Buy Cheap Churchville, NY Auto Insurance (2021)

Churchville, NY auto insurance rates average $246 a month. Minimum auto insurance requirements in Churchville, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Churchville, NY, compare Churchville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Churchville, NY after a DUI are $3,877/year
  • Average auto insurance rates in Churchville, NY for teens drivers are $5,190/year
  • The most expensive auto insurance company in Churchville after a DUI is Liberty Mutual

Finding affordable Churchville, New York auto insurance can be challenging, but everything you need to know to buy cheap Churchville, NY auto insurance with confidence is right here. Auto insurance rates in Churchville are affected by local factors as well as personal ones like your driving record.

See how Churchville, NY car insurance rates compare to Yonkers auto insurance rates, Syracuse auto insurance rates, and Mount Vernon auto insurance rates before you read more about the cost of auto insurance in Churchville.

Don’t buy Churchville, NY auto insurance until you’ve compared rates. Get free Churchville, New York auto insurance quotes when you enter your ZIP code above.

Churchville, NY Minimum Auto Insurance Requirements

The required auto insurance in Churchville, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Churchville, New York is outlined here.

Minimum Required Auto Insurance Coverage in Churchville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Churchville, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Churchville, NY. Take a look at Churchville, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Churchville, New York

Insurance Company Poor Fair Good
Allstate $5,055 $2,955 $2,545
GEICO $1,965 $1,445 $1,297
Liberty Mutual $5,505 $3,618 $2,723
Nationwide $2,634 $2,634 $2,634
Progressive $4,496 $2,353 $1,733
State Farm $4,683 $2,937 $2,331
Travelers $4,226 $2,683 $2,336
USAA $4,163 $2,135 $1,893

Buy Cheap Churchville, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Churchville, New York auto insurance rates? Find out how car insurance rates in Churchville, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Churchville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,374 $2,224 $2,237 $2,268 $6,944 $7,464 $2,315 $2,319
GEICO $1,150 $1,109 $1,122 $1,105 $2,417 $3,544 $1,036 $1,069
Liberty Mutual $2,869 $2,869 $2,675 $2,675 $5,572 $9,019 $2,869 $3,043
Nationwide $1,990 $1,990 $1,881 $1,881 $3,551 $5,265 $1,990 $2,529
Progressive $1,711 $1,605 $1,385 $1,399 $5,865 $6,548 $2,215 $2,158
State Farm $2,052 $2,052 $1,795 $1,795 $6,189 $7,986 $2,262 $2,405
Travelers $2,174 $2,185 $2,008 $2,145 $5,196 $6,235 $2,311 $2,398
USAA $1,420 $1,391 $1,297 $1,290 $5,789 $6,867 $1,804 $1,984

Buy Cheap Churchville, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Churchville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Churchville, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Churchville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,944 $7,464
GEICO $2,417 $3,544
Liberty Mutual $5,572 $9,019
Nationwide $3,551 $5,265
Progressive $5,865 $6,548
State Farm $6,189 $7,986
Travelers $5,196 $6,235
USAA $5,789 $6,867

Buy Cheap Churchville, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Churchville, New York by comparing Churchville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Churchville, NY here.

Annual Auto Insurance Rates for Senior Drivers in Churchville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,268
GEICO $1,122 $1,105
Liberty Mutual $2,675 $2,675
Nationwide $1,881 $1,881
Progressive $1,385 $1,399
State Farm $1,795 $1,795
Travelers $2,008 $2,145
USAA $1,297 $1,290

Find Cheap Auto Insurance Rates in Churchville, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Churchville, New York auto insurance. Compare Churchville, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Churchville, New York

Insurance Company Low Medium High
Allstate $3,304 $3,505 $3,745
GEICO $1,487 $1,568 $1,652
Liberty Mutual $3,758 $3,934 $4,154
Nationwide $2,475 $2,615 $2,814
Progressive $2,724 $2,850 $3,008
State Farm $3,121 $3,339 $3,490
Travelers $2,916 $3,053 $3,275
USAA $2,646 $2,717 $2,828

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Find Cheap Churchville, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Churchville. Compare auto insurance rates in Churchville, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Churchville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,471 $3,565
GEICO $1,523 $1,615
Liberty Mutual $3,839 $4,058
Nationwide $2,634 $2,634
Progressive $2,861 $2,861
State Farm $3,202 $3,431
Travelers $3,081 $3,081
USAA $2,703 $2,757

Find Cheap Churchville, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Churchville, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Churchville, NY, take a look at the average cost for various violations versus rates for a clean driving record in Churchville.

Annual Churchville, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,981 $2,981 $4,352 $3,759
GEICO $1,234 $1,345 $2,463 $1,234
Liberty Mutual $3,167 $3,167 $6,294 $3,167
Nationwide $2,026 $2,026 $4,416 $2,070
Progressive $2,784 $2,784 $3,074 $2,801
State Farm $3,155 $3,155 $3,478 $3,478
Travelers $2,621 $3,295 $3,342 $3,068
USAA $2,416 $2,456 $3,593 $2,456

Find Cheap Churchville, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Churchville, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Churchville for less when you shop around and compare rates from multiple Churchville, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Churchville, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,352
GEICO $2,463
Liberty Mutual $6,294
Nationwide $4,416
Progressive $3,074
State Farm $3,478
Travelers $3,342
USAA $3,593

Winners by Category: Where to Buy Cheap Auto Insurance in Churchville, NY

Compare rates from the cheapest auto insurance companies in Churchville, NY for your needs. Take a look at how Churchville, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Churchville, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Churchville, New York Auto Insurance Companies

If you’re looking for the cheapest Churchville, NY auto insurance companies overall, you can compare them here. Find the best price for Churchville, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Churchville, New York

Insurance Company Average Annual Rates
Allstate $3,518
GEICO $1,569
Liberty Mutual $3,949
Nationwide $2,634
Progressive $2,861
State Farm $3,317
Travelers $3,081
USAA $2,730

What affects Churchville, New York auto insurance rates?

Local factors affect auto insurance rates in Churchville, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Churchville auto insurance rates.

Commute Times in Churchville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Churchville, NY is 22.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Churchville, NY

You can buy cheap Churchville, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Churchville, New York auto insurance quotes from top companies.

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