Buy Cheap Cortez, CO Auto Insurance (2021)

Cortez, CO auto insurance rates average $313 a month. Minimum auto insurance requirements in Cortez, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Cortez, CO, compare Cortez auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Cortez after a DUI is Allstate
  • Average auto insurance rates in Cortez, CO are $313/month
  • Average auto insurance rates in Cortez, CO after a DUI are $4,459/year

Finding affordable Cortez, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Cortez, CO auto insurance with confidence is right here. Auto insurance rates in Cortez are affected by local factors as well as personal ones like your driving record.

See how Cortez, CO car insurance rates compare to Fort Collins auto insurance rates, Aurora auto insurance rates, and Greeley auto insurance rates before you read more about the cost of auto insurance in Cortez.

Don’t buy Cortez, CO auto insurance until you’ve compared rates. Get free Cortez, Colorado auto insurance quotes when you enter your ZIP code above.

Cortez, CO Minimum Auto Insurance Requirements

The required auto insurance in Cortez, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Cortez, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Cortez, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Cortez, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cortez, CO. Take a look at Cortez, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cortez, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,579 $3,259 $2,732
Farmers $6,085 $4,905 $4,655
GEICO $3,396 $2,827 $2,257
Liberty Mutual $3,894 $2,359 $1,885
Nationwide $4,239 $3,346 $2,918
Progressive $4,731 $4,021 $3,685
State Farm $4,430 $2,843 $2,289
USAA $4,946 $2,808 $2,247

Buy Cheap Cortez, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cortez, Colorado auto insurance rates? Find out how car insurance rates in Cortez, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cortez, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,408 $2,408 $2,173 $2,173 $5,835 $7,829 $2,408 $2,955
Farmers $3,090 $3,046 $2,811 $3,050 $11,504 $11,450 $3,381 $3,388
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,884 $1,872 $1,587 $1,738 $5,146 $5,614 $1,906 $1,952
Nationwide $2,342 $2,393 $2,090 $2,217 $5,853 $7,521 $2,684 $2,907
Progressive $2,588 $2,426 $2,211 $2,214 $8,455 $9,476 $2,932 $2,863
State Farm $2,028 $2,028 $1,807 $1,807 $5,675 $7,208 $2,264 $2,683
USAA $2,253 $2,263 $2,138 $2,163 $5,470 $6,294 $2,903 $3,183

Buy Cheap Cortez, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cortez can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cortez, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cortez, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,835 $7,829
Farmers $11,504 $11,450
GEICO $5,555 $5,909
Liberty Mutual $5,146 $5,614
Nationwide $5,853 $7,521
Progressive $8,455 $9,476
State Farm $5,675 $7,208
USAA $5,470 $6,294

Buy Cheap Cortez, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Cortez, Colorado by comparing Cortez senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cortez, CO here.

Annual Auto Insurance Rates for Senior Drivers in Cortez, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,173 $2,173
Farmers $2,811 $3,050
GEICO $1,866 $2,072
Liberty Mutual $1,587 $1,738
Nationwide $2,090 $2,217
Progressive $2,211 $2,214
State Farm $1,807 $1,807
USAA $2,138 $2,163

Find Cheap Auto Insurance Rates in Cortez, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cortez, Colorado auto insurance. Compare Cortez, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cortez, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,352 $3,597 $3,622
Farmers $4,563 $5,142 $5,940
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,584 $2,704 $2,850
Nationwide $3,554 $3,498 $3,451
Progressive $3,903 $4,155 $4,379
State Farm $3,004 $3,189 $3,370
USAA $3,190 $3,333 $3,477

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Cortez, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cortez. Compare auto insurance rates in Cortez, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cortez, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,448 $3,599
Farmers $5,215 $5,215
GEICO $2,763 $2,890
Liberty Mutual $2,713 $2,713
Nationwide $3,501 $3,501
Progressive $4,146 $4,146
State Farm $3,110 $3,265
USAA $3,238 $3,428

Find Cheap Cortez, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Cortez, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cortez, CO, take a look at the average cost for various violations versus rates for a clean driving record in Cortez.

Annual Cortez, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,604 $3,704 $4,833 $2,953
Farmers $4,394 $5,663 $5,595 $5,209
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,362 $2,775 $2,906 $2,807
Nationwide $2,683 $3,679 $4,683 $2,958
Progressive $3,605 $4,957 $3,806 $4,215
State Farm $2,945 $3,430 $3,188 $3,188
USAA $2,453 $2,973 $5,139 $2,769

Find Cheap Cortez, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cortez, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Cortez for less when you shop around and compare rates from multiple Cortez, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cortez, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,468
American Family $4,833
Farmers $5,595
GEICO $3,517
Liberty Mutual $2,906
Nationwide $4,683
Progressive $3,806
State Farm $3,188
USAA $5,139

Winners by Category: Where to Buy Cheap Auto Insurance in Cortez, CO

Compare rates from the cheapest auto insurance companies in Cortez, CO for your needs. Take a look at how Cortez, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cortez, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Cortez, Colorado Auto Insurance Companies

If you’re looking for the cheapest Cortez, CO auto insurance companies overall, you can compare them here. Find the best price for Cortez, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Cortez, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,523
Farmers $5,215
GEICO $2,827
Liberty Mutual $2,713
Nationwide $3,501
Progressive $4,146
State Farm $3,188
USAA $3,333

What affects Cortez, Colorado auto insurance rates?

Local factors affect auto insurance rates in Cortez, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Cortez auto insurance rates.

Commute Times in Cortez

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cortez, CO is 17.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Cortez, CO

You can buy cheap Cortez, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cortez, Colorado auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption