Buy Cheap El Monte, CA Auto Insurance (2021)

El Monte, CA auto insurance rates average $360 a month. Minimum auto insurance requirements in El Monte, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in El Monte, CA, compare El Monte auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in El Monte, CA are $360/month
  • Average auto insurance rates in El Monte, CA for teens drivers are $7,315/year
  • The most expensive auto insurance company in El Monte after a DUI is Nationwide

Finding affordable El Monte, California auto insurance can be challenging, but everything you need to know to buy cheap El Monte, CA auto insurance with confidence is right here. Auto insurance rates in El Monte are affected by local factors as well as personal ones like your driving record.

See how El Monte, CA car insurance rates compare to Oakland auto insurance rates, Bakersfield auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in El Monte.

Don’t buy El Monte, CA auto insurance until you’ve compared rates. Get free El Monte, California auto insurance quotes when you enter your ZIP code above.

El Monte, CA Minimum Auto Insurance Requirements

The required auto insurance in El Monte, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in El Monte, California is outlined here.

Minimum Required Auto Insurance Coverage in El Monte, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap El Monte, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect El Monte, California auto insurance rates? Find out how car insurance rates in El Monte, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Monte, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,455 $3,445 $2,515 $2,530 $9,759 $12,258 $4,406 $4,806
Farmers $3,265 $3,265 $2,967 $2,967 $10,431 $16,982 $3,874 $4,320
GEICO $2,057 $2,057 $1,933 $1,933 $6,280 $6,382 $2,957 $3,018
Liberty Mutual $2,531 $2,382 $2,367 $2,287 $5,482 $5,883 $2,837 $2,881
Nationwide $3,998 $3,811 $3,512 $3,304 $10,249 $11,330 $4,769 $4,699
Progressive $2,000 $2,057 $1,702 $2,020 $5,360 $6,455 $2,892 $3,108
State Farm $3,996 $3,996 $3,574 $3,574 $7,384 $9,153 $4,425 $4,565
Travelers $2,930 $2,830 $2,586 $2,559 $6,191 $7,062 $3,842 $3,745
USAA $2,045 $1,937 $1,994 $2,002 $4,694 $4,721 $2,835 $2,679

Buy Cheap El Monte, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in El Monte can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in El Monte, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in El Monte, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,759 $12,258
Farmers $10,431 $16,982
GEICO $6,280 $6,382
Liberty Mutual $5,482 $5,883
Nationwide $10,249 $11,330
Progressive $5,360 $6,455
State Farm $7,384 $9,153
Travelers $6,191 $7,062
USAA $4,694 $4,721

Buy Cheap El Monte, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in El Monte, California by comparing El Monte senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in El Monte, CA here.

Annual Auto Insurance Rates for Senior Drivers in El Monte, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,515 $2,530
Farmers $2,967 $2,967
GEICO $1,933 $1,933
Liberty Mutual $2,367 $2,287
Nationwide $3,512 $3,304
Progressive $1,702 $2,020
State Farm $3,574 $3,574
Travelers $2,586 $2,559
USAA $1,994 $2,002

Find Cheap Auto Insurance Rates in El Monte, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of El Monte, California auto insurance. Compare El Monte, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Monte, California

Insurance Company Low Medium High
Allstate $5,087 $5,447 $5,657
Farmers $5,556 $6,061 $6,410
GEICO $2,986 $3,367 $3,628
Liberty Mutual $3,073 $3,363 $3,558
Nationwide $5,073 $5,812 $6,242
Progressive $2,855 $3,299 $3,443
State Farm $4,581 $5,169 $5,500
Travelers $3,429 $4,078 $4,397
USAA $2,597 $2,919 $3,075

Find Cheap El Monte, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in El Monte. Compare auto insurance rates in El Monte, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in El Monte, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,863 $5,930
Farmers $5,450 $6,568
GEICO $3,022 $3,632
Liberty Mutual $3,056 $3,607
Nationwide $5,034 $6,384
Progressive $2,901 $3,497
State Farm $4,899 $5,268
Travelers $3,564 $4,372
USAA $2,638 $3,089

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Find Cheap El Monte, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in El Monte, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in El Monte, CA to see how much where you live in El Monte affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in El Monte, California

ZIP Code Average Annual Rates
91731 $5,950
91732 $5,945
91733 $5,869

Find Cheap El Monte, CA Auto Insurance Rates by Driving Record

Auto insurance rates in El Monte, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in El Monte, CA, take a look at the average cost for various violations versus rates for a clean driving record in El Monte.

Annual El Monte, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,244 $5,469 $8,612 $4,262
Farmers $4,448 $6,054 $7,527 $6,007
GEICO $2,323 $3,600 $4,502 $2,882
Liberty Mutual $2,892 $3,871 $3,497 $3,065
Nationwide $3,976 $5,105 $8,650 $5,105
Progressive $2,090 $3,561 $4,129 $3,016
State Farm $3,629 $4,327 $8,166 $4,211
Travelers $2,610 $4,339 $5,025 $3,898
USAA $1,900 $2,833 $4,638 $2,082

Find Cheap El Monte, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in El Monte, California is higher than for a clean driving record. You can buy auto insurance after a DUI in El Monte for less when you shop around and compare rates from multiple El Monte, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in El Monte, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,612
Farmers $7,527
GEICO $4,502
Liberty Mutual $3,497
Nationwide $8,650
Progressive $4,129
State Farm $8,166
Travelers $5,025
USAA $4,638

Winners by Category: Where to Buy Cheap Auto Insurance in El Monte, CA

Compare rates from the cheapest auto insurance companies in El Monte, CA for your needs. Take a look at how El Monte, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in El Monte, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap El Monte, California Auto Insurance Companies

If you’re looking for the cheapest El Monte, CA auto insurance companies overall, you can compare them here. Find the best price for El Monte, California car insurance by company.

Average Annual Auto Insurance Rates by Company in El Monte, California

Insurance Company Average Annual Rates
Allstate $5,397
Farmers $6,009
GEICO $3,327
Liberty Mutual $3,331
Nationwide $5,709
Progressive $3,199
State Farm $5,083
Travelers $3,968
USAA $2,863

What affects El Monte, California auto insurance rates?

Local factors affect auto insurance rates in El Monte, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact El Monte auto insurance rates.

Auto Theft in El Monte

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for El Monte, CA auto theft show a total of 504 vehicle thefts annually.

Commute Times in El Monte

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in El Monte, CA is 28.9 minutes according to City-Data.

Compare Auto Insurance Quotes in El Monte, CA

You can buy cheap El Monte, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free El Monte, California auto insurance quotes from top companies.

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