Buy Cheap Florence, SC Auto Insurance (2022)

Florence, SC auto insurance rates average $336 a month. Minimum auto insurance requirements in Florence, South Carolina are 25/50/25 to comply with South Carolina laws. To buy cheap auto insurance in Florence, SC, compare Florence auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Florence after a DUI is Nationwide
  • Average auto insurance rates in Florence, SC after a DUI are $4,597/year
  • Average auto insurance rates in Florence, SC for teens drivers are $7,607/year

Finding affordable Florence, South Carolina auto insurance can be challenging, but everything you need to know to buy cheap Florence, SC auto insurance with confidence is right here. Auto insurance rates in Florence are affected by local factors as well as personal ones like your driving record.

See how Florence, SC car insurance rates compare to Hilton Head Island auto insurance rates, Summerville auto insurance rates, and Greenville auto insurance rates before you read more about the cost of auto insurance in Florence.

Don’t buy Florence, SC auto insurance until you’ve compared rates. Get free Florence, South Carolina auto insurance quotes when you enter your ZIP code above.

Florence, SC Minimum Auto Insurance Requirements

The required auto insurance in Florence, SC is 25/50/25 according to the auto insurance laws in South Carolina. The minimum auto insurance in Florence, South Carolina is outlined here.

Minimum Required Auto Insurance Coverage in Florence, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Florence, SC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Florence, SC. Take a look at Florence, South Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Florence, South Carolina

Insurance Company Poor Fair Good
Allstate $5,011 $3,751 $3,168
Farmers $6,021 $5,056 $4,614
GEICO $4,842 $2,604 $2,078
Nationwide $4,672 $3,797 $3,326
Progressive $5,592 $4,898 $4,565
State Farm $4,745 $2,893 $2,273
USAA $5,635 $2,785 $2,437

Buy Cheap Florence, SC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Florence, South Carolina auto insurance rates? Find out how car insurance rates in Florence, SC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Florence, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,633 $2,633 $2,521 $2,521 $6,779 $8,637 $2,918 $3,173
Farmers $3,578 $3,600 $3,414 $3,712 $9,377 $10,341 $3,902 $3,921
GEICO $2,306 $2,306 $2,106 $2,106 $5,503 $5,639 $2,684 $2,747
Nationwide $2,658 $2,690 $2,393 $2,481 $6,527 $8,405 $3,015 $3,286
Progressive $2,736 $2,517 $2,348 $2,456 $11,269 $12,437 $3,133 $3,251
State Farm $2,074 $2,074 $1,881 $1,881 $6,010 $7,566 $2,330 $2,613
USAA $1,928 $1,935 $1,774 $1,778 $7,786 $8,523 $2,544 $2,684

Buy Cheap Florence, SC Auto Insurance for Teen Drivers

Auto insurance for teenagers in Florence can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Florence, SC are listed here.

Annual Auto Insurance Rates for Teen Drivers in Florence, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,779 $8,637
Farmers $9,377 $10,341
GEICO $5,503 $5,639
Nationwide $6,527 $8,405
Progressive $11,269 $12,437
State Farm $6,010 $7,566
USAA $7,786 $8,523

Buy Cheap Florence, SC Auto Insurance for Seniors

You can save on senior auto insurance rates in Florence, South Carolina by comparing Florence senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Florence, SC here.

Annual Auto Insurance Rates for Senior Drivers in Florence, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,521 $2,521
Farmers $3,414 $3,712
GEICO $2,106 $2,106
Nationwide $2,393 $2,481
Progressive $2,348 $2,456
State Farm $1,881 $1,881
USAA $1,774 $1,778

Find Cheap Auto Insurance Rates in Florence, SC by Coverage Level

The amount of coverage you choose is a big factor in the cost of Florence, South Carolina auto insurance. Compare Florence, SC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Florence, South Carolina

Insurance Company Low Medium High
Allstate $3,727 $3,956 $4,246
Farmers $4,629 $5,223 $5,840
GEICO $2,944 $3,140 $3,440
Nationwide $3,856 $3,939 $4,001
Progressive $4,611 $4,944 $5,500
State Farm $3,051 $3,302 $3,558
USAA $3,397 $3,614 $3,846

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Florence, SC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Florence. Compare auto insurance rates in Florence, SC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Florence, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,892 $4,061
Farmers $5,231 $5,231
GEICO $3,158 $3,191
Nationwide $3,932 $3,932
Progressive $5,018 $5,018
State Farm $3,220 $3,388
USAA $3,581 $3,657

Find Cheap Florence, SC Auto Insurance Rates by ZIP Code

Auto insurance rates in Florence, South Carolina can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Florence, SC to see how much where you live in Florence affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Florence, South Carolina

ZIP Code Average Annual Rates
29501 $3,723
29505 $3,642
29506 $3,878

Find Cheap Florence, SC Auto Insurance Rates by Driving Record

Auto insurance rates in Florence, South Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Florence, SC, take a look at the average cost for various violations versus rates for a clean driving record in Florence.

Annual Florence, South Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,992 $4,763 $4,192 $3,959
Farmers $4,374 $6,025 $5,024 $5,500
GEICO $2,426 $3,131 $4,715 $2,426
Nationwide $3,132 $4,044 $5,104 $3,447
Progressive $4,113 $5,977 $5,010 $4,974
State Farm $2,997 $3,679 $3,270 $3,270
USAA $2,861 $3,540 $4,868 $3,208

Find Cheap Florence, SC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Florence, South Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Florence for less when you shop around and compare rates from multiple Florence, SC auto insurance companies.

Annual Auto Insurance Rates After a DUI in Florence, South Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,192
Farmers $5,024
GEICO $4,715
Nationwide $5,104
Progressive $5,010
State Farm $3,270
USAA $4,868

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Florence, SC

Compare rates from the cheapest auto insurance companies in Florence, SC for your needs. Take a look at how Florence, South Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Florence, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Florence, South Carolina Auto Insurance Companies

If you’re looking for the cheapest Florence, SC auto insurance companies overall, you can compare them here. Find the best price for Florence, South Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in Florence, South Carolina

Insurance Company Average Annual Rates
Allstate $3,977
Farmers $5,231
GEICO $3,175
Nationwide $3,932
Progressive $5,018
State Farm $3,304
USAA $3,619

What affects Florence, South Carolina auto insurance rates?

Local factors affect auto insurance rates in Florence, SC, including traffic, theft statistics, and commute length. Take a look at the things that impact Florence auto insurance rates.

Commute Times in Florence

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Florence, SC is 19.4 minutes according to City-Data.

Traffic in Florence

How is traffic in Florence, South Carolina? Inrix data shows that Florence, SC traffic makes it the 87th-most congested city compared to other cities worldwide.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Florence, SC

You can buy cheap Florence, SC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Florence, South Carolina auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption