Buy Cheap Cheboygan, MI Auto Insurance (2022)

Cheboygan, MI auto insurance rates average $789 a month. Minimum auto insurance requirements in Cheboygan, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Cheboygan, MI, compare Cheboygan auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Cheboygan is Allstate
  • Average auto insurance rates in Cheboygan, MI after a DUI are $15,907/year
  • Average auto insurance rates in Cheboygan, MI for teens drivers are $17,705/year

Finding affordable Cheboygan, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Cheboygan, MI auto insurance with confidence is right here. Auto insurance rates in Cheboygan are affected by local factors as well as personal ones like your driving record.

See how Cheboygan, MI car insurance rates compare to Livonia auto insurance rates, Troy auto insurance rates, and Grand Rapids auto insurance rates before you read more about the cost of auto insurance in Cheboygan.

Don’t buy Cheboygan, MI auto insurance until you’ve compared rates. Get free Cheboygan, Michigan auto insurance quotes when you enter your ZIP code above.

Cheboygan, MI Minimum Auto Insurance Requirements

The required auto insurance in Cheboygan, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Cheboygan, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Cheboygan, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Cheboygan, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cheboygan, MI. Take a look at Cheboygan, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cheboygan, Michigan

Insurance Company Poor Fair Good
Allstate $37,414 $20,541 $15,340
Farmers $5,866 $3,952 $3,663
GEICO $7,165 $5,269 $4,288
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $8,486 $6,332 $5,361
Progressive $5,452 $4,596 $4,154
State Farm $17,170 $8,697 $5,913
Travelers $8,534 $8,275 $8,170
USAA $4,619 $2,649 $2,033

Buy Cheap Cheboygan, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cheboygan, Michigan auto insurance rates? Find out how car insurance rates in Cheboygan, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cheboygan, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,261 $18,261 $17,077 $17,077 $43,192 $43,192 $19,197 $19,197
Farmers $3,394 $3,394 $3,166 $3,166 $7,611 $7,611 $3,804 $3,804
GEICO $3,884 $3,884 $3,922 $3,922 $10,771 $10,771 $3,717 $3,717
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,842 $4,842 $4,311 $4,311 $12,461 $12,461 $5,293 $5,293
Progressive $2,790 $2,613 $2,467 $2,733 $10,129 $10,846 $3,250 $3,043
State Farm $6,445 $6,445 $5,968 $5,968 $22,400 $22,400 $7,559 $7,559
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,287 $2,184 $2,150 $2,046 $5,446 $5,207 $2,786 $2,696

Buy Cheap Cheboygan, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cheboygan can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cheboygan, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cheboygan, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,192 $43,192
Farmers $7,611 $7,611
GEICO $10,771 $10,771
Liberty Mutual $30,474 $30,474
Nationwide $12,461 $12,461
Progressive $10,129 $10,846
State Farm $22,400 $22,400
Travelers $16,861 $16,861
USAA $5,446 $5,207

Buy Cheap Cheboygan, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Cheboygan, Michigan by comparing Cheboygan senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cheboygan, MI here.

Annual Auto Insurance Rates for Senior Drivers in Cheboygan, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,077 $17,077
Farmers $3,166 $3,166
GEICO $3,922 $3,922
Liberty Mutual $12,695 $12,695
Nationwide $4,311 $4,311
Progressive $2,467 $2,733
State Farm $5,968 $5,968
Travelers $4,792 $4,792
USAA $2,150 $2,046

Find Cheap Auto Insurance Rates in Cheboygan, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cheboygan, Michigan auto insurance. Compare Cheboygan, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cheboygan, Michigan

Insurance Company Low Medium High
Allstate $23,877 $24,481 $24,937
Farmers $4,371 $4,483 $4,626
GEICO $5,238 $5,528 $5,955
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $7,083 $6,602 $6,494
Progressive $4,592 $4,740 $4,870
State Farm $10,074 $10,657 $11,049
Travelers $8,241 $8,334 $8,405
USAA $3,006 $3,107 $3,187

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Find Cheap Cheboygan, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cheboygan. Compare auto insurance rates in Cheboygan, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cheboygan, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,432 $24,432
Farmers $4,494 $4,494
GEICO $5,444 $5,704
Liberty Mutual $16,605 $17,805
Nationwide $6,726 $6,726
Progressive $4,734 $4,734
State Farm $10,309 $10,877
Travelers $8,279 $8,375
USAA $3,065 $3,135

Find Cheap Cheboygan, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Cheboygan, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cheboygan, MI, take a look at the average cost for various violations versus rates for a clean driving record in Cheboygan.

Annual Cheboygan, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,880 $15,975 $53,265 $16,607
Farmers $3,787 $4,811 $4,744 $4,633
GEICO $2,003 $4,153 $12,485 $3,655
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,734 $7,704 $6,993 $6,475
Progressive $4,029 $5,259 $4,735 $4,913
State Farm $6,774 $8,103 $17,401 $10,095
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,504 $3,103 $4,068 $2,726

Find Cheap Cheboygan, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cheboygan, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Cheboygan for less when you shop around and compare rates from multiple Cheboygan, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cheboygan, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,265
Farmers $4,744
GEICO $12,485
Liberty Mutual $26,565
Nationwide $6,993
Progressive $4,735
State Farm $17,401
Travelers $12,908
USAA $4,068

Winners by Category: Where to Buy Cheap Auto Insurance in Cheboygan, MI

Compare rates from the cheapest auto insurance companies in Cheboygan, MI for your needs. Take a look at how Cheboygan, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cheboygan, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Cheboygan, Michigan Auto Insurance Companies

If you’re looking for the cheapest Cheboygan, MI auto insurance companies overall, you can compare them here. Find the best price for Cheboygan, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Cheboygan, Michigan

Insurance Company Average Annual Rates
Allstate $24,432
Farmers $4,494
GEICO $5,574
Liberty Mutual $17,205
Nationwide $6,726
Progressive $4,734
State Farm $10,593
Travelers $8,327
USAA $3,100

What affects Cheboygan, Michigan auto insurance rates?

Local factors affect auto insurance rates in Cheboygan, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Cheboygan auto insurance rates.

Commute Times in Cheboygan

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cheboygan, MI is 22.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Cheboygan, MI

You can buy cheap Cheboygan, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cheboygan, Michigan auto insurance quotes from top companies.

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