Buy Cheap Concord, NC Auto Insurance (2022)

Concord, NC auto insurance rates average $290 a month. Minimum auto insurance requirements in Concord, North Carolina are 30/60/25 to comply with North Carolina laws. To buy cheap auto insurance in Concord, NC, compare Concord auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Concord, NC for teens drivers are $5,559/year
  • The most expensive auto insurance company in Concord is Allstate
  • Average auto insurance rates in Concord, NC after a DUI are $6,569/year

Finding affordable Concord, North Carolina auto insurance can be challenging, but everything you need to know to buy cheap Concord, NC auto insurance with confidence is right here. Auto insurance rates in Concord are affected by local factors as well as personal ones like your driving record.

See how Concord, NC car insurance rates compare to Concord auto insurance rates, Charlotte auto insurance rates, and Cary auto insurance rates before you read more about the cost of auto insurance in Concord.

Don’t buy Concord, NC auto insurance until you’ve compared rates. Get free Concord, North Carolina auto insurance quotes when you enter your ZIP code above.

Concord, NC Minimum Auto Insurance Requirements

The required auto insurance in Concord, NC is 30/60/25 according to the auto insurance laws in North Carolina. The minimum auto insurance in Concord, North Carolina is outlined here.

Minimum Required Auto Insurance Coverage in Concord, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Concord, NC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Concord, NC. Take a look at Concord, North Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Concord, North Carolina

Insurance Company Poor Fair Good
Allstate $9,721 $6,348 $5,581
GEICO $3,341 $3,078 $2,857
Liberty Mutual $2,322 $2,322 $2,322
Nationwide $2,934 $2,934 $2,934
Progressive $2,793 $2,431 $2,243
State Farm $4,272 $2,732 $2,123
Travelers $3,532 $3,179 $3,102

Buy Cheap Concord, NC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Concord, North Carolina auto insurance rates? Find out how car insurance rates in Concord, NC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Concord, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,502 $5,502 $4,512 $4,512 $13,241 $13,241 $5,610 $5,610
GEICO $2,622 $2,573 $2,592 $2,545 $4,928 $4,884 $2,301 $2,288
Liberty Mutual $1,926 $1,926 $1,993 $1,993 $3,442 $3,442 $1,926 $1,926
Nationwide $2,490 $2,490 $2,490 $2,490 $4,266 $4,266 $2,490 $2,490
Progressive $1,836 $1,836 $1,686 $1,686 $4,384 $4,384 $2,049 $2,049
State Farm $2,658 $2,658 $2,299 $2,299 $3,929 $3,929 $3,284 $3,284
Travelers $2,770 $2,770 $2,748 $2,748 $4,722 $4,722 $2,843 $2,843

Buy Cheap Concord, NC Auto Insurance for Teen Drivers

Auto insurance for teenagers in Concord can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Concord, NC are listed here.

Annual Auto Insurance Rates for Teen Drivers in Concord, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,241 $13,241
GEICO $4,928 $4,884
Liberty Mutual $3,442 $3,442
Nationwide $4,266 $4,266
Progressive $4,384 $4,384
State Farm $3,929 $3,929
Travelers $4,722 $4,722

Buy Cheap Concord, NC Auto Insurance for Seniors

You can save on senior auto insurance rates in Concord, North Carolina by comparing Concord senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Concord, NC here.

Annual Auto Insurance Rates for Senior Drivers in Concord, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,512 $4,512
GEICO $2,592 $2,545
Liberty Mutual $1,993 $1,993
Nationwide $2,490 $2,490
Progressive $1,686 $1,686
State Farm $2,299 $2,299
Travelers $2,748 $2,748

Find Cheap Auto Insurance Rates in Concord, NC by Coverage Level

The amount of coverage you choose is a big factor in the cost of Concord, North Carolina auto insurance. Compare Concord, NC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Concord, North Carolina

Insurance Company Low Medium High
Allstate $6,925 $7,187 $7,538
GEICO $2,938 $3,081 $3,256
Liberty Mutual $2,202 $2,307 $2,456
Nationwide $2,802 $2,918 $3,081
Progressive $2,348 $2,474 $2,646
State Farm $2,904 $3,026 $3,197
Travelers $3,122 $3,253 $3,438

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Find Cheap Concord, NC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Concord. Compare auto insurance rates in Concord, NC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Concord, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,216 $7,216
GEICO $3,092 $3,092
Liberty Mutual $2,322 $2,322
Nationwide $2,934 $2,934
Progressive $2,489 $2,489
State Farm $3,033 $3,051
Travelers $3,271 $3,271

Find Cheap Concord, NC Auto Insurance Rates by ZIP Code

Auto insurance rates in Concord, North Carolina can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Concord, NC to see how much where you live in Concord affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Concord, North Carolina

ZIP Code Average Annual Rates
28025 $3,153
28027 $3,181

Find Cheap Concord, NC Auto Insurance Rates by Driving Record

Auto insurance rates in Concord, North Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Concord, NC, take a look at the average cost for various violations versus rates for a clean driving record in Concord.

Annual Concord, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,910 $6,908 $12,770 $5,278
GEICO $1,659 $2,467 $5,949 $2,292
Liberty Mutual $1,387 $1,778 $4,344 $1,778
Nationwide $1,732 $2,234 $5,534 $2,234
Progressive $1,186 $1,722 $5,381 $1,667
State Farm $1,617 $2,345 $5,862 $2,345
Travelers $1,869 $2,585 $6,138 $2,491

Find Cheap Concord, NC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Concord, North Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Concord for less when you shop around and compare rates from multiple Concord, NC auto insurance companies.

Annual Auto Insurance Rates After a DUI in Concord, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,770
GEICO $5,949
Liberty Mutual $4,344
Nationwide $5,534
Progressive $5,381
State Farm $5,862
Travelers $6,138

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Winners by Category: Where to Buy Cheap Auto Insurance in Concord, NC

Compare rates from the cheapest auto insurance companies in Concord, NC for your needs. Take a look at how Concord, North Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Concord, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Find Cheap Concord, North Carolina Auto Insurance Companies

If you’re looking for the cheapest Concord, NC auto insurance companies overall, you can compare them here. Find the best price for Concord, North Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in Concord, North Carolina

Insurance Company Average Annual Rates
Allstate $7,216
GEICO $3,092
Liberty Mutual $2,322
Nationwide $2,934
Progressive $2,489
State Farm $3,042
Travelers $3,271

What affects Concord, North Carolina auto insurance rates?

Local factors affect auto insurance rates in Concord, NC, including traffic, theft statistics, and commute length. Take a look at the things that impact Concord auto insurance rates.

Commute Times in Concord

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Concord, NC is 27.9 minutes according to City-Data.

Traffic in Concord

How is traffic in Concord, North Carolina? Inrix data shows that Concord, NC traffic makes it the 202nd-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Concord, NC

You can buy cheap Concord, NC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Concord, North Carolina auto insurance quotes from top companies.

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