Buy Cheap Dana Point, CA Auto Insurance (2021)

Dana Point, CA auto insurance rates average $288 a month. Minimum auto insurance requirements in Dana Point, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Dana Point, CA, compare Dana Point auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Dana Point after a DUI is Nationwide
  • The most expensive auto insurance company in Dana Point is Nationwide
  • Average auto insurance rates in Dana Point, CA after a DUI are $4,858/year

Finding affordable Dana Point, California auto insurance can be challenging, but everything you need to know to buy cheap Dana Point, CA auto insurance with confidence is right here. Auto insurance rates in Dana Point are affected by local factors as well as personal ones like your driving record.

See how Dana Point, CA car insurance rates compare to Anaheim auto insurance rates, Bakersfield auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in Dana Point.

Don’t buy Dana Point, CA auto insurance until you’ve compared rates. Get free Dana Point, California auto insurance quotes when you enter your ZIP code above.

Dana Point, CA Minimum Auto Insurance Requirements

The required auto insurance in Dana Point, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Dana Point, California is outlined here.

Minimum Required Auto Insurance Coverage in Dana Point, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Dana Point, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Dana Point, California auto insurance rates? Find out how car insurance rates in Dana Point, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dana Point, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,803 $2,791 $2,057 $2,061 $7,905 $9,917 $3,543 $3,842
Farmers $2,353 $2,353 $2,144 $2,144 $7,510 $12,182 $2,791 $3,113
GEICO $1,752 $1,753 $1,647 $1,647 $5,341 $5,424 $2,518 $2,569
Liberty Mutual $2,017 $1,900 $1,892 $1,829 $4,382 $4,698 $2,260 $2,290
Nationwide $3,236 $3,085 $2,847 $2,679 $8,302 $9,161 $3,865 $3,807
Progressive $1,776 $1,829 $1,515 $1,797 $4,795 $5,772 $2,561 $2,754
State Farm $2,870 $2,870 $2,566 $2,566 $5,339 $6,644 $3,177 $3,273
Travelers $2,308 $2,227 $2,053 $2,033 $4,853 $5,478 $2,996 $2,922
USAA $1,898 $1,796 $1,852 $1,857 $4,342 $4,362 $2,620 $2,474

Buy Cheap Dana Point, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Dana Point can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Dana Point, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Dana Point, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,905 $9,917
Farmers $7,510 $12,182
GEICO $5,341 $5,424
Liberty Mutual $4,382 $4,698
Nationwide $8,302 $9,161
Progressive $4,795 $5,772
State Farm $5,339 $6,644
Travelers $4,853 $5,478
USAA $4,342 $4,362

Buy Cheap Dana Point, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Dana Point, California by comparing Dana Point senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Dana Point, CA here.

Annual Auto Insurance Rates for Senior Drivers in Dana Point, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,057 $2,061
Farmers $2,144 $2,144
GEICO $1,647 $1,647
Liberty Mutual $1,892 $1,829
Nationwide $2,847 $2,679
Progressive $1,515 $1,797
State Farm $2,566 $2,566
Travelers $2,053 $2,033
USAA $1,852 $1,857

Find Cheap Auto Insurance Rates in Dana Point, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Dana Point, California auto insurance. Compare Dana Point, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dana Point, California

Insurance Company Low Medium High
Allstate $4,109 $4,406 $4,580
Farmers $3,984 $4,364 $4,624
GEICO $2,550 $2,865 $3,079
Liberty Mutual $2,459 $2,684 $2,833
Nationwide $4,128 $4,709 $5,032
Progressive $2,544 $2,942 $3,063
State Farm $3,235 $3,740 $4,014
Travelers $2,663 $3,205 $3,458
USAA $2,392 $2,704 $2,855

Find Cheap Dana Point, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Dana Point. Compare auto insurance rates in Dana Point, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Dana Point, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,935 $4,795
Farmers $3,922 $4,726
GEICO $2,572 $3,091
Liberty Mutual $2,442 $2,875
Nationwide $4,080 $5,165
Progressive $2,583 $3,116
State Farm $3,528 $3,798
Travelers $2,801 $3,416
USAA $2,442 $2,858

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Find Cheap Dana Point, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Dana Point, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Dana Point, CA, take a look at the average cost for various violations versus rates for a clean driving record in Dana Point.

Annual Dana Point, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,642 $4,411 $6,948 $3,458
Farmers $3,205 $4,358 $5,411 $4,322
GEICO $1,978 $3,062 $3,832 $2,453
Liberty Mutual $2,308 $3,089 $2,791 $2,446
Nationwide $3,226 $4,137 $6,991 $4,137
Progressive $1,865 $3,176 $3,671 $2,688
State Farm $2,618 $3,119 $5,878 $3,036
Travelers $2,070 $3,392 $3,913 $3,061
USAA $1,761 $2,624 $4,287 $1,929

Find Cheap Dana Point, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Dana Point, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Dana Point for less when you shop around and compare rates from multiple Dana Point, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Dana Point, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,948
Farmers $5,411
GEICO $3,832
Liberty Mutual $2,791
Nationwide $6,991
Progressive $3,671
State Farm $5,878
Travelers $3,913
USAA $4,287

Winners by Category: Where to Buy Cheap Auto Insurance in Dana Point, CA

Compare rates from the cheapest auto insurance companies in Dana Point, CA for your needs. Take a look at how Dana Point, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Dana Point, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Dana Point, California Auto Insurance Companies

If you’re looking for the cheapest Dana Point, CA auto insurance companies overall, you can compare them here. Find the best price for Dana Point, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Dana Point, California

Insurance Company Average Annual Rates
Allstate $4,365
Farmers $4,324
GEICO $2,831
Liberty Mutual $2,659
Nationwide $4,623
Progressive $2,850
State Farm $3,663
Travelers $3,109
USAA $2,650

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What affects Dana Point, California auto insurance rates?

Local factors affect auto insurance rates in Dana Point, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Dana Point auto insurance rates.

Auto Theft in Dana Point

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Dana Point, CA auto theft show a total of 36 vehicle thefts annually.

Commute Times in Dana Point

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Dana Point, CA is 28.5 minutes according to City-Data.

Traffic in Dana Point

How is traffic in Dana Point, California? Inrix data shows that Dana Point, CA traffic makes it the 916th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Dana Point, CA

You can buy cheap Dana Point, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Dana Point, California auto insurance quotes from top companies.

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