Buy Cheap Boulder, CO Auto Insurance (2021)

Boulder, CO auto insurance rates average $306 a month. Minimum auto insurance requirements in Boulder, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Boulder, CO, compare Boulder auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Boulder after a DUI is Allstate
  • Average auto insurance rates in Boulder, CO for teens drivers are $7,221/year
  • Average auto insurance rates in Boulder, CO after a DUI are $4,360/year

Finding affordable Boulder, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Boulder, CO auto insurance with confidence is right here. Auto insurance rates in Boulder are affected by local factors as well as personal ones like your driving record.

See how Boulder, CO car insurance rates compare to Fort Collins auto insurance rates, Boulder auto insurance rates, and Greeley auto insurance rates before you read more about the cost of auto insurance in Boulder.

Don’t buy Boulder, CO auto insurance until you’ve compared rates. Get free Boulder, Colorado auto insurance quotes when you enter your ZIP code above.

Boulder, CO Minimum Auto Insurance Requirements

The required auto insurance in Boulder, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Boulder, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Boulder, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Boulder, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Boulder, CO. Take a look at Boulder, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Boulder, Colorado

Insurance Company Poor Fair Good
Allstate $6,550 $5,060 $3,818
American Family $4,874 $3,498 $2,940
Farmers $6,115 $5,000 $4,753
GEICO $3,173 $2,643 $2,112
Liberty Mutual $3,684 $2,280 $1,813
Nationwide $4,068 $3,235 $2,817
Progressive $4,406 $3,778 $3,477
State Farm $4,737 $3,045 $2,455
USAA $4,322 $2,492 $2,006

Buy Cheap Boulder, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Boulder, Colorado auto insurance rates? Find out how car insurance rates in Boulder, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Boulder, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,089 $2,877 $2,804 $2,829 $11,119 $11,710 $3,357 $3,354
American Family $2,577 $2,577 $2,331 $2,331 $6,229 $8,403 $2,577 $3,144
Farmers $3,050 $3,031 $2,753 $2,963 $11,797 $11,966 $3,356 $3,398
GEICO $1,642 $1,811 $1,777 $2,043 $5,285 $5,578 $1,498 $1,510
Liberty Mutual $1,650 $1,582 $1,413 $1,559 $5,364 $5,845 $1,665 $1,662
Nationwide $2,245 $2,277 $2,018 $2,122 $5,702 $7,251 $2,587 $2,784
Progressive $2,318 $2,163 $2,059 $2,043 $8,225 $9,171 $2,601 $2,518
State Farm $2,097 $2,097 $1,904 $1,904 $6,255 $7,892 $2,356 $2,796
USAA $1,948 $1,930 $1,876 $1,860 $5,014 $5,716 $2,491 $2,684

Buy Cheap Boulder, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Boulder can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Boulder, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Boulder, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,119 $11,710
American Family $6,229 $8,403
Farmers $11,797 $11,966
GEICO $5,285 $5,578
Liberty Mutual $5,364 $5,845
Nationwide $5,702 $7,251
Progressive $8,225 $9,171
State Farm $6,255 $7,892
USAA $5,014 $5,716

Buy Cheap Boulder, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Boulder, Colorado by comparing Boulder senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Boulder, CO here.

Annual Auto Insurance Rates for Senior Drivers in Boulder, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,804 $2,829
American Family $2,331 $2,331
Farmers $2,753 $2,963
GEICO $1,777 $2,043
Liberty Mutual $1,413 $1,559
Nationwide $2,018 $2,122
Progressive $2,059 $2,043
State Farm $1,904 $1,904
USAA $1,876 $1,860

Find Cheap Auto Insurance Rates in Boulder, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Boulder, Colorado auto insurance. Compare Boulder, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Boulder, Colorado

Insurance Company Low Medium High
Allstate $4,842 $5,124 $5,461
American Family $3,557 $3,849 $3,907
Farmers $4,634 $5,213 $6,021
GEICO $2,348 $2,591 $2,989
Liberty Mutual $2,424 $2,582 $2,771
Nationwide $3,335 $3,378 $3,407
Progressive $3,527 $3,902 $4,233
State Farm $3,161 $3,416 $3,661
USAA $2,788 $2,940 $3,093

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Find Cheap Boulder, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Boulder. Compare auto insurance rates in Boulder, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Boulder, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,142 $5,142
American Family $3,689 $3,853
Farmers $5,289 $5,289
GEICO $2,592 $2,693
Liberty Mutual $2,592 $2,592
Nationwide $3,373 $3,373
Progressive $3,887 $3,887
State Farm $3,327 $3,498
USAA $2,858 $3,022

Find Cheap Boulder, CO Auto Insurance Rates by ZIP Code

Auto insurance rates in Boulder, Colorado can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Boulder, CO to see how much where you live in Boulder affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Boulder, Colorado

ZIP Code Average Annual Rates
80301 $3,298
80302 $3,462
80303 $3,393
80304 $3,422
80305 $3,353
80309 $3,450
80310 $3,442

Find Cheap Boulder, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Boulder, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Boulder, CO, take a look at the average cost for various violations versus rates for a clean driving record in Boulder.

Annual Boulder, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,356 $5,037 $6,213 $4,963
American Family $2,792 $3,953 $5,175 $3,164
Farmers $4,474 $5,747 $5,662 $5,274
GEICO $1,846 $2,901 $3,437 $2,388
Liberty Mutual $2,285 $2,665 $2,743 $2,676
Nationwide $2,612 $3,543 $4,472 $2,866
Progressive $3,354 $4,761 $3,537 $3,898
State Farm $3,123 $3,702 $3,413 $3,413
USAA $2,142 $2,625 $4,586 $2,408

Find Cheap Boulder, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Boulder, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Boulder for less when you shop around and compare rates from multiple Boulder, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Boulder, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,213
American Family $5,175
Farmers $5,662
GEICO $3,437
Liberty Mutual $2,743
Nationwide $4,472
Progressive $3,537
State Farm $3,413
USAA $4,586

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Winners by Category: Where to Buy Cheap Auto Insurance in Boulder, CO

Compare rates from the cheapest auto insurance companies in Boulder, CO for your needs. Take a look at how Boulder, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Boulder, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

Find Cheap Boulder, Colorado Auto Insurance Companies

If you’re looking for the cheapest Boulder, CO auto insurance companies overall, you can compare them here. Find the best price for Boulder, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Boulder, Colorado

Insurance Company Average Annual Rates
Allstate $5,142
American Family $3,771
Farmers $5,289
GEICO $2,643
Liberty Mutual $2,592
Nationwide $3,373
Progressive $3,887
State Farm $3,413
USAA $2,940

What affects Boulder, Colorado auto insurance rates?

Local factors affect auto insurance rates in Boulder, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Boulder auto insurance rates.

Commute Times in Boulder

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Boulder, CO is 19.7 minutes according to City-Data.

Traffic in Boulder

How is traffic in Boulder, Colorado? Inrix data shows that Boulder, CO traffic makes it the 333rd-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Boulder, CO

You can buy cheap Boulder, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Boulder, Colorado auto insurance quotes from top companies.

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