Buy Cheap El Toro, CA Auto Insurance (2022)

El Toro, CA auto insurance rates average $296 a month. Minimum auto insurance requirements in El Toro, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in El Toro, CA, compare El Toro auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in El Toro after a DUI is Allstate
  • The most expensive auto insurance company in El Toro is Allstate
  • Average auto insurance rates in El Toro, CA are $296/month

Finding affordable El Toro, California auto insurance can be challenging, but everything you need to know to buy cheap El Toro, CA auto insurance with confidence is right here. Auto insurance rates in El Toro are affected by local factors as well as personal ones like your driving record.

See how El Toro, CA car insurance rates compare to Fresno auto insurance rates, Los Angeles auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in El Toro.

Don’t buy El Toro, CA auto insurance until you’ve compared rates. Get free El Toro, California auto insurance quotes when you enter your ZIP code above.

El Toro, CA Minimum Auto Insurance Requirements

The required auto insurance in El Toro, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in El Toro, California is outlined here.

Minimum Required Auto Insurance Coverage in El Toro, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap El Toro, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect El Toro, California auto insurance rates? Find out how car insurance rates in El Toro, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Toro, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,345 $2,345 $2,135 $2,135 $7,471 $12,130 $2,780 $3,100
GEICO $1,779 $1,780 $1,673 $1,673 $5,416 $5,505 $2,556 $2,611
Liberty Mutual $2,156 $2,030 $2,026 $1,959 $4,727 $5,067 $2,417 $2,446
Nationwide $3,259 $3,108 $2,859 $2,691 $8,342 $9,203 $3,887 $3,835
Progressive $1,912 $1,968 $1,627 $1,931 $5,127 $6,180 $2,763 $2,972
State Farm $2,903 $2,903 $2,596 $2,596 $5,384 $6,687 $3,215 $3,314
Travelers $2,424 $2,340 $2,152 $2,130 $5,086 $5,778 $3,158 $3,079
USAA $1,862 $1,761 $1,822 $1,826 $4,240 $4,268 $2,582 $2,436

Buy Cheap El Toro, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in El Toro can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in El Toro, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in El Toro, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $7,471 $12,130
GEICO $5,416 $5,505
Liberty Mutual $4,727 $5,067
Nationwide $8,342 $9,203
Progressive $5,127 $6,180
State Farm $5,384 $6,687
Travelers $5,086 $5,778
USAA $4,240 $4,268

Buy Cheap El Toro, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in El Toro, California by comparing El Toro senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in El Toro, CA here.

Annual Auto Insurance Rates for Senior Drivers in El Toro, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,135 $2,135
GEICO $1,673 $1,673
Liberty Mutual $2,026 $1,959
Nationwide $2,859 $2,691
Progressive $1,627 $1,931
State Farm $2,596 $2,596
Travelers $2,152 $2,130
USAA $1,822 $1,826

Find Cheap Auto Insurance Rates in El Toro, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of El Toro, California auto insurance. Compare El Toro, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Toro, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $3,971 $4,343 $4,601
GEICO $2,598 $2,908 $3,116
Liberty Mutual $2,637 $2,884 $3,040
Nationwide $4,166 $4,729 $5,049
Progressive $2,738 $3,153 $3,289
State Farm $3,301 $3,771 $4,028
Travelers $2,821 $3,364 $3,620
USAA $2,365 $2,649 $2,785

Find Cheap El Toro, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in El Toro. Compare auto insurance rates in El Toro, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in El Toro, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $3,905 $4,705
GEICO $2,611 $3,137
Liberty Mutual $2,623 $3,084
Nationwide $4,100 $5,196
Progressive $2,775 $3,344
State Farm $3,565 $3,835
Travelers $2,942 $3,595
USAA $2,397 $2,803

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Find Cheap El Toro, CA Auto Insurance Rates by Driving Record

Auto insurance rates in El Toro, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in El Toro, CA, take a look at the average cost for various violations versus rates for a clean driving record in El Toro.

Annual El Toro, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,190 $4,339 $5,390 $4,303
GEICO $2,009 $3,104 $3,891 $2,492
Liberty Mutual $2,478 $3,316 $2,994 $2,626
Nationwide $3,244 $4,158 $7,032 $4,158
Progressive $2,000 $3,405 $3,951 $2,884
State Farm $2,643 $3,150 $5,940 $3,066
Travelers $2,171 $3,565 $4,123 $3,214
USAA $1,728 $2,572 $4,205 $1,893

Find Cheap El Toro, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in El Toro, California is higher than for a clean driving record. You can buy auto insurance after a DUI in El Toro for less when you shop around and compare rates from multiple El Toro, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in El Toro, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,445
Farmers $5,390
GEICO $3,891
Liberty Mutual $2,994
Nationwide $7,032
Progressive $3,951
State Farm $5,940
Travelers $4,123
USAA $4,205

Winners by Category: Where to Buy Cheap Auto Insurance in El Toro, CA

Compare rates from the cheapest auto insurance companies in El Toro, CA for your needs. Take a look at how El Toro, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in El Toro, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap El Toro, California Auto Insurance Companies

If you’re looking for the cheapest El Toro, CA auto insurance companies overall, you can compare them here. Find the best price for El Toro, California car insurance by company.

Average Annual Auto Insurance Rates by Company in El Toro, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,305
GEICO $2,874
Liberty Mutual $2,854
Nationwide $4,648
Progressive $3,060
State Farm $3,700
Travelers $3,268
USAA $2,600

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Compare Auto Insurance Quotes in El Toro, CA

You can buy cheap El Toro, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free El Toro, California auto insurance quotes from top companies.

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