Buy Cheap East Moriches, NY Auto Insurance (2021)

East Moriches, NY auto insurance rates average $406 a month. Minimum auto insurance requirements in East Moriches, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in East Moriches, NY, compare East Moriches auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in East Moriches, NY are $406/month
  • The most expensive auto insurance company in East Moriches after a DUI is Liberty Mutual
  • The most expensive auto insurance company in East Moriches is Liberty Mutual

Finding affordable East Moriches, New York auto insurance can be challenging, but everything you need to know to buy cheap East Moriches, NY auto insurance with confidence is right here. Auto insurance rates in East Moriches are affected by local factors as well as personal ones like your driving record.

See how East Moriches, NY car insurance rates compare to Utica auto insurance rates, Syracuse auto insurance rates, and Mount Vernon auto insurance rates before you read more about the cost of auto insurance in East Moriches.

Don’t buy East Moriches, NY auto insurance until you’ve compared rates. Get free East Moriches, New York auto insurance quotes when you enter your ZIP code above.

East Moriches, NY Minimum Auto Insurance Requirements

The required auto insurance in East Moriches, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in East Moriches, New York is outlined here.

Minimum Required Auto Insurance Coverage in East Moriches, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap East Moriches, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in East Moriches, NY. Take a look at East Moriches, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in East Moriches, New York

Insurance Company Poor Fair Good
Allstate $7,035 $4,030 $3,442
GEICO $3,266 $2,399 $2,153
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $7,372 $3,629 $2,619
State Farm $6,100 $3,830 $3,042
Travelers $6,891 $4,287 $3,697
USAA $6,717 $3,426 $3,016

Buy Cheap East Moriches, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect East Moriches, New York auto insurance rates? Find out how car insurance rates in East Moriches, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in East Moriches, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,375 $3,091 $3,166 $3,167 $9,481 $10,017 $3,213 $3,175
GEICO $1,892 $1,820 $1,838 $1,811 $4,058 $5,988 $1,700 $1,739
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $2,809 $2,550 $2,188 $2,241 $9,392 $10,254 $3,545 $3,340
State Farm $2,776 $2,776 $2,430 $2,430 $8,028 $9,871 $3,059 $3,220
Travelers $3,453 $3,489 $3,190 $3,419 $8,430 $10,188 $3,670 $3,826
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Buy Cheap East Moriches, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in East Moriches can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in East Moriches, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in East Moriches, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,481 $10,017
GEICO $4,058 $5,988
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $9,392 $10,254
State Farm $8,028 $9,871
Travelers $8,430 $10,188
USAA $9,224 $10,935

Buy Cheap East Moriches, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in East Moriches, New York by comparing East Moriches senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in East Moriches, NY here.

Annual Auto Insurance Rates for Senior Drivers in East Moriches, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,166 $3,167
GEICO $1,838 $1,811
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,188 $2,241
State Farm $2,430 $2,430
Travelers $3,190 $3,419
USAA $2,085 $2,091

Find Cheap Auto Insurance Rates in East Moriches, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of East Moriches, New York auto insurance. Compare East Moriches, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in East Moriches, New York

Insurance Company Low Medium High
Allstate $4,517 $4,814 $5,176
GEICO $2,441 $2,590 $2,786
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $4,265 $4,505 $4,850
State Farm $4,072 $4,350 $4,550
Travelers $4,638 $4,891 $5,346
USAA $4,224 $4,357 $4,579

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Find Cheap East Moriches, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in East Moriches. Compare auto insurance rates in East Moriches, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in East Moriches, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,768 $4,903
GEICO $2,530 $2,682
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $4,540 $4,540
State Farm $4,166 $4,482
Travelers $4,958 $4,958
USAA $4,342 $4,431

Find Cheap East Moriches, NY Auto Insurance Rates by Driving Record

Auto insurance rates in East Moriches, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in East Moriches, NY, take a look at the average cost for various violations versus rates for a clean driving record in East Moriches.

Annual East Moriches, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,120 $4,120 $5,946 $5,156
GEICO $2,017 $2,200 $4,189 $2,017
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $4,407 $4,407 $4,906 $4,439
State Farm $4,114 $4,114 $4,534 $4,534
Travelers $4,208 $5,307 $5,386 $4,932
USAA $3,912 $3,976 $5,682 $3,976

Find Cheap East Moriches, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in East Moriches, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in East Moriches for less when you shop around and compare rates from multiple East Moriches, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in East Moriches, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,946
GEICO $4,189
Liberty Mutual $13,289
Nationwide $9,066
Progressive $4,906
State Farm $4,534
Travelers $5,386
USAA $5,682

Winners by Category: Where to Buy Cheap Auto Insurance in East Moriches, NY

Compare rates from the cheapest auto insurance companies in East Moriches, NY for your needs. Take a look at how East Moriches, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in East Moriches, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap East Moriches, New York Auto Insurance Companies

If you’re looking for the cheapest East Moriches, NY auto insurance companies overall, you can compare them here. Find the best price for East Moriches, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in East Moriches, New York

Insurance Company Average Annual Rates
Allstate $4,836
GEICO $2,606
Liberty Mutual $8,098
Nationwide $5,276
Progressive $4,540
State Farm $4,324
Travelers $4,958
USAA $4,387

What affects East Moriches, New York auto insurance rates?

Local factors affect auto insurance rates in East Moriches, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact East Moriches auto insurance rates.

Commute Times in East Moriches

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in East Moriches, NY is 31.0 minutes according to City-Data.

Compare Auto Insurance Quotes in East Moriches, NY

You can buy cheap East Moriches, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free East Moriches, New York auto insurance quotes from top companies.

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