rates? Find out how car insurance rates in Fulton, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fulton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,282 $2,278 $2,324 $7,301 $7,901 $2,385 $2,412
GEICO $1,363 $1,314 $1,329 $1,309 $2,890 $4,254 $1,228 $1,266
Liberty Mutual $3,631 $3,631 $3,383 $3,383 $7,065 $11,451 $3,631 $3,854
Nationwide $2,172 $2,172 $2,051 $2,051 $3,851 $5,729 $2,172 $2,765
Progressive $1,547 $1,448 $1,243 $1,262 $5,250 $5,848 $1,998 $1,948
State Farm $2,069 $2,069 $1,808 $1,808 $6,085 $7,821 $2,276 $2,397
Travelers $2,300 $2,316 $2,120 $2,268 $5,469 $6,525 $2,448 $2,549
USAA $1,561 $1,532 $1,415 $1,413 $6,324 $7,540 $1,991 $2,194

Buy Cheap Fulton, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fulton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fulton, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fulton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,301 $7,901
GEICO $2,890 $4,254
Liberty Mutual $7,065 $11,451
Nationwide $3,851 $5,729
Progressive $5,250 $5,848
State Farm $6,085 $7,821
Travelers $5,469 $6,525
USAA $6,324 $7,540

Buy Cheap Fulton, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Fulton, New York by comparing Fulton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fulton, NY here.

Annual Auto Insurance Rates for Senior Drivers in Fulton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,278 $2,324
GEICO $1,329 $1,309
Liberty Mutual $3,383 $3,383
Nationwide $2,051 $2,051
Progressive $1,243 $1,262
State Farm $1,808 $1,808
Travelers $2,120 $2,268
USAA $1,415 $1,413

Find Cheap Auto Insurance Rates in Fulton, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fulton, New York auto insurance. Compare Fulton, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fulton, New York

Insurance Company Low Medium High
Allstate $3,479 $3,651 $3,857
GEICO $1,772 $1,865 $1,970
Liberty Mutual $4,802 $4,988 $5,221
Nationwide $2,716 $2,850 $3,045
Progressive $2,445 $2,557 $2,702
State Farm $3,111 $3,310 $3,454
Travelers $3,098 $3,225 $3,425
USAA $2,914 $2,983 $3,091

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Find Cheap Fulton, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fulton. Compare auto insurance rates in Fulton, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fulton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,613 $3,712
GEICO $1,814 $1,924
Liberty Mutual $4,864 $5,143
Nationwide $2,870 $2,870
Progressive $2,568 $2,568
State Farm $3,175 $3,409
Travelers $3,249 $3,249
USAA $2,967 $3,026

Find Cheap Fulton, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Fulton, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fulton, NY, take a look at the average cost for various violations versus rates for a clean driving record in Fulton.

Annual Fulton, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,082 $3,082 $4,563 $3,922
GEICO $1,463 $1,595 $2,956 $1,463
Liberty Mutual $3,994 $3,994 $8,032 $3,994
Nationwide $2,197 $2,197 $4,839 $2,247
Progressive $2,498 $2,498 $2,763 $2,513
State Farm $3,135 $3,135 $3,449 $3,449
Travelers $2,767 $3,473 $3,525 $3,233
USAA $2,655 $2,699 $3,933 $2,699

Find Cheap Fulton, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fulton, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Fulton for less when you shop around and compare rates from multiple Fulton, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fulton, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,563
GEICO $2,956
Liberty Mutual $8,032
Nationwide $4,839
Progressive $2,763
State Farm $3,449
Travelers $3,525
USAA $3,933

Winners by Category: Where to Buy Cheap Auto Insurance in Fulton, NY

Compare rates from the cheapest auto insurance companies in Fulton, NY for your needs. Take a look at how Fulton, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fulton, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Fulton, New York Auto Insurance Companies

If you’re looking for the cheapest Fulton, NY auto insurance companies overall, you can compare them here. Find the best price for Fulton, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Fulton, New York

Insurance Company Average Annual Rates
Allstate $3,662
GEICO $1,869
Liberty Mutual $5,003
Nationwide $2,870
Progressive $2,568
State Farm $3,292
Travelers $3,249
USAA $2,996

What affects Fulton, New York auto insurance rates?

Local factors affect auto insurance rates in Fulton, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Fulton auto insurance rates.

Commute Times in Fulton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fulton, NY is 20.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Fulton, NY

You can buy cheap Fulton, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fulton, New York auto insurance quotes from top companies.

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